Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 26.53% is 58% above its 5-year average of 16.77%, near the high end of its 5-year range (-100.44%–45.24%).
31.88% above its 12-month average of 20.12%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.05%.
NET PROFIT MARGIN
26.53%
NET PROFIT MARGIN AVG TTM
20.12%
NET PROFIT MARGIN AVG 3Y
13.07%
NET PROFIT MARGIN AVG 5Y
16.77%
NET PROFIT MARGIN AVG 10Y
15.68%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+31.88%
CURRENT VS 3Y AVG
+103.06%
CURRENT VS 5Y AVG
+58.23%
CURRENT VS 10Y AVG
+69.24%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.61%
median of 585 covered companies
CURRENT VS SECTOR MEDIAN
+94.93%
vs the sector median at left
Mechanics Bank
Market Cap
$3.31B
Net Profit Margin
26.53%
TTM Avg
20.12%
3Y Avg
13.07%
5Y Avg
16.77%
Market Cap
$3.31B
Net Profit Margin
21.41%
TTM Avg
19.48%
3Y Avg
22.50%
5Y Avg
23.86%
Market Cap
$3.36B
Net Profit Margin
18.61%
TTM Avg
21.87%
3Y Avg
20.19%
5Y Avg
17.16%
Market Cap
$3.24B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.20B
Net Profit Margin
-146.90%
TTM Avg
4.55%
3Y Avg
-29.13%
5Y Avg
-67.47%
Market Cap
$3.19B
Net Profit Margin
20.51%
TTM Avg
44.00%
3Y Avg
45.11%
5Y Avg
50.19%
Market Cap
$3.17B
Net Profit Margin
29.31%
TTM Avg
31.50%
3Y Avg
34.54%
5Y Avg
36.77%
Market Cap
$3.48B
Net Profit Margin
34.02%
TTM Avg
21.91%
3Y Avg
19.73%
5Y Avg
21.98%
Market Cap
$3.49B
Net Profit Margin
13.22%
TTM Avg
7.93%
3Y Avg
11.55%
5Y Avg
13.20%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mechanics Bank (MCHB) | $3.31B | 26.53% | 20.12% | 13.07% | 16.77% |
| First Financial Bancorp. (FFBC)vs › | $3.31B | 21.41% | 19.48% | 22.50% | 23.86% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.36B | 18.61% | 21.87% | 20.19% | 17.16% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| CleanSpark, Inc. (CLSK)vs › | $3.20B | -146.90% | 4.55% | -29.13% | -67.47% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 20.51% | 44.00% | 45.11% | 50.19% |
| CVB Financial Corp. (CVBF)vs › | $3.17B | 29.31% | 31.50% | 34.54% | 36.77% |
| First Interstate BancSystem, Inc. (FIBK)vs › | $3.48B | 34.02% | 21.91% | 19.73% | 21.98% |
| Brighthouse Financial, Inc. (BHFAO)vs › | $3.49B | 13.22% | 7.93% | 11.55% | 13.20% |
| Brighthouse Financial, Inc. (BHFAN)vs › | $3.49B | 13.22% | 7.93% | 11.55% | 13.20% |
Operating Margin
31.5%
Net Profit Margin
26.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 22.05% |
| 2026-03-31 | 17.91% |
| 2025-12-31 | 45.24% |
| 2025-09-30 | 19.89% |
| 2025-06-30 | -4.50% |
| 2025-03-31 | 23.42% |
| 2024-12-31 | 26.65% |
| 2024-09-30 | 19.26% |
| 2024-06-30 | -5.46% |
| 2024-03-31 | -6.69% |
| 2023-12-31 | -3.05% |
| 2023-09-30 | 2.06% |
| 2023-06-30 | -100.44% |
| 2023-03-31 | 4.72% |
| 2022-12-31 | 8.19% |
| 2022-09-30 | 21.06% |
| 2022-06-30 | 21.96% |
| 2022-03-31 | 26.75% |
| 2021-12-31 | 32.85% |
| 2021-09-30 | 30.81% |
| 2021-06-30 | 32.23% |
| 2021-03-31 | 30.11% |
| 2020-12-31 | 25.86% |
| 2020-09-30 | 26.38% |
| 2020-06-30 | 19.21% |
| 2020-03-31 | 7.41% |
| 2019-12-31 | 12.20% |
| 2019-09-30 | 13.28% |
| 2019-06-30 | 5.66% |
| 2019-03-31 | 12.73% |
| 2018-12-31 | 19.35% |
| 2018-09-30 | 15.80% |
| 2018-06-30 | 10.11% |
| 2018-03-31 | 9.12% |
| 2017-12-31 | 26.71% |
| 2017-09-30 | 9.07% |
| 2017-06-30 | 8.08% |
| 2017-03-31 | 6.88% |
| 2016-12-31 | 1.31% |
| 2016-09-30 | 16.76% |
