Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.44% is 26% below its 5-year average of 0.60%, around the middle of its 5-year range (-0.75%–1.55%).
24.79% below its 12-month average of 0.58%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.26%.
RETURN ON ASSETS (ROA)
0.44%
RETURN ON ASSETS (ROA) AVG TTM
0.58%
RETURN ON ASSETS (ROA) AVG 3Y
0.88%
RETURN ON ASSETS (ROA) AVG 5Y
0.60%
RETURN ON ASSETS (ROA) AVG 10Y
0.71%
RETURN ON ASSETS (ROA) AVG 15Y
0.76%
RETURN ON ASSETS (ROA) AVG 20Y
0.77%
CURRENT VS TTM AVG
-24.79%
CURRENT VS 3Y AVG
-50.00%
CURRENT VS 5Y AVG
-26.26%
CURRENT VS 10Y AVG
-38.42%
CURRENT VS 15Y AVG
-42.11%
CURRENT VS 20Y AVG
-42.74%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 500 covered companies
CURRENT VS SECTOR MEDIAN
-64.23%
vs the sector median at left
CB Financial Services, Inc.
Market Cap
$187.03M
Return on Assets (ROA)
0.44%
TTM Avg
0.58%
3Y Avg
0.88%
5Y Avg
0.60%
Market Cap
$186.81M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$187.50M
Return on Assets (ROA)
-16.75%
TTM Avg
-16.75%
3Y Avg
-16.75%
5Y Avg
-16.75%
Market Cap
$186.20M
Return on Assets (ROA)
0.68%
TTM Avg
0.38%
3Y Avg
0.34%
5Y Avg
0.47%
Market Cap
$185.65M
Return on Assets (ROA)
1.49%
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.28%
Market Cap
$185.68M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.08M
Return on Assets (ROA)
1.26%
TTM Avg
0.65%
3Y Avg
0.65%
5Y Avg
0.65%
Market Cap
$184.28M
Return on Assets (ROA)
0.40%
TTM Avg
0.42%
3Y Avg
0.50%
5Y Avg
0.70%
Market Cap
$184.73M
Return on Assets (ROA)
1.64%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CB Financial Services, Inc. (CBFV) | $187.03M | 0.44% | 0.58% | 0.88% | 0.60% |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.81M | N/A | N/A | N/A | N/A |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $187.50M | -16.75% | -16.75% | -16.75% | -16.75% |
| ECB Bancorp, Inc. (ECBK)vs › | $186.20M | 0.68% | 0.38% | 0.34% | 0.47% |
| BV Financial, Inc. (BVFL)vs › | $185.65M | 1.49% | 1.39% | 1.39% | 1.28% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 1.26% | 0.65% | 0.65% | 0.65% |
| Hanover Bancorp, Inc. (HNVR)vs › | $184.28M | 0.40% | 0.42% | 0.50% | 0.70% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.73M | 1.64% | 0.28% | 0.28% | 0.28% |
| Landmark Bancorp, Inc. (LARK)vs › | $188.83M | 1.25% | 1.00% | 0.86% | 1.07% |
ROA
0.4%
ROE
4.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.32% |
| 2024-12-31 | 0.85% |
| 2023-12-31 | 1.55% |
| 2022-12-31 | 0.80% |
| 2021-12-31 | 0.81% |
| 2020-12-31 | -0.75% |
| 2019-12-31 | 1.08% |
| 2018-12-31 | 0.55% |
| 2017-12-31 | 0.74% |
| 2016-12-31 | 0.90% |
| 2015-12-31 | 1.01% |
| 2014-12-31 | 0.51% |
| 2013-12-31 | 0.78% |
| 2012-12-31 | 0.77% |
| 2011-12-31 | 0.00% |
| 2005-12-31 | 0.87% |
| 2004-12-31 | 0.50% |
| 2003-12-31 | 0.52% |
| 2002-12-31 | 0.84% |
