CB Financial Services, Inc. (CBFV) vs Hanover Bancorp, Inc. (HNVR)

A side-by-side comparison of CB Financial Services, Inc. and Hanover Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CBFV vs HNVR

growth of $100 · dividends reinvested · last 4y
CBFV +94.5% (+18.1%/yr)HNVR +33.0% (+7.4%/yr)CBFV compounded faster over this window
100150200Start $1002023202420252026$194$133
CBFV HNVR

CBFV vs HNVR: by the numbers

  • •CBFV is the larger company ($188M vs $184M market cap).
  • •HNVR trades at the lower trailing earnings multiple (20.13 vs 29.02 P/E), one valuation lens rather than an overall verdict.
  • •CBFV converts more revenue to profit (9.91% vs 7.11% net margin).
  • •HNVR grew revenue faster over the past five years (25.69% vs 6.68% CAGR).
  • •CBFV pays the higher dividend yield (2.97% vs 1.56%).

Metrics side by side

Valuation

MetricCBFVHNVR
P/E ratio29.0220.13
Forward P/E11.7310.84
P/S ratio2.591.38
P/B ratio1.16N/A

Profitability

MetricCBFVHNVR
Operating margin10.89%3.72%
Net margin9.91%7.11%
ROE4.45%4.67%

CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Hanover Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCBFVHNVR
Dividend yield2.97%1.56%
Payout ratio85.94%31.39%

Growth (annualized)

MetricCBFVHNVR
Revenue CAGR (5Y)6.68%25.69%
EPS CAGR (5Y)N/A-3.26%
Total return CAGR (5Y)14.17%N/A

Frequently asked

Which has the lower trailing P/E, CBFV or HNVR?
HNVR has the lower trailing P/E: CBFV trades at 29.02 and HNVR at 20.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBFV or HNVR?
Over the past five years, HNVR grew revenue faster — CBFV at a 6.68% CAGR versus HNVR at 25.69%.
Does CBFV or HNVR pay a bigger dividend?
CBFV yields 2.97% and HNVR yields 1.56% based on trailing dividends and the latest price.
Is CBFV or HNVR more profitable?
CBFV runs the higher net margin — CBFV at 9.91% versus HNVR at 7.11%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.