CB Financial Services, Inc. (CBFV) vs Hanover Bancorp, Inc. (HNVR)
A side-by-side comparison of CB Financial Services, Inc. and Hanover Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBFV vs HNVR
growth of $100 · dividends reinvested · last 4yCBFV vs HNVR: by the numbers
- •CBFV is the larger company ($188M vs $184M market cap).
- •HNVR trades at the lower trailing earnings multiple (20.13 vs 29.02 P/E), one valuation lens rather than an overall verdict.
- •CBFV converts more revenue to profit (9.91% vs 7.11% net margin).
- •HNVR grew revenue faster over the past five years (25.69% vs 6.68% CAGR).
- •CBFV pays the higher dividend yield (2.97% vs 1.56%).
Metrics side by side
Valuation
| Metric | CBFV | HNVR |
|---|---|---|
| P/E ratio | 29.02 | 20.13 |
| Forward P/E | 11.73 | 10.84 |
| P/S ratio | 2.59 | 1.38 |
| P/B ratio | 1.16 | N/A |
Profitability
| Metric | CBFV | HNVR |
|---|---|---|
| Operating margin | 10.89% | 3.72% |
| Net margin | 9.91% | 7.11% |
| ROE | 4.45% | 4.67% |
CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Hanover Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBFV | HNVR |
|---|---|---|
| Dividend yield | 2.97% | 1.56% |
| Payout ratio | 85.94% | 31.39% |
Growth (annualized)
| Metric | CBFV | HNVR |
|---|---|---|
| Revenue CAGR (5Y) | 6.68% | 25.69% |
| EPS CAGR (5Y) | N/A | -3.26% |
| Total return CAGR (5Y) | 14.17% | N/A |
Frequently asked
- Which has the lower trailing P/E, CBFV or HNVR?
- HNVR has the lower trailing P/E: CBFV trades at 29.02 and HNVR at 20.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBFV or HNVR?
- Over the past five years, HNVR grew revenue faster — CBFV at a 6.68% CAGR versus HNVR at 25.69%.
- Does CBFV or HNVR pay a bigger dividend?
- CBFV yields 2.97% and HNVR yields 1.56% based on trailing dividends and the latest price.
- Is CBFV or HNVR more profitable?
- CBFV runs the higher net margin — CBFV at 9.91% versus HNVR at 7.11%.
Go deeper
Dig into the metrics
CB Financial Services & Hanover Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.