Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 3.72% is 79% below its 5-year average of 17.56%, near the low end of its 5-year range (-0.27%–47.19%).
20.39% below its 12-month average of 4.67%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -0.27%.
OPERATING MARGIN
3.72%
OPERATING MARGIN AVG TTM
4.67%
OPERATING MARGIN AVG 3Y
8.92%
OPERATING MARGIN AVG 5Y
17.56%
OPERATING MARGIN AVG 10Y
27.42%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-20.39%
CURRENT VS 3Y AVG
-58.28%
CURRENT VS 5Y AVG
-78.82%
CURRENT VS 10Y AVG
-86.43%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.39%
median of 617 covered companies
CURRENT VS SECTOR MEDIAN
-77.30%
vs the sector median at left
Hanover Bancorp, Inc.
Market Cap
$185.36M
Operating Margin
3.72%
TTM Avg
4.67%
3Y Avg
8.92%
5Y Avg
17.56%
Market Cap
$185.30M
Operating Margin
32.05%
TTM Avg
32.87%
3Y Avg
35.73%
5Y Avg
38.09%
Market Cap
$185.68M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$184.90M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$184.59M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$186.28M
Operating Margin
21.85%
TTM Avg
18.00%
3Y Avg
19.95%
5Y Avg
22.74%
Market Cap
$186.70M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$186.81M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanover Bancorp, Inc. (HNVR) | $185.36M | 3.72% | 4.67% | 8.92% | 17.56% |
| BV Financial, Inc. (BVFL)vs › | $185.30M | 32.05% | 32.87% | 35.73% | 38.09% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $184.90M | 0.00% | 0.00% | 0.00% | 0.00% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.59M | 0.00% | 0.00% | 0.00% | 0.00% |
| SB Financial Group, Inc. (SBFG)vs › | $186.28M | 21.85% | 18.00% | 19.95% | 22.74% |
| QNB Corp. (QNBC)vs › | $184.18M | 16.48% | 17.10% | 20.93% | 24.74% |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $186.70M | 0.00% | 0.00% | 0.00% | 0.00% |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.81M | N/A | N/A | N/A | N/A |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.71M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
3.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -0.27% |
| 2026-03-31 | 0.70% |
| 2025-12-31 | 0.38% |
| 2025-09-30 | 13.05% |
| 2025-06-30 | 9.50% |
| 2025-03-31 | 4.83% |
| 2024-12-31 | 13.95% |
| 2024-09-30 | 12.13% |
| 2024-06-30 | 3.13% |
| 2024-03-31 | 15.02% |
| 2023-12-31 | 14.66% |
| 2023-09-30 | 14.36% |
| 2023-06-30 | 14.50% |
| 2023-03-31 | 15.59% |
| 2022-12-31 | 28.79% |
| 2022-09-30 | 34.88% |
| 2022-06-30 | 38.25% |
| 2022-03-31 | 40.61% |
| 2021-12-31 | 44.65% |
| 2021-09-30 | 47.19% |
| 2021-06-30 | 2.88% |
| 2021-03-31 | 25.51% |
| 2020-12-31 | 19.66% |
| 2020-09-30 | 18.50% |
| 2020-06-30 | 18.26% |
| 2020-03-31 | 3.02% |
| 2019-12-31 | 22.59% |
| 2019-09-30 | 37.27% |
| 2019-06-30 | 39.35% |
| 2019-03-31 | 47.70% |
| 2018-12-31 | 77.30% |
| 2018-09-30 | 78.37% |
| 2018-06-30 | 83.23% |
| 2018-03-31 | 80.20% |
| 2017-12-31 | 45.62% |
| 2017-09-30 | 30.60% |
| 2017-06-30 | 49.28% |
| 2017-03-31 | 28.98% |
| 2016-12-31 | 43.01% |
| 2016-09-30 | 31.34% |
| 2016-06-30 | 31.45% |
| 2016-03-31 | 30.11% |
