Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 16.48% is 25% below its 5-year average of 22.11%, near the low end of its 5-year range (7.35%–39.51%).
5.71% below its 12-month average of 17.48%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.69%.
OPERATING MARGIN
16.48%
OPERATING MARGIN AVG TTM
17.48%
OPERATING MARGIN AVG 3Y
15.21%
OPERATING MARGIN AVG 5Y
22.11%
OPERATING MARGIN AVG 10Y
25.55%
OPERATING MARGIN AVG 15Y
27.71%
OPERATING MARGIN AVG 20Y
24.99%
CURRENT VS TTM AVG
-5.71%
CURRENT VS 3Y AVG
+8.31%
CURRENT VS 5Y AVG
-25.46%
CURRENT VS 10Y AVG
-35.49%
CURRENT VS 15Y AVG
-40.53%
CURRENT VS 20Y AVG
-34.06%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+2.42%
vs the sector median at left
Market Cap
$184.57M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$184.99M
Operating Margin
21.85%
TTM Avg
18.00%
3Y Avg
19.95%
5Y Avg
22.74%
Market Cap
$183.74M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$185.08M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$183.55M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.49M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$182.91M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$182.89M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| QNB Corp. (QNBC) | $184.38M | 16.48% | 17.48% | 15.21% | 22.11% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.57M | 0.00% | 0.00% | 0.00% | 0.00% |
| SB Financial Group, Inc. (SBFG)vs › | $184.99M | 21.85% | 18.00% | 19.95% | 22.74% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.74M | 0.00% | 0.00% | 0.00% | 0.00% |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 0.00% | 0.00% | 0.00% | 0.00% |
| Solarius Capital Acquisition Corp. (SOCA)vs › | $183.55M | N/A | N/A | N/A | N/A |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
| McKinley Acquisition Corporation (MKLY)vs › | $182.91M | 0.00% | 0.00% | 0.00% | 0.00% |
| SPACSphere Acquisition Corp. (SSAC)vs › | $182.89M | 0.00% | 0.00% | 0.00% | 0.00% |
| BV Financial, Inc. (BVFL)vs › | $186.25M | 32.05% | 32.87% | 35.73% | 38.09% |
Operating Margin
16.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 11.69% |
| 2026-03-31 | 15.43% |
| 2025-12-31 | 22.51% |
| 2025-09-30 | 18.02% |
| 2025-06-30 | 19.74% |
| 2025-03-31 | 13.46% |
| 2024-12-31 | 15.91% |
| 2024-09-30 | 17.98% |
| 2024-06-30 | 13.80% |
| 2024-03-31 | 15.22% |
| 2023-12-31 | 7.35% |
| 2023-09-30 | 14.01% |
| 2023-06-30 | 12.68% |
| 2023-03-31 | 31.42% |
| 2022-12-31 | 39.51% |
| 2022-09-30 | 28.86% |
| 2022-06-30 | 30.82% |
| 2022-03-31 | 33.79% |
| 2021-12-31 | 35.95% |
| 2021-09-30 | 31.52% |
| 2021-06-30 | 34.64% |
| 2021-03-31 | 41.78% |
| 2020-12-31 | 36.14% |
| 2020-09-30 | 34.57% |
| 2020-06-30 | 36.38% |
| 2020-03-31 | -1.91% |
| 2019-12-31 | 24.39% |
| 2019-09-30 | 27.37% |
| 2019-06-30 | 28.59% |
| 2019-03-31 | 30.86% |
| 2018-12-31 | 17.52% |
| 2018-09-30 | 30.24% |
| 2018-06-30 | 28.58% |
| 2018-03-31 | 30.17% |
| 2017-12-31 | 29.62% |
| 2017-09-30 | 30.92% |
| 2017-06-30 | 29.90% |
| 2017-03-31 | 35.79% |
| 2016-12-31 | 31.51% |
| 2016-09-30 | 31.35% |
| 2016-06-30 | 29.29% |
| 2016-03-31 | 30.98% |
| 2015-12-31 | 26.61% |
| 2015-09-30 | 30.47% |
| 2015-06-30 | 26.93% |
| 2015-03-31 | 29.91% |
| 2014-12-31 | 34.22% |
| 2014-09-30 | 28.34% |
| 2014-06-30 | 30.48% |
| 2014-03-31 | 32.05% |
| 2013-12-31 | 27.94% |
| 2013-09-30 | 29.60% |
| 2013-06-30 | 26.90% |
| 2013-03-31 | 33.33% |
| 2012-12-31 | 28.44% |
| 2012-09-30 | 27.81% |
| 2012-06-30 | 33.58% |
| 2012-03-31 | 31.58% |
| 2011-12-31 | 23.48% |
| 2011-09-30 | 29.21% |
| 2011-06-30 | 31.07% |
| 2011-03-31 | 28.17% |
| 2010-12-31 | 21.40% |
| 2010-09-30 | 19.43% |
| 2010-06-30 | 25.02% |
| 2010-03-31 | 23.47% |
| 2009-12-31 | 12.03% |
| 2009-09-30 | 6.02% |
| 2009-06-30 | 15.14% |
| 2009-03-31 | 13.18% |
| 2008-12-31 | 10.32% |
| 2008-09-30 | 21.17% |
| 2008-06-30 | 21.74% |
| 2008-03-31 | 21.92% |
| 2007-12-31 | 12.50% |
| 2007-09-30 | 20.11% |
| 2007-06-30 | 11.14% |
| 2007-03-31 | -14.07% |
| 2006-12-31 | 10.65% |
| 2006-09-30 | 19.87% |
| 2006-06-30 | 18.84% |
| 2006-03-31 | 22.68% |
| 2005-12-31 | 18.04% |
| 2005-09-30 | 22.47% |
| 2005-06-30 | 9.18% |
| 2005-03-31 | 29.88% |
| 2004-12-31 | 24.12% |
| 2004-09-30 | 24.49% |
| 2004-06-30 | 26.48% |
| 2004-03-31 | 29.55% |
| 2003-12-31 | 17.99% |
| 2003-09-20 | 21.25% |
| 2003-06-30 | 27.40% |
| 2003-03-31 | 26.04% |
| 2002-12-31 | 18.05% |
| 2002-09-30 | 20.71% |
