Hanover Bancorp, Inc. (HNVR) vs SB Financial Group, Inc. (SBFG)
A side-by-side comparison of Hanover Bancorp, Inc. and SB Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HNVR vs SBFG
growth of $100 · dividends reinvested · last 4yHNVR vs SBFG: by the numbers
- •SBFG is the larger company ($185M vs $182M market cap).
- •SBFG trades at the lower trailing earnings multiple (11.00 vs 19.94 P/E), one valuation lens rather than an overall verdict.
- •SBFG converts more revenue to profit (17.67% vs 7.11% net margin).
- •HNVR grew revenue faster over the past five years (25.69% vs 3.72% CAGR).
- •SBFG pays the higher dividend yield (2.12% vs 1.56%).
Metrics side by side
Valuation
| Metric | HNVR | SBFG |
|---|---|---|
| P/E ratio | 19.94 | 11.00 |
| Forward P/E | 10.74 | 11.52 |
| PEG ratio | N/A | 3.43 |
| P/S ratio | 1.37 | 1.95 |
| P/B ratio | N/A | 1.26 |
Profitability
| Metric | HNVR | SBFG |
|---|---|---|
| Operating margin | 3.72% | 21.85% |
| Net margin | 7.11% | 17.67% |
| ROE | 4.67% | 11.42% |
Hanover Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
SB Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HNVR | SBFG |
|---|---|---|
| Dividend yield | 1.56% | 2.12% |
| Payout ratio | 31.39% | 23.51% |
Growth (annualized)
| Metric | HNVR | SBFG |
|---|---|---|
| Revenue CAGR (5Y) | 25.69% | 3.72% |
| EPS CAGR (5Y) | -3.26% | 3.21% |
| Total return CAGR (5Y) | N/A | 14.08% |
Frequently asked
- Which has the lower trailing P/E, HNVR or SBFG?
- SBFG has the lower trailing P/E: HNVR trades at 19.94 and SBFG at 11.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HNVR or SBFG?
- Over the past five years, HNVR grew revenue faster — HNVR at a 25.69% CAGR versus SBFG at 3.72%.
- Does HNVR or SBFG pay a bigger dividend?
- HNVR yields 1.56% and SBFG yields 2.12% based on trailing dividends and the latest price.
- Is HNVR or SBFG more profitable?
- SBFG runs the higher net margin — HNVR at 7.11% versus SBFG at 17.67%.
Go deeper
Dig into the metrics
Hanover Bancorp & SB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.