Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 10.89% is 47% below its 5-year average of 20.65%, around the middle of its 5-year range (-81.10%–216.75%).
328.72% above its 12-month average of 2.54%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.31%.
OPERATING MARGIN
10.89%
OPERATING MARGIN AVG TTM
2.54%
OPERATING MARGIN AVG 3Y
20.21%
OPERATING MARGIN AVG 5Y
20.65%
OPERATING MARGIN AVG 10Y
23.45%
OPERATING MARGIN AVG 15Y
24.50%
OPERATING MARGIN AVG 20Y
24.50%
CURRENT VS TTM AVG
+328.72%
CURRENT VS 3Y AVG
-46.10%
CURRENT VS 5Y AVG
-47.27%
CURRENT VS 10Y AVG
-53.57%
CURRENT VS 15Y AVG
-55.55%
CURRENT VS 20Y AVG
-55.55%
SECTOR MEDIAN · FINANCIAL SERVICES
18.07%
median of 363 covered companies
CURRENT VS SECTOR MEDIAN
-39.73%
vs the sector median at left
CB Financial Services, Inc.
Market Cap
$187.74M
Operating Margin
10.89%
TTM Avg
2.54%
3Y Avg
20.21%
5Y Avg
20.65%
Market Cap
$185.91M
Operating Margin
32.05%
TTM Avg
32.87%
3Y Avg
35.73%
5Y Avg
38.09%
Market Cap
$185.49M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.08M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$183.40M
Operating Margin
17.88%
TTM Avg
10.46%
3Y Avg
10.77%
5Y Avg
15.83%
Market Cap
$193.02M
Operating Margin
-0.36%
TTM Avg
0.18%
3Y Avg
-0.12%
5Y Avg
0.68%
Market Cap
$181.55M
Operating Margin
10.32%
TTM Avg
10.02%
3Y Avg
12.05%
5Y Avg
16.60%
Market Cap
$180.09M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$195.50M
Operating Margin
60.76%
TTM Avg
33.87%
3Y Avg
30.08%
5Y Avg
25.38%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CB Financial Services, Inc. (CBFV) | $187.74M | 10.89% | 2.54% | 20.21% | 20.65% |
| BV Financial, Inc. (BVFL)vs › | $185.91M | 32.05% | 32.87% | 35.73% | 38.09% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 0.00% | 0.00% | 0.00% | 0.00% |
| ECB Bancorp, Inc. (ECBK)vs › | $183.40M | 17.88% | 10.46% | 10.77% | 15.83% |
| Coincheck Group N.V. (CNCK)vs › | $193.02M | -0.36% | 0.18% | -0.12% | 0.68% |
| Finward Bancorp (FNWD)vs › | $181.55M | 10.32% | 10.02% | 12.05% | 16.60% |
| Digital Asset Acquisition Corp. (DAAQ)vs › | $180.09M | 0.00% | 0.00% | 0.00% | 0.00% |
| Consumer Portfolio Services, Inc. (CPSS)vs › | $195.50M | 60.76% | 33.87% | 30.08% | 25.38% |
| ARC Group Acquisition I Corp Class A Ordinary Shares (ARCL)vs › | $179.33M | N/A | N/A | N/A | N/A |
Operating Margin
10.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 23.31% |
| 2026-03-31 | 22.22% |
| 2025-12-31 | 24.32% |
| 2025-09-30 | -81.10% |
| 2025-06-30 | 23.95% |
| 2025-03-31 | 12.54% |
| 2024-12-31 | 15.12% |
| 2024-09-30 | 19.41% |
| 2024-06-30 | 16.69% |
| 2024-03-31 | 26.44% |
| 2023-12-31 | 216.75% |
| 2023-09-30 | 17.98% |
| 2023-06-30 | 20.28% |
| 2023-03-31 | 31.28% |
| 2022-12-31 | 33.35% |
| 2022-09-30 | 35.09% |
| 2022-06-30 | 0.59% |
| 2022-03-31 | 30.86% |
| 2021-12-31 | 67.38% |
| 2021-09-30 | 21.34% |
| 2021-06-30 | -3.04% |
| 2021-03-31 | 28.16% |
| 2020-12-31 | 26.23% |
| 2020-09-30 | -133.48% |
| 2020-06-30 | 26.37% |
| 2020-03-31 | 6.62% |
| 2019-12-31 | 26.94% |
| 2019-09-30 | 31.76% |
| 2019-06-30 | 26.04% |
| 2019-03-31 | 25.99% |
| 2018-12-31 | 21.10% |
| 2018-09-30 | 21.22% |
| 2018-06-30 | 9.61% |
| 2018-03-31 | 14.46% |
| 2017-12-31 | 18.84% |
| 2017-09-30 | 30.34% |
| 2017-06-30 | 25.82% |
| 2017-03-31 | 25.19% |
| 2016-12-31 | 30.01% |
| 2016-09-30 | 23.56% |
| 2016-06-30 | 28.45% |
| 2016-03-31 | 29.72% |
| 2015-12-31 | 25.03% |
| 2015-09-30 | 31.27% |
| 2015-06-30 | 32.97% |
| 2015-03-31 | 32.80% |
| 2014-12-31 | 31.43% |
| 2014-09-30 | 18.72% |
| 2014-06-30 | 17.13% |
| 2014-03-31 | 26.41% |
| 2013-12-31 | 29.63% |
| 2013-09-30 | 27.75% |
| 2013-06-30 | 25.59% |
| 2013-03-31 | 26.58% |
| 2005-12-31 | 20.61% |
| 2005-09-30 | 23.10% |
| 2005-06-30 | 21.28% |
| 2005-03-31 | 20.13% |
| 2004-12-31 | 14.96% |
| 2004-09-30 | 17.37% |
| 2004-06-30 | 12.20% |
| 2004-03-31 | 7.33% |
| 2003-12-31 | 13.21% |
| 2003-09-30 | 14.27% |
| 2003-06-30 | 6.36% |
| 2003-03-31 | 15.18% |
