Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 60.76% is 171% above its 5-year average of 22.41%, near the high end of its 5-year range (6.33%–60.76%).
116.38% above its 12-month average of 28.08%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 60.37%.
OPERATING MARGIN
60.76%
OPERATING MARGIN AVG TTM
28.08%
OPERATING MARGIN AVG 3Y
9.25%
OPERATING MARGIN AVG 5Y
22.41%
OPERATING MARGIN AVG 10Y
12.47%
OPERATING MARGIN AVG 15Y
10.59%
OPERATING MARGIN AVG 20Y
7.61%
CURRENT VS TTM AVG
+116.38%
CURRENT VS 3Y AVG
+556.89%
CURRENT VS 5Y AVG
+171.14%
CURRENT VS 10Y AVG
+387.10%
CURRENT VS 15Y AVG
+473.97%
CURRENT VS 20Y AVG
+698.11%
SECTOR MEDIAN · FINANCIAL SERVICES
17.85%
median of 501 covered companies
CURRENT VS SECTOR MEDIAN
+240.39%
vs the sector median at left
Consumer Portfolio Services, Inc.
Market Cap
$196.91M
Operating Margin
60.76%
TTM Avg
28.08%
3Y Avg
9.25%
5Y Avg
22.41%
Market Cap
$197.09M
Operating Margin
37.40%
TTM Avg
2.93%
3Y Avg
77.28%
5Y Avg
1.18%
Market Cap
$198.15M
Operating Margin
72.84%
TTM Avg
72.84%
3Y Avg
72.84%
5Y Avg
72.84%
Market Cap
$197.97M
Operating Margin
N/A
TTM Avg
17.37%
3Y Avg
17.73%
5Y Avg
20.18%
Market Cap
$198.03M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$195.08M
Operating Margin
-0.36%
TTM Avg
0.18%
3Y Avg
-0.12%
5Y Avg
0.68%
Market Cap
$195.13M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$199.18M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$193.30M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Consumer Portfolio Services, Inc. (CPSS) | $196.91M | 60.76% | 28.08% | 9.25% | 22.41% |
| DeFi Technologies Inc. (DEFT)vs › | $197.09M | 37.40% | 2.93% | 77.28% | 1.18% |
| Neostellar Capital Corp. (NSLR)vs › | $198.15M | 72.84% | 72.84% | 72.84% | 72.84% |
| Tribeca Strategic Acquisition Corp. (BID)vs › | $197.97M | N/A | 17.37% | 17.73% | 20.18% |
| Meridian3 Ind S Acquisition Corp. (MIAC)vs › | $198.03M | N/A | N/A | N/A | N/A |
| Coincheck Group N.V. (CNCK)vs › | $195.08M | -0.36% | 0.18% | -0.12% | 0.68% |
| Newbury Street II Acquisition Corp (NTWO)vs › | $195.13M | 0.00% | 0.00% | 0.00% | 0.00% |
| Ampercap Acquisition Co. (APMC)vs › | $199.18M | N/A | N/A | N/A | N/A |
| Leapfrog Acquisition Corporation (LFAC)vs › | $193.30M | N/A | N/A | N/A | N/A |
| FIGX Capital Acquisition Corp. (FIGX)vs › | $200.74M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
60.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 60.37% |
| 2026-03-31 | 60.61% |
| 2025-12-31 | 6.60% |
| 2025-09-30 | 6.49% |
| 2025-06-30 | 6.33% |
| 2025-03-31 | 6.36% |
| 2024-12-31 | 6.98% |
| 2024-09-30 | 6.81% |
| 2024-06-30 | 6.96% |
| 2024-03-31 | 7.15% |
| 2023-12-31 | 10.70% |
| 2023-09-30 | 15.44% |
| 2023-06-30 | 21.92% |
| 2023-03-31 | 22.18% |
| 2022-12-31 | 22.05% |
| 2022-09-30 | 38.03% |
| 2022-06-30 | 41.72% |
| 2022-03-31 | 39.44% |
| 2021-12-31 | 35.15% |
| 2021-09-30 | 28.51% |
| 2021-06-30 | 20.78% |
| 2021-03-31 | 12.59% |
| 2020-12-31 | 10.37% |
| 2020-09-30 | 8.33% |
| 2020-06-30 | 6.90% |
| 2020-03-31 | 4.40% |
| 2019-12-31 | 1.03% |
| 2019-09-30 | 3.31% |
| 2019-06-30 | 3.21% |
| 2019-03-31 | 3.03% |
| 2018-12-31 | 5.24% |
| 2018-09-30 | 4.92% |
| 2018-06-30 | 4.68% |
| 2018-03-31 | 4.40% |
| 2017-12-31 | 7.66% |
| 2017-09-30 | 7.41% |
| 2017-06-30 | 7.22% |
| 2017-03-31 | 7.24% |
| 2016-12-31 | 11.69% |
| 2016-09-30 | 11.48% |
| 2016-06-30 | 11.75% |
| 2016-03-31 | 12.15% |
| 2015-12-31 | 16.56% |
| 2015-09-30 | 16.65% |
| 2015-06-30 | 17.20% |
| 2015-03-31 | 17.15% |
| 2014-12-31 | 17.19% |
| 2014-09-30 | 17.92% |
| 2014-06-30 | 17.22% |
| 2014-03-31 | 17.26% |
| 2013-12-31 | 17.32% |
| 2013-09-30 | 16.48% |
| 2013-06-30 | 14.35% |
| 2013-03-31 | 11.96% |
| 2012-12-31 | 9.10% |
| 2012-10-29 | 5.69% |
| 2012-06-30 | 3.04% |
| 2012-04-20 | 1.15% |
| 2011-12-31 | 0.51% |
| 2011-11-09 | -11.97% |
| 2011-06-30 | -20.68% |
| 2011-03-31 | -12.98% |
| 2010-12-31 | -6.12% |
| 2010-09-30 | -6.64% |
| 2010-06-30 | -8.23% |
| 2010-03-31 | -17.80% |
| 2009-12-31 | -82.73% |
| 2009-09-30 | -8.15% |
| 2009-06-30 | -10.21% |
| 2009-03-31 | -0.77% |
| 2008-12-31 | -49.99% |
| 2008-09-30 | -13.78% |
| 2008-06-30 | 2.74% |
| 2008-03-31 | 3.65% |
| 2007-12-31 | 5.45% |
| 2007-09-30 | 6.17% |
| 2007-06-30 | 6.51% |
| 2007-03-31 | 6.25% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | -19.44% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 12.86% |
| 2003-03-31 | 10.27% |
| 2002-12-31 | 12.98% |
| 2002-09-30 | 8.60% |
