Consumer Portfolio Services, Inc. (CPSS) vs DeFi Technologies Inc. (DEFT)
A side-by-side comparison of Consumer Portfolio Services, Inc. and DeFi Technologies Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CPSS vs DEFT
growth of $100 · dividends reinvested · last 2yCPSS vs DEFT: by the numbers
- •DEFT is the larger company ($203M vs $196M market cap).
- •DEFT trades at the lower trailing earnings multiple (8.17 vs 9.90 P/E), one valuation lens rather than an overall verdict.
- •DEFT converts more revenue to profit (78.41% vs 4.79% net margin).
Metrics side by side
Valuation
| Metric | CPSS | DEFT |
|---|---|---|
| P/E ratio | 9.90 | 8.17 |
| Forward P/E | 3.68 | N/A |
| PEG ratio | N/A | 0.17 |
| P/S ratio | 0.43 | 6.23 |
| P/B ratio | 0.61 | 1.46 |
Profitability
| Metric | CPSS | DEFT |
|---|---|---|
| Gross margin | N/A | 70.40% |
| Operating margin | 60.76% | 37.40% |
| Net margin | 4.79% | 78.41% |
| ROE | 6.77% | 17.93% |
Consumer Portfolio Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | CPSS | DEFT |
|---|---|---|
| Revenue CAGR (5Y) | 11.42% | N/A |
| EPS CAGR (5Y) | -1.73% | 48.85% |
| Total return CAGR (5Y) | 8.69% | N/A |
Frequently asked
- Which has the lower trailing P/E, CPSS or DEFT?
- DEFT has the lower trailing P/E: CPSS trades at 9.90 and DEFT at 8.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Is CPSS or DEFT more profitable?
- DEFT runs the higher net margin — CPSS at 4.79% versus DEFT at 78.41%.
Go deeper
Dig into the metrics
Consumer Portfolio Services & DeFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.