Which has the lower trailing P/E, CBFV or CPSS?

CPSS has the lower trailing P/E: CBFV trades at 28.91 and CPSS at 9.90. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CBFV or CPSS?

Over the past five years, CPSS grew revenue faster — CBFV at a 6.68% CAGR versus CPSS at 11.42%.

Does CBFV or CPSS pay a bigger dividend?

CBFV pays a dividend (2.97% yield), while CPSS has no payments in the available dividend history.

Is CBFV or CPSS more profitable?

CBFV runs the higher net margin — CBFV at 9.91% versus CPSS at 4.79%.

How have CBFV and CPSS total returns compared?

Over the past 10 years, CBFV delivered 8.77% and CPSS delivered 7.37% annualized total return. Past performance doesn't predict future results.

CB Financial Services, Inc. (CBFV) vs Consumer Portfolio Services, Inc. (CPSS)

A side-by-side comparison of CB Financial Services, Inc. and Consumer Portfolio Services, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CBFV

CB Financial Services, Inc.

$188M

$37.01Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

CPSS

Consumer Portfolio Services, Inc.

$196M

$9.01Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CBFV vs CPSS

growth of $100 · dividends reinvested · last 10y

CBFV +134.4% (+8.9%/yr)CPSS +104.8% (+7.4%/yr)CBFV compounded faster over this window

CBFV CPSS

CBFV vs CPSS: by the numbers

•CPSS is the larger company ($196M vs $188M market cap).
•CPSS trades at the lower trailing earnings multiple (9.90 vs 28.91 P/E), one valuation lens rather than an overall verdict.
•CBFV converts more revenue to profit (9.91% vs 4.79% net margin).
•CPSS grew revenue faster over the past five years (11.42% vs 6.68% CAGR).
•CBFV pays a dividend (2.97% yield), while CPSS has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CBFV	CPSS
P/E ratio	28.91	9.90
Forward P/E	11.69	3.68
P/S ratio	2.58	0.43
P/B ratio	1.16	0.61

Profitability

Metric	CBFV	CPSS
Operating margin	10.89%	60.76%
Net margin	9.91%	4.79%
ROE	4.45%	6.77%

CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Consumer Portfolio Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CBFV	CPSS
Dividend yield	2.97%	N/A
Payout ratio	85.94%	N/A

Growth (annualized)

Metric	CBFV	CPSS
Revenue CAGR (5Y)	6.68%	11.42%
EPS CAGR (5Y)	N/A	-1.73%
Total return CAGR (5Y)	14.17%	8.69%

Frequently asked

Which has the lower trailing P/E, CBFV or CPSS?: CPSS has the lower trailing P/E: CBFV trades at 28.91 and CPSS at 9.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBFV or CPSS?: Over the past five years, CPSS grew revenue faster — CBFV at a 6.68% CAGR versus CPSS at 11.42%.
Does CBFV or CPSS pay a bigger dividend?: CBFV pays a dividend (2.97% yield), while CPSS has no payments in the available dividend history.
Is CBFV or CPSS more profitable?: CBFV runs the higher net margin — CBFV at 9.91% versus CPSS at 4.79%.
How have CBFV and CPSS total returns compared?: Over the past 10 years, CBFV delivered 8.77% and CPSS delivered 7.37% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CBFV analysis Full CPSS analysis Interactive comparison tool

Dig into the metrics

CB Financial Services P/E ratio Consumer Portfolio Services P/E ratio CB Financial Services dividend yield CB Financial Services ROE Consumer Portfolio Services ROE CB Financial Services operating margin Consumer Portfolio Services operating margin CB Financial Services revenue growth Consumer Portfolio Services revenue growth

CB Financial Services & Consumer Portfolio Services appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.