BV Financial, Inc. (BVFL) vs CB Financial Services, Inc. (CBFV)
A side-by-side comparison of BV Financial, Inc. and CB Financial Services, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BVFL vs CBFV
growth of $100 · dividends reinvested · last 10yBVFL vs CBFV: by the numbers
- •CBFV is the larger company ($188M vs $186M market cap).
- •BVFL trades at the lower trailing earnings multiple (14.48 vs 29.02 P/E), one valuation lens rather than an overall verdict.
- •BVFL converts more revenue to profit (25.27% vs 9.91% net margin).
- •BVFL grew revenue faster over the past five years (13.40% vs 6.68% CAGR).
- •CBFV pays a dividend (2.97% yield), while BVFL is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BVFL | CBFV |
|---|---|---|
| P/E ratio | 14.48 | 29.02 |
| Forward P/E | N/A | 11.73 |
| PEG ratio | 2.42 | N/A |
| P/S ratio | 3.58 | 2.59 |
| P/B ratio | 1.01 | 1.16 |
Profitability
| Metric | BVFL | CBFV |
|---|---|---|
| Operating margin | 32.05% | 10.89% |
| Net margin | 25.27% | 9.91% |
| ROE | 7.14% | 4.45% |
BV Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BVFL | CBFV |
|---|---|---|
| Dividend yield | N/A | 2.97% |
| Payout ratio | N/A | 85.94% |
Growth (annualized)
| Metric | BVFL | CBFV |
|---|---|---|
| Revenue CAGR (5Y) | 13.40% | 6.68% |
| EPS CAGR (5Y) | 5.92% | N/A |
| Total return CAGR (5Y) | 1.43% | 14.17% |
Frequently asked
- Which has the lower trailing P/E, BVFL or CBFV?
- BVFL has the lower trailing P/E: BVFL trades at 14.48 and CBFV at 29.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BVFL or CBFV?
- Over the past five years, BVFL grew revenue faster — BVFL at a 13.40% CAGR versus CBFV at 6.68%.
- Does BVFL or CBFV pay a bigger dividend?
- CBFV pays a dividend (2.97% yield), while BVFL is a former payer with no current dividend run rate.
- Is BVFL or CBFV more profitable?
- BVFL runs the higher net margin — BVFL at 25.27% versus CBFV at 9.91%.
- How have BVFL and CBFV total returns compared?
- Over the past 10 years, BVFL delivered 12.96% and CBFV delivered 8.77% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BV Financial & CB Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.