CB Financial Services, Inc. (CBFV) vs ECB Bancorp, Inc. (ECBK)

A side-by-side comparison of CB Financial Services, Inc. and ECB Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CBFV vs ECBK

growth of $100 · dividends reinvested · last 4y
CBFV +89.5% (+17.3%/yr)ECBK +48.7% (+10.4%/yr)CBFV compounded faster over this window
100150200Start $1002023202420252026$189$149
CBFV ECBK

CBFV vs ECBK: by the numbers

  • •CBFV is the larger company ($188M vs $183M market cap).
  • •ECBK trades at the lower trailing earnings multiple (15.29 vs 28.91 P/E), one valuation lens rather than an overall verdict.
  • •ECBK converts more revenue to profit (13.19% vs 9.91% net margin).
  • •ECBK grew revenue faster over the past five years (28.42% vs 6.68% CAGR).
  • •CBFV pays a dividend (2.97% yield), while ECBK has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCBFVECBK
P/E ratio28.9115.29
Forward P/E11.69N/A
PEG ratioN/A0.82
P/S ratio2.582.12
P/B ratio1.161.02

Profitability

MetricCBFVECBK
Operating margin10.89%17.88%
Net margin9.91%13.19%
ROE4.45%6.35%

CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

ECB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCBFVECBK
Dividend yield2.97%N/A
Payout ratio85.94%N/A

Growth (annualized)

MetricCBFVECBK
Revenue CAGR (5Y)6.68%28.42%
EPS CAGR (5Y)N/A19.14%
Total return CAGR (5Y)14.17%N/A

Frequently asked

Which has the lower trailing P/E, CBFV or ECBK?
ECBK has the lower trailing P/E: CBFV trades at 28.91 and ECBK at 15.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBFV or ECBK?
Over the past five years, ECBK grew revenue faster — CBFV at a 6.68% CAGR versus ECBK at 28.42%.
Does CBFV or ECBK pay a bigger dividend?
CBFV pays a dividend (2.97% yield), while ECBK has no payments in the available dividend history.
Is CBFV or ECBK more profitable?
ECBK runs the higher net margin — CBFV at 9.91% versus ECBK at 13.19%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.