CB Financial Services, Inc. (CBFV) vs ECB Bancorp, Inc. (ECBK)
A side-by-side comparison of CB Financial Services, Inc. and ECB Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBFV vs ECBK
growth of $100 · dividends reinvested · last 4yCBFV vs ECBK: by the numbers
- •CBFV is the larger company ($188M vs $183M market cap).
- •ECBK trades at the lower trailing earnings multiple (15.29 vs 28.91 P/E), one valuation lens rather than an overall verdict.
- •ECBK converts more revenue to profit (13.19% vs 9.91% net margin).
- •ECBK grew revenue faster over the past five years (28.42% vs 6.68% CAGR).
- •CBFV pays a dividend (2.97% yield), while ECBK has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CBFV | ECBK |
|---|---|---|
| P/E ratio | 28.91 | 15.29 |
| Forward P/E | 11.69 | N/A |
| PEG ratio | N/A | 0.82 |
| P/S ratio | 2.58 | 2.12 |
| P/B ratio | 1.16 | 1.02 |
Profitability
| Metric | CBFV | ECBK |
|---|---|---|
| Operating margin | 10.89% | 17.88% |
| Net margin | 9.91% | 13.19% |
| ROE | 4.45% | 6.35% |
CB Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
ECB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBFV | ECBK |
|---|---|---|
| Dividend yield | 2.97% | N/A |
| Payout ratio | 85.94% | N/A |
Growth (annualized)
| Metric | CBFV | ECBK |
|---|---|---|
| Revenue CAGR (5Y) | 6.68% | 28.42% |
| EPS CAGR (5Y) | N/A | 19.14% |
| Total return CAGR (5Y) | 14.17% | N/A |
Frequently asked
- Which has the lower trailing P/E, CBFV or ECBK?
- ECBK has the lower trailing P/E: CBFV trades at 28.91 and ECBK at 15.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBFV or ECBK?
- Over the past five years, ECBK grew revenue faster — CBFV at a 6.68% CAGR versus ECBK at 28.42%.
- Does CBFV or ECBK pay a bigger dividend?
- CBFV pays a dividend (2.97% yield), while ECBK has no payments in the available dividend history.
- Is CBFV or ECBK more profitable?
- ECBK runs the higher net margin — CBFV at 9.91% versus ECBK at 13.19%.
Go deeper
Dig into the metrics
CB Financial Services & ECB Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.