Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.49% is 17% above its 5-year average of 1.28%, near the high end of its 5-year range (0.94%–1.55%).
7.58% above its 12-month average of 1.39%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.39%.
RETURN ON ASSETS (ROA)
1.49%
RETURN ON ASSETS (ROA) AVG TTM
1.39%
RETURN ON ASSETS (ROA) AVG 3Y
1.39%
RETURN ON ASSETS (ROA) AVG 5Y
1.28%
RETURN ON ASSETS (ROA) AVG 10Y
0.89%
RETURN ON ASSETS (ROA) AVG 15Y
0.76%
RETURN ON ASSETS (ROA) AVG 20Y
0.64%
CURRENT VS TTM AVG
+7.58%
CURRENT VS 3Y AVG
+7.00%
CURRENT VS 5Y AVG
+16.56%
CURRENT VS 10Y AVG
+67.98%
CURRENT VS 15Y AVG
+95.68%
CURRENT VS 20Y AVG
+133.46%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 432 covered companies
CURRENT VS SECTOR MEDIAN
+21.14%
vs the sector median at left
BV Financial, Inc.
Market Cap
$185.73M
Return on Assets (ROA)
1.49%
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.28%
Market Cap
$185.49M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$185.08M
Return on Assets (ROA)
1.26%
TTM Avg
0.65%
3Y Avg
0.65%
5Y Avg
0.65%
Market Cap
$186.99M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$188.19M
Return on Assets (ROA)
0.44%
TTM Avg
0.58%
3Y Avg
0.88%
5Y Avg
0.60%
Market Cap
$183.50M
Return on Assets (ROA)
0.40%
TTM Avg
0.42%
3Y Avg
0.50%
5Y Avg
0.70%
Market Cap
$184.45M
Return on Assets (ROA)
0.68%
TTM Avg
0.38%
3Y Avg
0.34%
5Y Avg
0.47%
Market Cap
$183.01M
Return on Assets (ROA)
1.30%
TTM Avg
-0.20%
3Y Avg
-0.20%
5Y Avg
-0.20%
Market Cap
$188.99M
Return on Assets (ROA)
-16.75%
TTM Avg
-16.75%
3Y Avg
-16.75%
5Y Avg
-16.75%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| BV Financial, Inc. (BVFL) | $185.73M | 1.49% | 1.39% | 1.39% | 1.28% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 1.26% | 0.65% | 0.65% | 0.65% |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.99M | N/A | N/A | N/A | N/A |
| CB Financial Services, Inc. (CBFV)vs › | $188.19M | 0.44% | 0.58% | 0.88% | 0.60% |
| Hanover Bancorp, Inc. (HNVR)vs › | $183.50M | 0.40% | 0.42% | 0.50% | 0.70% |
| ECB Bancorp, Inc. (ECBK)vs › | $184.45M | 0.68% | 0.38% | 0.34% | 0.47% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.01M | 1.30% | -0.20% | -0.20% | -0.20% |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $188.99M | -16.75% | -16.75% | -16.75% | -16.75% |
| Finward Bancorp (FNWD)vs › | $181.12M | 0.48% | 0.49% | 0.53% | 0.68% |
ROA
1.5%
ROE
7.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.48% |
| 2024-12-31 | 1.29% |
| 2023-12-31 | 1.55% |
| 2022-12-31 | 1.25% |
| 2021-12-31 | 1.16% |
| 2020-12-31 | 0.94% |
| 2019-12-31 | 0.84% |
| 2018-06-30 | 0.05% |
| 2017-06-30 | 0.38% |
| 2016-06-30 | -0.07% |
| 2015-06-30 | 0.42% |
| 2014-06-30 | 0.39% |
| 2013-06-30 | 0.26% |
| 2012-06-30 | 0.72% |
| 2009-06-30 | -1.76% |
| 2007-12-31 | -0.20% |
| 2007-06-30 | 0.07% |
| 2006-06-30 | 0.32% |
| 2005-06-30 | 0.48% |
| 2004-06-30 | 0.56% |
| 2003-06-30 | 0.46% |
