Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.68% is 45% above its 5-year average of 0.47%, near the high end of its 5-year range (0.26%–0.83%).
78.95% above its 12-month average of 0.38%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.20%.
RETURN ON ASSETS (ROA)
0.68%
RETURN ON ASSETS (ROA) AVG TTM
0.38%
RETURN ON ASSETS (ROA) AVG 3Y
0.34%
RETURN ON ASSETS (ROA) AVG 5Y
0.47%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+78.95%
CURRENT VS 3Y AVG
+98.54%
CURRENT VS 5Y AVG
+45.20%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 520 covered companies
CURRENT VS SECTOR MEDIAN
-44.26%
vs the sector median at left
ECB Bancorp, Inc.
Market Cap
$184.71M
Return on Assets (ROA)
0.68%
TTM Avg
0.38%
3Y Avg
0.34%
5Y Avg
0.47%
Market Cap
$184.73M
Return on Assets (ROA)
1.64%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
Market Cap
$184.86M
Return on Assets (ROA)
0.40%
TTM Avg
0.42%
3Y Avg
0.50%
5Y Avg
0.70%
Market Cap
$184.90M
Return on Assets (ROA)
1.26%
TTM Avg
0.65%
3Y Avg
0.65%
5Y Avg
0.65%
Market Cap
$184.12M
Return on Assets (ROA)
1.49%
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.28%
Market Cap
$183.94M
Return on Assets (ROA)
0.48%
TTM Avg
0.49%
3Y Avg
0.53%
5Y Avg
0.68%
Market Cap
$185.68M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.71M
Return on Assets (ROA)
1.30%
TTM Avg
-0.20%
3Y Avg
-0.20%
5Y Avg
-0.20%
Market Cap
$186.70M
Return on Assets (ROA)
-16.75%
TTM Avg
-16.75%
3Y Avg
-16.75%
5Y Avg
-16.75%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ECB Bancorp, Inc. (ECBK) | $184.71M | 0.68% | 0.38% | 0.34% | 0.47% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.73M | 1.64% | 0.28% | 0.28% | 0.28% |
| Hanover Bancorp, Inc. (HNVR)vs › | $184.86M | 0.40% | 0.42% | 0.50% | 0.70% |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $184.90M | 1.26% | 0.65% | 0.65% | 0.65% |
| BV Financial, Inc. (BVFL)vs › | $184.12M | 1.49% | 1.39% | 1.39% | 1.28% |
| Finward Bancorp (FNWD)vs › | $183.94M | 0.48% | 0.49% | 0.53% | 0.68% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.71M | 1.30% | -0.20% | -0.20% | -0.20% |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $186.70M | -16.75% | -16.75% | -16.75% | -16.75% |
| McKinley Acquisition Corporation (MKLY)vs › | $182.64M | 2.38% | 1.14% | 1.14% | 1.14% |
ROA
0.7%
ROE
6.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.48% |
| 2024-12-31 | 0.28% |
| 2023-12-31 | 0.35% |
| 2022-12-31 | 0.26% |
| 2022-03-09 | 0.61% |
| 2020-12-31 | 0.83% |
