ECB Bancorp, Inc. (ECBK) vs Hanover Bancorp, Inc. (HNVR)

A side-by-side comparison of ECB Bancorp, Inc. and Hanover Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ECBK vs HNVR

growth of $100 · dividends reinvested · last 4y
ECBK +48.7% (+10.4%/yr)HNVR +43.6% (+9.5%/yr)ECBK compounded faster over this window
80100120140160Start $1002023202420252026$149$144
ECBK HNVR

ECBK vs HNVR: by the numbers

  • •ECBK is the larger company ($185M vs $184M market cap).
  • •ECBK trades at the lower trailing earnings multiple (15.40 vs 20.13 P/E), one valuation lens rather than an overall verdict.
  • •ECBK converts more revenue to profit (13.19% vs 7.11% net margin).
  • •ECBK grew revenue faster over the past five years (28.42% vs 25.69% CAGR).
  • •HNVR pays a dividend (1.56% yield), while ECBK has no payments in the available dividend history.

Metrics side by side

Valuation

MetricECBKHNVR
P/E ratio15.4020.13
Forward P/EN/A10.84
PEG ratio0.83N/A
P/S ratio2.131.38
P/B ratio1.03N/A

Profitability

MetricECBKHNVR
Operating margin17.88%3.72%
Net margin13.19%7.11%
ROE6.35%4.67%

ECB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Hanover Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricECBKHNVR
Dividend yieldN/A1.56%
Payout ratioN/A31.39%

Growth (annualized)

MetricECBKHNVR
Revenue CAGR (5Y)28.42%25.69%
EPS CAGR (5Y)19.14%-3.26%

Frequently asked

Which has the lower trailing P/E, ECBK or HNVR?
ECBK has the lower trailing P/E: ECBK trades at 15.40 and HNVR at 20.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ECBK or HNVR?
Over the past five years, ECBK grew revenue faster — ECBK at a 28.42% CAGR versus HNVR at 25.69%.
Does ECBK or HNVR pay a bigger dividend?
HNVR pays a dividend (1.56% yield), while ECBK has no payments in the available dividend history.
Is ECBK or HNVR more profitable?
ECBK runs the higher net margin — ECBK at 13.19% versus HNVR at 7.11%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.