Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.48% is 30% below its 5-year average of 0.68%, near the low end of its 5-year range (0.40%–1.06%).
3.03% below its 12-month average of 0.49%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.10%.
RETURN ON ASSETS (ROA)
0.48%
RETURN ON ASSETS (ROA) AVG TTM
0.49%
RETURN ON ASSETS (ROA) AVG 3Y
0.53%
RETURN ON ASSETS (ROA) AVG 5Y
0.68%
RETURN ON ASSETS (ROA) AVG 10Y
0.79%
RETURN ON ASSETS (ROA) AVG 15Y
0.90%
RETURN ON ASSETS (ROA) AVG 20Y
0.91%
CURRENT VS TTM AVG
-3.03%
CURRENT VS 3Y AVG
-9.43%
CURRENT VS 5Y AVG
-29.76%
CURRENT VS 10Y AVG
-39.59%
CURRENT VS 15Y AVG
-46.50%
CURRENT VS 20Y AVG
-47.48%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 462 covered companies
CURRENT VS SECTOR MEDIAN
-60.98%
vs the sector median at left
Finward Bancorp
Market Cap
$182.72M
Return on Assets (ROA)
0.48%
TTM Avg
0.49%
3Y Avg
0.53%
5Y Avg
0.68%
Market Cap
$182.82M
Return on Assets (ROA)
2.38%
TTM Avg
1.14%
3Y Avg
1.14%
5Y Avg
1.14%
Market Cap
$183.19M
Return on Assets (ROA)
1.30%
TTM Avg
-0.20%
3Y Avg
-0.20%
5Y Avg
-0.20%
Market Cap
$181.85M
Return on Assets (ROA)
0.40%
TTM Avg
0.42%
3Y Avg
0.50%
5Y Avg
0.70%
Market Cap
$183.66M
Return on Assets (ROA)
0.68%
TTM Avg
0.38%
3Y Avg
0.34%
5Y Avg
0.47%
Market Cap
$181.62M
Return on Assets (ROA)
1.49%
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.28%
Market Cap
$181.45M
Return on Assets (ROA)
-11.67%
TTM Avg
-16.80%
3Y Avg
-43.45%
5Y Avg
-30.49%
Market Cap
$184.55M
Return on Assets (ROA)
1.64%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
Market Cap
$180.44M
Return on Assets (ROA)
3.13%
TTM Avg
-121.50%
3Y Avg
-121.50%
5Y Avg
-121.50%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Finward Bancorp (FNWD) | $182.72M | 0.48% | 0.49% | 0.53% | 0.68% |
| McKinley Acquisition Corporation (MKLY)vs › | $182.82M | 2.38% | 1.14% | 1.14% | 1.14% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.19M | 1.30% | -0.20% | -0.20% | -0.20% |
| Hanover Bancorp, Inc. (HNVR)vs › | $181.85M | 0.40% | 0.42% | 0.50% | 0.70% |
| ECB Bancorp, Inc. (ECBK)vs › | $183.66M | 0.68% | 0.38% | 0.34% | 0.47% |
| BV Financial, Inc. (BVFL)vs › | $181.62M | 1.49% | 1.39% | 1.39% | 1.28% |
| Better Home & Finance Holding Company (BETR)vs › | $181.45M | -11.67% | -16.80% | -43.45% | -30.49% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.55M | 1.64% | 0.28% | 0.28% | 0.28% |
| Digital Asset Acquisition Corp. (DAAQ)vs › | $180.44M | 3.13% | -121.50% | -121.50% | -121.50% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.49M | N/A | N/A | N/A | N/A |
ROA
0.5%
ROE
5.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.40% |
| 2024-12-31 | 0.59% |
| 2023-12-31 | 0.40% |
| 2022-12-31 | 0.73% |
| 2021-12-31 | 0.92% |
| 2020-12-31 | 1.06% |
| 2019-12-31 | 0.91% |
| 2018-12-31 | 0.85% |
| 2017-12-31 | 0.97% |
| 2016-12-31 | 1.00% |
| 2015-12-31 | 0.91% |
| 2014-12-31 | 0.95% |
| 2013-12-31 | 1.03% |
| 2012-12-31 | 0.99% |
| 2011-12-31 | 0.83% |
| 2010-12-31 | 0.82% |
| 2009-12-31 | 0.38% |
| 2008-12-31 | 0.89% |
| 2007-12-31 | 0.89% |
| 2006-12-31 | 1.05% |
| 2005-12-31 | 1.06% |
| 2004-12-31 | 1.13% |
| 2003-12-31 | 1.17% |
| 2002-12-31 | 1.13% |
| 2001-12-31 | 1.07% |
| 2000-12-31 | 1.11% |
| 1999-12-31 | 1.16% |
| 1998-12-31 | 1.09% |
| 1997-12-31 | 1.07% |
| 1996-12-31 | 0.73% |
