PayPal Holdings, Inc. (PYPL) Return on Assets (ROA): 6.28%
Is PayPal Holdings, Inc.’s return on assets (ROA) high or low?
PayPal Holdings, Inc.'s return on assets (ROA) of 6.28% is 20% above its 5-year average of 5.22%, near the high end of its 5-year range (3.08%–6.53%).
The return on assets (ROA) for PayPal Holdings, Inc. (PYPL) is 6.28% as of Wednesday, June 10, 2026. It is above its 12-month average by 8.18% (5.80%).
PYPL Return on Assets (ROA) Chart
PYPL Average Return on Assets (ROA) Chart
PYPL Current vs Average Return on Assets (ROA) Chart
PYPL Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
6.28%
RETURN ON ASSETS (ROA) AVG TTM
5.80%
RETURN ON ASSETS (ROA) AVG 3Y
4.96%
RETURN ON ASSETS (ROA) AVG 5Y
5.22%
RETURN ON ASSETS (ROA) AVG 10Y
4.89%
RETURN ON ASSETS (ROA) AVG 15Y
4.33%
RETURN ON ASSETS (ROA) AVG 20Y
4.33%
CURRENT VS TTM AVG
+8.18%
CURRENT VS 3Y AVG
+26.49%
CURRENT VS 5Y AVG
+20.27%
CURRENT VS 10Y AVG
+28.52%
CURRENT VS 15Y AVG
+44.99%
CURRENT VS 20Y AVG
+44.99%
PYPL Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $35.90B | 6.28% | 5.80% | 4.96% | 5.22% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 4.71% | 4.15% | 3.59% | 3.30% |
| Prudential Financial, Inc. (PRU) | $36.78B | 0.45% | 0.42% | 0.23% | 0.31% |
| American International Group, Inc. (AIG) | $39.92B | 1.96% | 0.52% | 0.92% | 0.74% |
| Ameriprise Financial, Inc. (AMP) | $40.51B | 2.11% | 1.87% | 1.80% | 1.61% |
| Coinbase Global, Inc. (COIN) | $40.56B | 2.78% | 7.84% | 3.35% | 5.99% |
| MSCI Inc. (MSCI) | $44.05B | 23.80% | 20.73% | 19.92% | 17.86% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.24B | N/A | N/A | N/A | N/A |
| State Street Corporation (STT) | $44.78B | 0.78% | 0.78% | 0.78% | 0.79% |
| Cincinnati Financial Corporation (CINF) | $25.81B | 6.69% | 6.06% | 4.03% | 5.00% |
Asset Efficiency
ROA
6.3%
ROE
25.3%
PayPal Holdings, Inc. Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The return on assets (ROA) for PYPL stock is 6.28%.
- Is PayPal Holdings, Inc.'s return on assets (ROA) high or low?
- PayPal Holdings, Inc.'s return on assets (ROA) of 6.28% is 20% above its 5-year average of 5.22%, near the high end of its 5-year range (3.08%–6.53%).
- What is the TTM average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The TTM average return on assets (ROA) for PYPL stock is 5.80%.
- What is the 3Y average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The 3Y average return on assets (ROA) for PYPL stock is 4.96%.
- What is the 5Y average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The 5Y average return on assets (ROA) for PYPL stock is 5.22%.
- What is the 10Y average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The 10Y average return on assets (ROA) for PYPL stock is 4.89%.
- What is the 15Y average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The 15Y average return on assets (ROA) for PYPL stock is 4.33%.
- What is the 20Y average return on assets (ROA) for PayPal Holdings, Inc. (PYPL)?
- The 20Y average return on assets (ROA) for PYPL stock is 4.33%.
PayPal Holdings, Inc. Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 6.53% |
| 2024-12-31 | 5.08% |
| 2023-12-31 | 5.17% |
| 2022-12-31 | 3.08% |
| 2021-12-31 | 5.50% |
| 2020-12-31 | 5.97% |
| 2019-12-31 | 4.79% |
| 2018-12-31 | 4.75% |
| 2017-12-31 | 4.40% |
| 2016-12-31 | 4.23% |
| 2015-12-31 | 4.25% |
| 2014-12-31 | 1.91% |
| 2013-12-31 | 4.98% |
| 2012-12-31 | 0.00% |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores