PayPal Holdings, Inc. (PYPL) Debt to Equity Ratio: 0.49
Is PayPal Holdings, Inc.’s debt to equity ratio high or low?
PayPal Holdings, Inc.'s debt to equity ratio of 0.49 is in line with its 5-year average of 0.47, near the high end of its 5-year range (0.42–0.51).
The debt to equity ratio for PayPal Holdings, Inc. (PYPL) is 0.49 as of Wednesday, June 10, 2026. It is above its 12-month average by 1.03% (0.48).
PYPL Debt to Equity Ratio Chart
PYPL Average Debt to Equity Ratio Chart
PYPL Current vs Average Debt to Equity Ratio Chart
PYPL Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
0.49
DEBT TO EQUITY RATIO AVG TTM
0.48
DEBT TO EQUITY RATIO AVG 3Y
0.48
DEBT TO EQUITY RATIO AVG 5Y
0.47
DEBT TO EQUITY RATIO AVG 10Y
0.30
DEBT TO EQUITY RATIO AVG 15Y
0.26
DEBT TO EQUITY RATIO AVG 20Y
0.26
CURRENT VS TTM AVG
+1.03%
CURRENT VS 3Y AVG
+1.03%
CURRENT VS 5Y AVG
+4.63%
CURRENT VS 10Y AVG
+63.83%
CURRENT VS 15Y AVG
+85.91%
CURRENT VS 20Y AVG
+85.91%
PYPL Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | — | 0.49 | 0.48 | 0.48 | 0.47 |
| Prudential Financial, Inc. (PRU) | $36.02B | 0.71 | 0.86 | 1.10 | 0.87 |
| The Hartford Financial Services Group, Inc. (HIG) | $35.35B | 0.23 | 0.25 | 0.28 | 0.27 |
| American International Group, Inc. (AIG) | $39.19B | 0.22 | 0.21 | 0.33 | 0.39 |
| Coinbase Global, Inc. (COIN) | $40.97B | 0.53 | 0.49 | 0.53 | 0.51 |
| MSCI Inc. (MSCI) | $44.23B | -2.38 | 5.86 | 3.50 | 2.52 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.77B | N/A | N/A | N/A | N/A |
| Cincinnati Financial Corporation (CINF) | $25.34B | 0.06 | 0.06 | 0.07 | 0.07 |
| Willis Towers Watson Public Limited Company (WTW) | $24.67B | 0.87 | 0.81 | 0.70 | 0.64 |
| Discover Financial Services (DFS) | $50.34B | 0.91 | 1.21 | 1.34 | 1.58 |
Financial Health
Debt/Equity
0.49
Current Ratio
1.29
PayPal Holdings, Inc. Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Debt to Equity Ratio FAQ
- What is the debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The debt to equity ratio for PYPL stock is 0.49.
- Is PayPal Holdings, Inc.'s debt to equity ratio high or low?
- PayPal Holdings, Inc.'s debt to equity ratio of 0.49 is in line with its 5-year average of 0.47, near the high end of its 5-year range (0.42–0.51).
- What is the TTM average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The TTM average debt to equity ratio for PYPL stock is 0.48.
- What is the 3Y average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The 3Y average debt to equity ratio for PYPL stock is 0.48.
- What is the 5Y average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The 5Y average debt to equity ratio for PYPL stock is 0.47.
- What is the 10Y average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The 10Y average debt to equity ratio for PYPL stock is 0.30.
- What is the 15Y average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The 15Y average debt to equity ratio for PYPL stock is 0.26.
- What is the 20Y average debt to equity ratio for PayPal Holdings, Inc. (PYPL)?
- The 20Y average debt to equity ratio for PYPL stock is 0.26.
PayPal Holdings, Inc. Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 0.49 |
| 2024-12-31 | 0.48 |
| 2023-12-31 | 0.46 |
| 2022-12-31 | 0.51 |
| 2021-12-31 | 0.42 |
| 2020-12-31 | 0.45 |
| 2019-12-31 | 0.29 |
| 2018-12-31 | 0.13 |
| 2017-12-31 | 0.06 |
| 2016-12-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2014-12-31 | 0.18 |
| 2013-12-31 | 0.22 |
| 2012-12-31 | 0.00 |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores