Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.12% is 11% below its 5-year average of 1.26%, around the middle of its 5-year range (-2.12%–2.89%).
17.34% below its 12-month average of 1.35%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.23%.
RETURN ON ASSETS (ROA)
1.12%
RETURN ON ASSETS (ROA) AVG TTM
1.35%
RETURN ON ASSETS (ROA) AVG 3Y
1.70%
RETURN ON ASSETS (ROA) AVG 5Y
1.26%
RETURN ON ASSETS (ROA) AVG 10Y
1.21%
RETURN ON ASSETS (ROA) AVG 15Y
2.02%
RETURN ON ASSETS (ROA) AVG 20Y
2.12%
CURRENT VS TTM AVG
-17.34%
CURRENT VS 3Y AVG
-33.92%
CURRENT VS 5Y AVG
-10.99%
CURRENT VS 10Y AVG
-7.65%
CURRENT VS 15Y AVG
-44.59%
CURRENT VS 20Y AVG
-47.19%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-9.31%
vs the sector median at left
Medallion Financial Corp.
Market Cap
$272.96M
Return on Assets (ROA)
1.12%
TTM Avg
1.35%
3Y Avg
1.70%
5Y Avg
1.26%
Market Cap
$271.68M
Return on Assets (ROA)
1.04%
TTM Avg
0.61%
3Y Avg
0.78%
5Y Avg
0.80%
Market Cap
$274.99M
Return on Assets (ROA)
1.11%
TTM Avg
0.65%
3Y Avg
0.95%
5Y Avg
1.01%
Market Cap
$270.71M
Return on Assets (ROA)
0.64%
TTM Avg
5.14%
3Y Avg
4.30%
5Y Avg
5.12%
Market Cap
$270.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$270.05M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$277.01M
Return on Assets (ROA)
1.26%
TTM Avg
-34.37%
3Y Avg
-34.37%
5Y Avg
-34.37%
Market Cap
$277.49M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$268.25M
Return on Assets (ROA)
1.10%
TTM Avg
0.80%
3Y Avg
0.83%
5Y Avg
0.93%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Medallion Financial Corp. (MFIN) | $272.96M | 1.12% | 1.35% | 1.70% | 1.26% |
| First National Corporation (FXNC)vs › | $271.68M | 1.04% | 0.61% | 0.78% | 0.80% |
| National Bankshares, Inc. (NKSH)vs › | $274.99M | 1.11% | 0.65% | 0.95% | 1.01% |
| Runway Growth Finance Corp. (RWAY)vs › | $270.71M | 0.64% | 5.14% | 4.30% | 5.12% |
| Freedom Metals Acquisition Corp. (FDMM)vs › | $270.60M | N/A | N/A | N/A | N/A |
| Cartesian Growth Corp. Iv (CGCF)vs › | $270.05M | N/A | N/A | N/A | N/A |
| Xsolla SPAC 1 Class A Ordinary Shares (XSLL)vs › | $277.01M | 1.26% | -34.37% | -34.37% | -34.37% |
| NewHold Investment Corp IV Class A Ordinary Shares (NHIV)vs › | $277.49M | N/A | N/A | N/A | N/A |
| LCNB Corp. (LCNB)vs › | $268.25M | 1.10% | 0.80% | 0.83% | 0.93% |
| Kingstone Companies, Inc. (KINS)vs › | $267.82M | 0.01% | 6.95% | 1.23% | 0.50% |
ROA
1.1%
ROE
8.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.46% |
| 2024-12-31 | 1.25% |
| 2023-12-31 | 2.13% |
| 2022-12-31 | 1.94% |
| 2021-12-31 | 2.89% |
| 2020-12-31 | -2.12% |
| 2019-12-31 | -0.11% |
| 2018-12-31 | -1.81% |
| 2017-12-31 | 0.04% |
| 2016-12-31 | 3.41% |
| 2015-12-31 | 4.26% |
| 2014-12-31 | 4.54% |
| 2013-12-31 | 4.33% |
| 2012-12-31 | 4.51% |
| 2011-12-31 | 3.57% |
| 2010-12-31 | 2.05% |
| 2009-12-31 | 0.18% |
| 2008-12-31 | 2.36% |
| 2007-12-31 | 2.14% |
| 2006-12-31 | 2.08% |
| 2005-12-31 | 1.20% |
| 2004-12-31 | 3.17% |
| 2003-12-31 | 0.44% |
| 2002-12-31 | -2.97% |
| 2001-12-31 | -0.80% |
| 2000-12-31 | 1.34% |
| 1999-12-31 | 3.95% |
| 1998-12-31 | 3.93% |
| 1997-12-31 | 3.09% |
| 1996-12-31 | 2.06% |
