Isabella Bank Corporation (ISBA) Return on Equity (ROE): 8.53%
Is Isabella Bank Corporation’s return on equity (ROE) high or low?
Isabella Bank Corporation's return on equity (ROE) of 8.53% is in line with its 5-year average of 8.32%, around the middle of its 5-year range (4.98%–11.94%).
As of Tuesday, June 16, 2026. 15.43% above its 12-month average of 7.39%.
ISBA Return on Equity (ROE) Chart
ISBA Average Return on Equity (ROE) Chart
ISBA Current vs Average Return on Equity (ROE) Chart
ISBA Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
8.53%
RETURN ON EQUITY (ROE) AVG TTM
7.39%
RETURN ON EQUITY (ROE) AVG 3Y
8.93%
RETURN ON EQUITY (ROE) AVG 5Y
8.32%
RETURN ON EQUITY (ROE) AVG 10Y
7.79%
RETURN ON EQUITY (ROE) AVG 15Y
7.31%
RETURN ON EQUITY (ROE) AVG 20Y
7.16%
CURRENT VS TTM AVG
+15.43%
CURRENT VS 3Y AVG
-4.43%
CURRENT VS 5Y AVG
+2.52%
CURRENT VS 10Y AVG
+9.56%
CURRENT VS 15Y AVG
+16.74%
CURRENT VS 20Y AVG
+19.16%
ISBA Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $303.79M | 8.53% | 7.39% | 8.93% | 8.32% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $158.67M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $129.85M | N/A | N/A | N/A | N/A |
| Lufax Holding Ltd (LU)vs › | $570.20M | -4.14% | -2.55% | 2.58% | 8.19% |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $642.13M | N/A | N/A | N/A | N/A |
| Main Street Capital Corporation (MAIN)vs › | $4.79B | 13.78% | 17.32% | 15.85% | 13.97% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.19B | 26.78% | 26.83% | 25.84% | 23.42% |
| Assurant, Inc. (AIZ)vs › | $12.86B | 17.04% | 14.88% | 12.41% | 13.66% |
| Global Payments Inc. (GPN)vs › | $15.97B | -2.97% | 6.58% | 4.49% | 3.98% |
Return Analysis
ROE
8.5%
ROA
0.9%
Isabella Bank Corporation Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Isabella Bank Corporation Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The return on equity (ROE) for ISBA stock is 8.53%.
- Is Isabella Bank Corporation's return on equity (ROE) high or low?
- Isabella Bank Corporation's return on equity (ROE) of 8.53% is in line with its 5-year average of 8.32%, around the middle of its 5-year range (4.98%–11.94%).
- What is the TTM average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The TTM average return on equity (ROE) for ISBA stock is 7.39%.
- What is the 3Y average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The 3Y average return on equity (ROE) for ISBA stock is 8.93%.
- What is the 5Y average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The 5Y average return on equity (ROE) for ISBA stock is 8.32%.
- What is the 10Y average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The 10Y average return on equity (ROE) for ISBA stock is 7.79%.
- What is the 15Y average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The 15Y average return on equity (ROE) for ISBA stock is 7.31%.
- What is the 20Y average return on equity (ROE) for Isabella Bank Corporation (ISBA)?
- The 20Y average return on equity (ROE) for ISBA stock is 7.16%.
Isabella Bank Corporation Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 8.17% |
| 2024-12-31 | 6.61% |
| 2023-12-31 | 8.98% |
| 2022-12-31 | 11.94% |
| 2021-12-31 | 9.24% |
| 2020-12-31 | 4.98% |
| 2019-12-31 | 6.20% |
| 2018-12-31 | 7.17% |
| 2017-12-31 | 6.79% |
| 2016-12-31 | 7.34% |
| 2015-12-31 | 8.22% |
| 2014-12-31 | 7.86% |
| 2013-12-31 | 7.79% |
| 2012-12-31 | 7.42% |
| 2011-12-31 | 6.60% |
| 2010-12-31 | 6.23% |
| 2009-12-31 | 5.54% |
| 2008-12-31 | 3.05% |
| 2007-12-31 | 6.44% |
| 2006-12-31 | 6.05% |
| 2005-12-31 | 8.38% |
| 2004-12-31 | 9.15% |
| 2003-12-31 | 10.45% |
| 2002-12-31 | 10.91% |
| 2001-12-31 | 10.67% |
| 2000-12-31 | 10.46% |
| 1999-12-31 | 11.13% |
| 1998-12-31 | 10.53% |
| 1997-12-31 | 11.66% |
| 1996-12-31 | 11.93% |
Related Metrics
About Isabella Bank Corporation
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Jerome E. Schwind