Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 8.03% is in line with its 5-year average of 8.32%, around the middle of its 5-year range (4.98%–11.94%).
As of the fiscal period ended Wednesday, December 31, 2025. 8.66% above its 12-month average of 7.39%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
8.03%
RETURN ON EQUITY (ROE) AVG TTM
7.39%
RETURN ON EQUITY (ROE) AVG 3Y
8.93%
RETURN ON EQUITY (ROE) AVG 5Y
8.32%
RETURN ON EQUITY (ROE) AVG 10Y
7.79%
RETURN ON EQUITY (ROE) AVG 15Y
7.31%
RETURN ON EQUITY (ROE) AVG 20Y
7.16%
CURRENT VS TTM AVG
+8.66%
CURRENT VS 3Y AVG
-10.03%
CURRENT VS 5Y AVG
-3.49%
CURRENT VS 10Y AVG
+3.14%
CURRENT VS 15Y AVG
+9.90%
CURRENT VS 20Y AVG
+12.18%
SECTOR MEDIAN · FINANCIAL SERVICES
13.61%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-41.00%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$289.05M
Return on Equity (ROE)
8.03%
TTM Avg
7.39%
3Y Avg
8.93%
5Y Avg
8.32%
Market Cap
$321.51M
Return on Equity (ROE)
7.75%
TTM Avg
6.65%
3Y Avg
6.19%
5Y Avg
5.29%
Market Cap
$199.30M
Return on Equity (ROE)
29.45%
TTM Avg
12.80%
3Y Avg
4.97%
5Y Avg
5.48%
Market Cap
$179.23M
Return on Equity (ROE)
17.19%
TTM Avg
6.88%
3Y Avg
-9.68%
5Y Avg
-1.05%
Market Cap
$164.86M
Return on Equity (ROE)
24.93%
TTM Avg
-63.45%
3Y Avg
-126.83%
5Y Avg
-91.96%
Market Cap
$155.23M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$138.45M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$74.64M
Return on Equity (ROE)
8.85%
TTM Avg
1.10%
3Y Avg
-2.94%
5Y Avg
-0.22%
Market Cap
$5.89M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $289.05M | 8.03% | 7.39% | 8.93% | 8.32% |
| BlackRock Floating Rate Income Trust (BGT)vs › | $321.51M | 7.75% | 6.65% | 6.19% | 5.29% |
| Franklin Universal Trust (FT)vs › | $199.30M | 29.45% | 12.80% | 4.97% | 5.48% |
| The New Germany Fund, Inc. (GF)vs › | $179.23M | 17.19% | 6.88% | -9.68% | -1.05% |
| DeFi Technologies Inc. (DEFT)vs › | $164.86M | 24.93% | -63.45% | -126.83% | -91.96% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $155.23M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $138.45M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $74.64M | 8.85% | 1.10% | -2.94% | -0.22% |
| CYBER HORNET S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ)vs › | $5.89M | N/A | N/A | N/A | N/A |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $612.46M | N/A | N/A | N/A | N/A |
ROE
8.0%
ROA
0.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 8.17% |
| 2024-12-31 | 6.61% |
| 2023-12-31 | 8.98% |
| 2022-12-31 | 11.94% |
| 2021-12-31 | 9.24% |
| 2020-12-31 | 4.98% |
| 2019-12-31 | 6.20% |
| 2018-12-31 | 7.17% |
| 2017-12-31 | 6.79% |
| 2016-12-31 | 7.34% |
| 2015-12-31 | 8.22% |
| 2014-12-31 | 7.86% |
| 2013-12-31 | 7.79% |
| 2012-12-31 | 7.42% |
| 2011-12-31 | 6.60% |
| 2010-12-31 | 6.23% |
| 2009-12-31 | 5.54% |
| 2008-12-31 | 3.05% |
| 2007-12-31 | 6.44% |
| 2006-12-31 | 6.05% |
| 2005-12-31 | 8.38% |
| 2004-12-31 | 9.15% |
| 2003-12-31 | 10.45% |
| 2002-12-31 | 10.91% |
| 2001-12-31 | 10.67% |
| 2000-12-31 | 10.46% |
| 1999-12-31 | 11.13% |
| 1998-12-31 | 10.53% |
| 1997-12-31 | 11.66% |
| 1996-12-31 | 11.93% |
