Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.56% is 25% above its 5-year average of 1.25%, around the middle of its 5-year range (0.37%–2.87%).
As of the fiscal period ended Wednesday, December 31, 2025. 132.84% above its 12-month average of 0.67%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
1.56%
RETURN ON ASSETS (ROA) AVG TTM
0.67%
RETURN ON ASSETS (ROA) AVG 3Y
1.00%
RETURN ON ASSETS (ROA) AVG 5Y
1.25%
RETURN ON ASSETS (ROA) AVG 10Y
1.21%
RETURN ON ASSETS (ROA) AVG 15Y
1.16%
RETURN ON ASSETS (ROA) AVG 20Y
1.19%
CURRENT VS TTM AVG
+132.84%
CURRENT VS 3Y AVG
+56.78%
CURRENT VS 5Y AVG
+24.97%
CURRENT VS 10Y AVG
+28.83%
CURRENT VS 15Y AVG
+34.10%
CURRENT VS 20Y AVG
+30.80%
SECTOR MEDIAN · FINANCIAL SERVICES
3.08%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-49.35%
vs the sector median at left
Capital One Financial Corporation
Market Cap
$135.97B
Return on Assets (ROA)
1.56%
TTM Avg
0.67%
3Y Avg
1.00%
5Y Avg
1.25%
Market Cap
$136.01B
Return on Assets (ROA)
3.99%
TTM Avg
3.77%
3Y Avg
3.53%
5Y Avg
3.37%
Market Cap
$123.70B
Return on Assets (ROA)
9.39%
TTM Avg
8.61%
3Y Avg
5.64%
5Y Avg
6.03%
Market Cap
$120.88B
Return on Assets (ROA)
7.82%
TTM Avg
6.86%
3Y Avg
5.83%
5Y Avg
10.35%
Market Cap
$153.35B
Return on Assets (ROA)
0.46%
TTM Avg
0.49%
3Y Avg
0.45%
5Y Avg
0.38%
Market Cap
$108.96B
Return on Assets (ROA)
74105.88%
TTM Avg
1.13%
3Y Avg
0.93%
5Y Avg
0.89%
Market Cap
$164.31B
Return on Assets (ROA)
7.05%
TTM Avg
6.36%
3Y Avg
5.07%
5Y Avg
6.41%
Market Cap
$167.54B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$101.89B
Return on Assets (ROA)
1.24%
TTM Avg
1.13%
3Y Avg
1.08%
5Y Avg
1.16%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $135.97B | 1.56% | 0.67% | 1.00% | 1.25% |
| Chubb Limited (CB)vs › | $136.01B | 3.99% | 3.77% | 3.53% | 3.37% |
| The Progressive Corporation (PGR)vs › | $123.70B | 9.39% | 8.61% | 5.64% | 6.03% |
| S&P Global Inc. (SPGI)vs › | $120.88B | 7.82% | 6.86% | 5.83% | 10.35% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $153.35B | 0.46% | 0.49% | 0.45% | 0.38% |
| Bank of New York Mellon Corp (BNY)vs › | $108.96B | 74105.88% | 1.13% | 0.93% | 0.89% |
| Blackstone Inc. (BX)vs › | $164.31B | 7.05% | 6.36% | 5.07% | 6.41% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $167.54B | N/A | N/A | N/A | N/A |
| The PNC Financial Services Group, Inc. (PNC)vs › | $101.89B | 1.24% | 1.13% | 1.08% | 1.16% |
| U.S. Bancorp (USB)vs › | $100.02B | 1.13% | 1.01% | 0.93% | 1.00% |
ROA
1.6%
ROE
9.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.37% |
| 2024-12-31 | 0.97% |
| 2023-12-31 | 1.02% |
| 2022-12-31 | 1.62% |
| 2021-12-31 | 2.87% |
| 2020-12-31 | 0.64% |
| 2019-12-31 | 1.42% |
| 2018-12-31 | 1.61% |
| 2017-12-31 | 0.54% |
| 2016-12-31 | 1.05% |
| 2015-12-31 | 1.21% |
| 2014-12-31 | 1.43% |
| 2013-12-31 | 1.46% |
| 2012-12-31 | 1.19% |
| 2011-12-31 | 1.53% |
| 2010-12-31 | 1.39% |
| 2009-12-31 | 0.52% |
| 2008-12-31 | -0.03% |
| 2007-12-31 | 1.04% |
| 2006-12-31 | 1.61% |
| 2005-12-31 | 2.04% |
| 2004-12-31 | 2.87% |
| 2003-12-31 | 2.45% |
| 2002-12-31 | 2.41% |
| 2001-12-31 | 2.28% |
| 2000-12-31 | 2.49% |
| 1999-12-31 | 2.72% |
| 1998-12-31 | 2.92% |
| 1997-12-31 | 2.68% |
| 1996-12-31 | 2.40% |
