Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 9.39% is 56% above its 5-year average of 6.03%, near the high end of its 5-year range (0.96%–9.39%).
As of the fiscal period ended Wednesday, December 31, 2025. 9.12% above its 12-month average of 8.61%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
9.39%
RETURN ON ASSETS (ROA) AVG TTM
8.61%
RETURN ON ASSETS (ROA) AVG 3Y
5.64%
RETURN ON ASSETS (ROA) AVG 5Y
6.03%
RETURN ON ASSETS (ROA) AVG 10Y
5.50%
RETURN ON ASSETS (ROA) AVG 15Y
4.99%
RETURN ON ASSETS (ROA) AVG 20Y
5.56%
CURRENT VS TTM AVG
+9.12%
CURRENT VS 3Y AVG
+66.42%
CURRENT VS 5Y AVG
+55.72%
CURRENT VS 10Y AVG
+70.81%
CURRENT VS 15Y AVG
+88.26%
CURRENT VS 20Y AVG
+68.76%
SECTOR MEDIAN · FINANCIAL SERVICES
2.89%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+224.91%
vs the sector median at left
The Progressive Corporation
Market Cap
$122.92B
Return on Assets (ROA)
9.39%
TTM Avg
8.61%
3Y Avg
5.64%
5Y Avg
6.03%
Market Cap
$121.44B
Return on Assets (ROA)
7.59%
TTM Avg
6.86%
3Y Avg
5.83%
5Y Avg
10.35%
Market Cap
$128.22B
Return on Assets (ROA)
1.56%
TTM Avg
0.67%
3Y Avg
1.00%
5Y Avg
1.25%
Market Cap
$135.29B
Return on Assets (ROA)
3.99%
TTM Avg
3.77%
3Y Avg
3.53%
5Y Avg
3.37%
Market Cap
$107.30B
Return on Assets (ROA)
74105.88%
TTM Avg
1.13%
3Y Avg
0.93%
5Y Avg
0.89%
Market Cap
$99.70B
Return on Assets (ROA)
1.24%
TTM Avg
1.13%
3Y Avg
1.08%
5Y Avg
1.16%
Market Cap
$97.40B
Return on Assets (ROA)
74105.88%
TTM Avg
1.13%
3Y Avg
0.93%
5Y Avg
0.89%
Market Cap
$96.29B
Return on Assets (ROA)
2.19%
TTM Avg
2.30%
3Y Avg
2.16%
5Y Avg
1.95%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Progressive Corporation (PGR) | $122.92B | 9.39% | 8.61% | 5.64% | 6.03% |
| S&P Global Inc. (SPGI)vs › | $121.44B | 7.59% | 6.86% | 5.83% | 10.35% |
| Capital One Financial Corporation (COF)vs › | $128.22B | 1.56% | 0.67% | 1.00% | 1.25% |
| Chubb Limited (CB)vs › | $135.29B | 3.99% | 3.77% | 3.53% | 3.37% |
| Bank of New York Mellon Corp (BNY)vs › | $107.30B | 74105.88% | 1.13% | 0.93% | 0.89% |
| The PNC Financial Services Group, Inc. (PNC)vs › | $99.70B | 1.24% | 1.13% | 1.08% | 1.16% |
| U.S. Bancorp (USB)vs › | $98.15B | 1.13% | 1.01% | 0.93% | 1.00% |
| The Bank of New York Mellon Corporation (BK)vs › | $97.40B | 74105.88% | 1.13% | 0.93% | 0.89% |
| CME Group Inc. (CME)vs › | $96.29B | 2.19% | 2.30% | 2.16% | 1.95% |
| Brookfield Corporation (BN)vs › | $94.99B | 0.26% | 0.19% | 0.27% | 0.34% |
ROA
9.4%
ROE
34.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 9.19% |
| 2024-12-31 | 8.02% |
| 2023-12-31 | 4.40% |
| 2022-12-31 | 0.96% |
| 2021-12-31 | 4.71% |
| 2020-12-31 | 8.90% |
| 2019-12-31 | 7.23% |
| 2018-12-31 | 5.62% |
| 2017-12-31 | 4.11% |
| 2016-12-31 | 3.08% |
| 2015-12-31 | 4.25% |
| 2014-12-31 | 4.97% |
| 2013-12-31 | 4.77% |
| 2012-12-31 | 3.98% |
| 2011-12-31 | 4.65% |
| 2010-12-31 | 5.05% |
| 2009-12-31 | 5.27% |
| 2008-12-31 | -0.38% |
| 2007-12-31 | 6.28% |
| 2006-12-31 | 8.46% |
| 2005-12-31 | 7.38% |
| 2004-12-31 | 9.59% |
| 2003-12-31 | 7.71% |
| 2002-12-31 | 4.92% |
| 2001-12-31 | 3.70% |
| 2000-12-31 | 0.46% |
| 1999-12-31 | 3.04% |
| 1998-12-31 | 5.40% |
| 1997-12-31 | 5.29% |
| 1996-12-31 | 5.07% |