Citigroup Inc. (C) Return on Assets (ROA): 0.58%
Is Citigroup Inc.’s return on assets (ROA) high or low?
Citigroup Inc.'s return on assets (ROA) of 0.58% is in line with its 5-year average of 0.59%, around the middle of its 5-year range (0.38%–0.96%).
As of Monday, June 15, 2026. 7.41% above its 12-month average of 0.54%.
C Return on Assets (ROA) Chart
C Average Return on Assets (ROA) Chart
C Current vs Average Return on Assets (ROA) Chart
C Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
0.58%
RETURN ON ASSETS (ROA) AVG TTM
0.54%
RETURN ON ASSETS (ROA) AVG 3Y
0.52%
RETURN ON ASSETS (ROA) AVG 5Y
0.59%
RETURN ON ASSETS (ROA) AVG 10Y
0.63%
RETURN ON ASSETS (ROA) AVG 15Y
0.66%
RETURN ON ASSETS (ROA) AVG 20Y
0.62%
CURRENT VS TTM AVG
+7.41%
CURRENT VS 3Y AVG
+12.08%
CURRENT VS 5Y AVG
-1.14%
CURRENT VS 10Y AVG
-7.67%
CURRENT VS 15Y AVG
-12.56%
CURRENT VS 20Y AVG
-6.83%
C Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $240.84B | 0.58% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP)vs › | $228.84B | 3.63% | 3.67% | 3.46% | 3.29% |
| Wells Fargo & Company (WFC)vs › | $254.52B | 0.99% | 1.00% | 0.93% | 0.84% |
| The Goldman Sachs Group, Inc. (GS)vs › | $317.48B | 0.88% | 0.90% | 0.77% | 0.90% |
| BlackRock, Inc. (BLK)vs › | $161.89B | 3.67% | 3.93% | 4.18% | 3.90% |
| The Charles Schwab Corporation (SCHW)vs › | $158.17B | 1.91% | 1.52% | 1.34% | 1.14% |
| Morgan Stanley (MS)vs › | $343.96B | 1.15% | 1.15% | 0.99% | 1.04% |
| Chubb Limited (CB)vs › | $126.70B | 4.10% | 3.77% | 3.53% | 3.37% |
| S&P Global Inc. (SPGI)vs › | $125.52B | 7.86% | 6.86% | 5.83% | 10.35% |
| The Progressive Corporation (PGR)vs › | $119.11B | 9.46% | 8.61% | 5.64% | 6.03% |
Asset Efficiency
ROA
0.6%
ROE
7.6%
Citigroup Inc. Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Citigroup Inc. Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Citigroup Inc. (C)?
- The return on assets (ROA) for C stock is 0.58%.
- Is Citigroup Inc.'s return on assets (ROA) high or low?
- Citigroup Inc.'s return on assets (ROA) of 0.58% is in line with its 5-year average of 0.59%, around the middle of its 5-year range (0.38%–0.96%).
- What is the TTM average return on assets (ROA) for Citigroup Inc. (C)?
- The TTM average return on assets (ROA) for C stock is 0.54%.
- What is the 3Y average return on assets (ROA) for Citigroup Inc. (C)?
- The 3Y average return on assets (ROA) for C stock is 0.52%.
- What is the 5Y average return on assets (ROA) for Citigroup Inc. (C)?
- The 5Y average return on assets (ROA) for C stock is 0.59%.
- What is the 10Y average return on assets (ROA) for Citigroup Inc. (C)?
- The 10Y average return on assets (ROA) for C stock is 0.63%.
- What is the 15Y average return on assets (ROA) for Citigroup Inc. (C)?
- The 15Y average return on assets (ROA) for C stock is 0.66%.
- What is the 20Y average return on assets (ROA) for Citigroup Inc. (C)?
- The 20Y average return on assets (ROA) for C stock is 0.62%.
Citigroup Inc. Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.54% |
| 2024-12-31 | 0.54% |
| 2023-12-31 | 0.38% |
| 2022-12-31 | 0.61% |
| 2021-12-31 | 0.96% |
| 2020-12-31 | 0.49% |
| 2019-12-31 | 0.99% |
| 2018-12-31 | 0.94% |
| 2017-12-31 | -0.37% |
| 2016-12-31 | 0.83% |
| 2015-12-31 | 1.00% |
| 2014-12-31 | 0.40% |
| 2013-12-31 | 0.73% |
| 2012-12-31 | 0.40% |
| 2011-12-31 | 0.59% |
| 2010-12-31 | 0.55% |
| 2009-12-31 | -0.09% |
| 2008-12-31 | -1.43% |
| 2007-12-31 | 0.17% |
| 2006-12-31 | 1.14% |
| 2005-12-31 | 1.65% |
| 2004-12-31 | 1.15% |
| 2003-12-31 | 1.41% |
| 2002-12-31 | 1.39% |
| 2001-12-31 | 1.34% |
| 2000-12-31 | 1.50% |
| 1999-12-31 | 1.41% |
| 1998-12-31 | 1.04% |
| 1997-12-31 | 0.96% |
| 1996-12-31 | 1.95% |
Related Metrics
About Citigroup Inc.
Citigroup Inc. functions as a comprehensive financial holding entity, delivering a broad spectrum of financial offerings and solutions. Its clientele spans individuals, businesses, governmental bodies, and institutional clients across numerous global regions, including North America, Latin America, Asia, Europe, the Middle East, and the African continent. The firm's operations are structured into two principal divisions: Global Consumer Banking (GCB) and the Institutional Clients Group (ICG). Through its GCB segment, Citigroup provides conventional banking options to individual retail clients, leveraging services like retail banking, its proprietary Citi-branded credit cards, and Citi retail service programs. This division also extends a variety of banking, credit, loan, and investment products, accessible via an extensive system of physical branches, dedicated offices, and digital platforms. Conversely, the ICG segment caters to corporate entities, institutions, public sector organizations, and affluent individuals with a suite of wholesale banking provisions. These encompass activities such as fixed income and equity sales and trading, foreign currency exchange, prime brokerage, derivatives, market research (both equity and fixed income), corporate financing, investment banking, advisory services, private wealth management, cash flow administration, trade financing, and securities-related offerings. By the close of 2020 (December 31st), the company maintained a network of 2,303 branches, predominantly located within the United States, Mexico, and various Asian markets. Established in 1812, Citigroup Inc. maintains its corporate headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Jane Nind Fraser