Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 3.71% is 13% above its 5-year average of 3.29%, near the high end of its 5-year range (1.64%–4.27%).
1.09% above its 12-month average of 3.67%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
3.71%
RETURN ON ASSETS (ROA) AVG TTM
3.67%
RETURN ON ASSETS (ROA) AVG 3Y
3.46%
RETURN ON ASSETS (ROA) AVG 5Y
3.29%
RETURN ON ASSETS (ROA) AVG 10Y
3.18%
RETURN ON ASSETS (ROA) AVG 15Y
3.42%
RETURN ON ASSETS (ROA) AVG 20Y
3.18%
CURRENT VS TTM AVG
+1.09%
CURRENT VS 3Y AVG
+7.23%
CURRENT VS 5Y AVG
+12.71%
CURRENT VS 10Y AVG
+16.83%
CURRENT VS 15Y AVG
+8.48%
CURRENT VS 20Y AVG
+16.49%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+51.12%
vs the sector median at left
American Express Company
Market Cap
$217.65B
Return on Assets (ROA)
3.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
Market Cap
$201.90B
Return on Assets (ROA)
0.78%
TTM Avg
0.70%
3Y Avg
0.72%
5Y Avg
0.73%
Market Cap
$236.47B
Return on Assets (ROA)
0.62%
TTM Avg
0.54%
3Y Avg
0.52%
5Y Avg
0.59%
Market Cap
$187.17B
Return on Assets (ROA)
1.95%
TTM Avg
1.52%
3Y Avg
1.34%
5Y Avg
1.14%
Market Cap
$169.95B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$167.39B
Return on Assets (ROA)
3.74%
TTM Avg
3.93%
3Y Avg
4.18%
5Y Avg
3.90%
Market Cap
$270.38B
Return on Assets (ROA)
0.99%
TTM Avg
1.00%
3Y Avg
0.93%
5Y Avg
0.84%
Market Cap
$157.78B
Return on Assets (ROA)
0.46%
TTM Avg
0.49%
3Y Avg
0.45%
5Y Avg
0.38%
Market Cap
$156.93B
Return on Assets (ROA)
7.05%
TTM Avg
6.36%
3Y Avg
5.07%
5Y Avg
6.41%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Express Company (AXP) | $217.65B | 3.71% | 3.67% | 3.46% | 3.29% |
| The Toronto-Dominion Bank (TD)vs › | $201.90B | 0.78% | 0.70% | 0.72% | 0.73% |
| Citigroup Inc. (C)vs › | $236.47B | 0.62% | 0.54% | 0.52% | 0.59% |
| The Charles Schwab Corporation (SCHW)vs › | $187.17B | 1.95% | 1.52% | 1.34% | 1.14% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $169.95B | N/A | N/A | N/A | N/A |
| BlackRock, Inc. (BLK)vs › | $167.39B | 3.74% | 3.93% | 4.18% | 3.90% |
| Wells Fargo & Company (WFC)vs › | $270.38B | 0.99% | 1.00% | 0.93% | 0.84% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $157.78B | 0.46% | 0.49% | 0.45% | 0.38% |
| Blackstone Inc. (BX)vs › | $156.93B | 7.05% | 6.36% | 5.07% | 6.41% |
| The Goldman Sachs Group, Inc. (GS)vs › | $304.08B | 0.99% | 0.90% | 0.77% | 0.90% |
ROA
3.7%
ROE
33.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.61% |
| 2024-12-31 | 3.73% |
| 2023-12-31 | 3.21% |
| 2022-12-31 | 3.29% |
| 2021-12-31 | 4.27% |
| 2020-12-31 | 1.64% |
| 2019-12-31 | 3.41% |
| 2018-12-31 | 3.67% |
| 2017-12-31 | 1.52% |
| 2016-12-31 | 3.38% |
| 2015-12-31 | 3.20% |
| 2014-12-31 | 3.70% |
| 2013-12-31 | 3.49% |
| 2012-12-31 | 2.93% |
| 2011-12-31 | 3.22% |
| 2010-12-31 | 2.77% |
| 2009-12-31 | 1.70% |
| 2008-12-31 | 2.14% |
| 2007-12-31 | 2.68% |
| 2006-12-31 | 2.89% |
| 2005-12-31 | 3.22% |
| 2004-12-31 | 1.77% |
| 2003-12-31 | 1.71% |
| 2002-12-31 | 1.70% |
| 2001-12-31 | 0.87% |
| 2000-12-31 | 1.82% |
| 1999-12-31 | 1.67% |
| 1998-12-31 | 1.69% |
| 1997-12-31 | 1.66% |
| 1996-12-31 | 1.75% |
