American Express (AXP) Quick Ratio: History & Chart

American Express Company(AXP)

Financial - Credit Services · New York City, NY

$322.66-3.44 (-1.06%)

Delayed quote: Sep 9, 2026, 11:15 AM EDT

About American Express Company

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

New York City, NY

76,800 employees

www.americanexpress.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Stephen Joseph Squeri

View full financials

AXP Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

1.55

QUICK RATIO (ACID-TEST) AVG TTM

0.58

QUICK RATIO (ACID-TEST) AVG 3Y

0.34

QUICK RATIO (ACID-TEST) AVG 5Y

0.32

QUICK RATIO (ACID-TEST) AVG 10Y

0.37

QUICK RATIO (ACID-TEST) AVG 15Y

0.38

QUICK RATIO (ACID-TEST) AVG 20Y

0.72

CURRENT VS TTM AVG

+169.75%

CURRENT VS 3Y AVG

+359.45%

CURRENT VS 5Y AVG

+391.87%

CURRENT VS 10Y AVG

+322.01%

CURRENT VS 15Y AVG

+307.94%

CURRENT VS 20Y AVG

+114.66%

SECTOR MEDIAN · FINANCIAL SERVICES

1.08

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+43.64%

vs the sector median at left

NAME	MARKET CAP	QUICK RATIO (ACID-TEST)	TTM	3Y	5Y
American Express Company (AXP)	$217.89B	1.55	0.58	0.34	0.32
The Toronto-Dominion Bank (TD)vs ›	$201.90B	0.05	0.15	0.13	0.15
Citigroup Inc. (C)vs ›	$236.21B	0.47	0.40	0.36	0.36
The Charles Schwab Corporation (SCHW)vs ›	$187.17B	15.17	0.54	0.53	0.67
Vanguard FTSE Emerging Markets ETF (VWO)vs ›	$169.95B	N/A	N/A	N/A	N/A
BlackRock, Inc. (BLK)vs ›	$167.41B	1.35	16.08	15.47	17.37
Wells Fargo & Company (WFC)vs ›	$270.38B	0.51	0.28	0.27	0.28
Interactive Brokers Group, Inc. (IBKR)vs ›	$157.44B	17791.62	1.15	1.13	1.04
Blackstone Inc. (BX)vs ›	$156.75B	0.92	0.84	1.27	2.48
The Goldman Sachs Group, Inc. (GS)vs ›	$303.51B	0.83	0.88	0.90	0.92

NAME

MARKET CAP

QUICK RATIO (ACID-TEST)

TTM

American Express Company (AXP)

$217.89B

1.55

0.58

0.34

0.32

The Toronto-Dominion Bank (TD)vs ›

$201.90B

0.05

0.15

0.13

0.15

Citigroup Inc. (C)vs ›

$236.21B

0.47

0.40

0.36

The Charles Schwab Corporation (SCHW)vs ›

$187.17B

15.17

0.54

0.53

0.67

Vanguard FTSE Emerging Markets ETF (VWO)vs ›

$169.95B

N/A

BlackRock, Inc. (BLK)vs ›

$167.41B

1.35

16.08

15.47

17.37

Wells Fargo & Company (WFC)vs ›

$270.38B

0.51

0.28

0.27

0.28

Interactive Brokers Group, Inc. (IBKR)vs ›

$157.44B

17791.62

1.15

1.13

1.04

Blackstone Inc. (BX)vs ›

$156.75B

0.92

0.84

1.27

2.48

The Goldman Sachs Group, Inc. (GS)vs ›

$303.51B

0.83

0.88

0.90

0.92

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for American Express Company (AXP)?

The quick ratio (acid-test) for AXP stock is 1.55.

Is American Express Company's quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 1.55 is 392% above its 5-year average of 0.32, near the high end of its 5-year range (0.25–1.55).

What is the TTM average quick ratio (acid-test) for American Express Company (AXP)?

The TTM average quick ratio (acid-test) for AXP stock is 0.58.

What is the 3Y average quick ratio (acid-test) for American Express Company (AXP)?

The 3Y average quick ratio (acid-test) for AXP stock is 0.34.

What is the 5Y average quick ratio (acid-test) for American Express Company (AXP)?

The 5Y average quick ratio (acid-test) for AXP stock is 0.32.

What is the 10Y average quick ratio (acid-test) for American Express Company (AXP)?

The 10Y average quick ratio (acid-test) for AXP stock is 0.37.

What is the 15Y average quick ratio (acid-test) for American Express Company (AXP)?

The 15Y average quick ratio (acid-test) for AXP stock is 0.38.

What is the 20Y average quick ratio (acid-test) for American Express Company (AXP)?

The 20Y average quick ratio (acid-test) for AXP stock is 0.72.

DATE	QUICK RATIO (ACID-TEST)
2026-06-30	1.55
2026-03-31	0.35
2025-12-31	0.28
2025-09-30	0.33
2025-06-30	0.36
2025-03-31	0.32
2024-12-31	0.26
2024-09-30	0.32
2024-06-30	0.36
2024-03-31	0.37
2023-12-31	0.33
2023-09-30	0.33
2023-06-30	0.34
2023-03-31	0.32
2022-12-31	0.31
2022-09-30	0.28
2022-06-30	0.25
2022-03-31	0.27
2021-12-31	0.27
2021-09-30	0.88
2021-06-30	0.91
2021-03-31	1.03
2020-12-31	0.58
2020-09-30	0.92
2020-06-30	0.96
2020-03-31	0.93
2019-12-31	0.95
2019-09-30	0.37
2019-06-30	0.39
2019-03-31	0.44
2018-12-31	1.02
2018-09-30	0.41
2018-06-30	0.41
2018-03-31	0.41
2017-12-31	0.46
2017-09-30	0.37
2017-06-30	0.44
2017-03-31	0.45
2016-12-31	0.44
2016-09-30	0.41
2016-06-30	0.51
2016-03-31	0.38
2015-12-31	0.35
2015-09-30	0.34
2015-06-30	0.36
2015-03-31	0.42
2014-12-31	0.41
2014-09-30	0.39
2014-06-30	0.36
2014-03-31	0.39
2013-12-31	0.39
2013-09-30	0.42
2013-06-30	0.43
2013-03-31	0.49
2012-12-31	0.46
2012-09-30	1.29
2012-06-30	1.29
2012-03-31	1.22
2011-12-31	0.52
2011-09-30	1.29
2011-06-30	1.27
2011-03-31	1.39
2010-12-31	0.43
2010-09-30	1.46
2010-06-30	1.43
2010-03-31	1.45
2009-12-31	0.63
2009-09-30	1.32
2009-06-30	1.37
2009-03-31	1.52
2008-12-31	0.98
2008-09-30	2.18
2008-06-30	1.94
2008-03-31	1.84
2007-12-31	0.26
2007-09-30	1.99
2007-06-30	1.22
2007-03-31	1.21
2006-12-31	0.19
2006-09-30	1.20
2006-06-30	1.15
2006-03-31	1.12
2005-12-31	0.18
2005-09-30	1.09
2005-06-30	1.23
2005-03-31	1.31
2004-12-31	1.20
2004-09-30	1.30
2004-06-30	0.97
2004-03-31	0.96
2003-12-31	0.92
2003-09-30	1.02
2003-06-30	1.01
2003-03-31	1.02
2002-12-31	1.00
2002-09-30	1.07

DATE

QUICK RATIO (ACID-TEST)

2026-06-30

1.55

2026-03-31

0.35

2025-12-31

0.28

2025-09-30

0.33

2025-06-30

0.36

2025-03-31

0.32

2024-12-31

0.26

2024-09-30

0.32

2024-06-30

0.36

2024-03-31

0.37

2023-12-31

0.33

2023-09-30

0.33

2023-06-30

0.34

2023-03-31

0.32

2022-12-31

0.31

2022-09-30

0.28

2022-06-30

0.25

2022-03-31

0.27

2021-12-31

0.27

2021-09-30

0.88

2021-06-30

0.91

2021-03-31

1.03

2020-12-31

0.58

2020-09-30

0.92

2020-06-30

0.96

2020-03-31

0.93

2019-12-31

0.95

2019-09-30

0.37

2019-06-30

0.39

2019-03-31

0.44

2018-12-31

1.02

2018-09-30

0.41

2018-06-30

0.41

2018-03-31

0.41

2017-12-31

0.46

2017-09-30

0.37

2017-06-30

0.44

2017-03-31

0.45

2016-12-31

0.44

2016-09-30

0.41

2016-06-30

0.51

2016-03-31

0.38

2015-12-31

0.35

2015-09-30

0.34

2015-06-30

0.36

2015-03-31

0.42

2014-12-31

0.41

2014-09-30

0.39

2014-06-30

0.36

2014-03-31

0.39

2013-12-31

0.39

2013-09-30

0.42

2013-06-30

0.43

2013-03-31

0.49

2012-12-31

0.46

2012-09-30

1.29

2012-06-30

1.29

2012-03-31

1.22

2011-12-31

0.52

2011-09-30

1.29

2011-06-30

1.27

2011-03-31

1.39

2010-12-31

0.43

2010-09-30

1.46

2010-06-30

1.43

2010-03-31

1.45

2009-12-31

0.63

2009-09-30

1.32

2009-06-30

1.37

2009-03-31

1.52

2008-12-31

0.98

2008-09-30

2.18

2008-06-30

1.94

2008-03-31

1.84

2007-12-31

0.26

2007-09-30

1.99

2007-06-30

1.22

2007-03-31

1.21

2006-12-31

0.19

2006-09-30

1.20

2006-06-30

1.15

2006-03-31

1.12

2005-12-31

0.18

2005-09-30

1.09

2005-06-30

1.23

2005-03-31

1.31

2004-12-31

1.20

2004-09-30

1.30

2004-06-30

0.97

2004-03-31

0.96

2003-12-31

0.92

2003-09-30

1.02

2003-06-30

1.01

2003-03-31

1.02

2002-12-31

1.00

2002-09-30

1.07

Quick Ratio (Acid-Test): 1.55

AXP Quick Ratio

AXP Average Quick Ratio (Acid-Test) Chart

AXP Current vs Average Quick Ratio (Acid-Test) Chart

AXP Quick Ratio (Acid-Test) Metrics

AXP Competitors' Quick Ratio (Acid-Test)

Liquidity Comparison

Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio (Acid-Test) FAQ

AXP Quick Ratio (Acid-Test) History

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