Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.49% is 179% above its 5-year average of -3.15%, near the high end of its 5-year range (-6.65%–2.49%).
435.48% above its 12-month average of 0.47%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.73%.
RETURN ON ASSETS (ROA)
2.49%
RETURN ON ASSETS (ROA) AVG TTM
0.47%
RETURN ON ASSETS (ROA) AVG 3Y
-2.86%
RETURN ON ASSETS (ROA) AVG 5Y
-3.15%
RETURN ON ASSETS (ROA) AVG 10Y
-4.92%
RETURN ON ASSETS (ROA) AVG 15Y
-7.64%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+435.48%
CURRENT VS 3Y AVG
+187.14%
CURRENT VS 5Y AVG
+178.96%
CURRENT VS 10Y AVG
+150.61%
CURRENT VS 15Y AVG
+132.57%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+101.62%
vs the sector median at left
Trupanion, Inc.
Market Cap
$1.07B
Return on Assets (ROA)
2.49%
TTM Avg
0.47%
3Y Avg
-2.86%
5Y Avg
-3.15%
Market Cap
$1.06B
Return on Assets (ROA)
4.98%
TTM Avg
6.34%
3Y Avg
6.55%
5Y Avg
5.26%
Market Cap
$1.05B
Return on Assets (ROA)
N/A
TTM Avg
0.55%
3Y Avg
0.24%
5Y Avg
0.41%
Market Cap
$1.05B
Return on Assets (ROA)
1.34%
TTM Avg
1.21%
3Y Avg
1.29%
5Y Avg
1.44%
Market Cap
$1.04B
Return on Assets (ROA)
2.06%
TTM Avg
2.00%
3Y Avg
1.85%
5Y Avg
2.23%
Market Cap
$1.03B
Return on Assets (ROA)
1.48%
TTM Avg
1.47%
3Y Avg
1.92%
5Y Avg
3.18%
Market Cap
$1.02B
Return on Assets (ROA)
1.40%
TTM Avg
1.31%
3Y Avg
1.35%
5Y Avg
1.25%
Market Cap
$1.02B
Return on Assets (ROA)
2.10%
TTM Avg
2.23%
3Y Avg
2.26%
5Y Avg
1.99%
Market Cap
$1.02B
Return on Assets (ROA)
1.14%
TTM Avg
0.83%
3Y Avg
0.96%
5Y Avg
0.93%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Trupanion, Inc. (TRUP) | $1.07B | 2.49% | 0.47% | -2.86% | -3.15% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.06B | 4.98% | 6.34% | 6.55% | 5.26% |
| Capitol Federal Financial, Inc. (CFFN)vs › | $1.05B | N/A | 0.55% | 0.24% | 0.41% |
| Five Star Bancorp (FSBC)vs › | $1.05B | 1.34% | 1.21% | 1.29% | 1.44% |
| Northeast Bank (NBN)vs › | $1.04B | 2.06% | 2.00% | 1.85% | 2.23% |
| Oaktree Specialty Lending Corporation (OCSL)vs › | $1.03B | 1.48% | 1.47% | 1.92% | 3.18% |
| Mercantile Bank Corporation (MBWM)vs › | $1.02B | 1.40% | 1.31% | 1.35% | 1.25% |
| Esquire Financial Holdings, Inc. (ESQ)vs › | $1.02B | 2.10% | 2.23% | 2.26% | 1.99% |
| CNB Financial Corporation (CCNEP)vs › | $1.02B | 1.14% | 0.83% | 0.96% | 0.93% |
| OceanFirst Financial Corp. (OCFC)vs › | $1.02B | 0.21% | 0.62% | 0.78% | 0.77% |
ROA
2.5%
ROE
5.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.12% |
| 2024-12-31 | -1.19% |
| 2023-12-31 | -5.71% |
| 2022-12-31 | -6.65% |
| 2021-12-31 | -6.32% |
| 2020-12-31 | -1.17% |
| 2019-12-31 | -0.70% |
| 2018-12-31 | -0.45% |
| 2017-12-31 | -1.42% |
| 2016-12-31 | -8.37% |
| 2015-12-31 | -24.26% |
| 2014-12-31 | -21.54% |
| 2013-12-31 | -15.83% |
| 2012-12-31 | -23.17% |
| 2011-12-31 | 0.00% |
