Which has the lower trailing P/E, ESQ or TRUP?

ESQ has the lower trailing P/E: ESQ trades at 19.21 and TRUP at 46.57. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ESQ or TRUP?

Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus TRUP at 20.62%.

Does ESQ or TRUP pay a bigger dividend?

ESQ pays a dividend (0.66% yield), while TRUP has no payments in the available dividend history.

Is ESQ or TRUP more profitable?

ESQ runs the higher net margin — ESQ at 29.32% versus TRUP at 1.53%.

How have ESQ and TRUP total returns compared?

Over the past 5 years, ESQ delivered 32.17% and TRUP delivered -20.79% annualized total return. Past performance doesn't predict future results.

Esquire Financial Holdings, Inc. (ESQ) vs Trupanion, Inc. (TRUP)

A side-by-side comparison of Esquire Financial Holdings, Inc. and Trupanion, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ESQ

Esquire Financial Holdings, Inc.

$1.01B

$116.44Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

TRUP

Trupanion, Inc.

$1.08B

$24.68Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — ESQ vs TRUP

growth of $100 · dividends reinvested · last 9y

ESQ +706.5% (+26.1%/yr)TRUP +8.6% (+0.9%/yr)ESQ compounded faster over this window

Log scale — wide-divergence pair

ESQ TRUP

ESQ vs TRUP: by the numbers

•TRUP is the larger company ($1.08B vs $1.01B market cap).
•ESQ trades at the lower trailing earnings multiple (19.21 vs 46.57 P/E), one valuation lens rather than an overall verdict.
•ESQ converts more revenue to profit (29.32% vs 1.53% net margin).
•ESQ grew revenue faster over the past five years (24.48% vs 20.62% CAGR).
•ESQ pays a dividend (0.66% yield), while TRUP has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	ESQ	TRUP
P/E ratio	19.21	46.57
Forward P/E	16.78	39.41
PEG ratio	0.66	N/A
P/S ratio	5.59	0.71
P/B ratio	3.21	2.63
EV / EBITDA	N/A	25.89
FCF yield	N/A	7.63%

Profitability

Metric	ESQ	TRUP
Gross margin	N/A	22.48%
Operating margin	40.57%	1.61%
Net margin	29.32%	1.53%
ROE	16.81%	5.67%
ROIC	N/A	4.05%

Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ESQ	TRUP
Dividend yield	0.66%	N/A
Payout ratio	12.79%	N/A

Growth (annualized)

Metric	ESQ	TRUP
Revenue CAGR (5Y)	24.48%	20.62%
EPS CAGR (5Y)	29.96%	N/A
Total return CAGR (5Y)	32.17%	-20.79%

Frequently asked

Which has the lower trailing P/E, ESQ or TRUP?: ESQ has the lower trailing P/E: ESQ trades at 19.21 and TRUP at 46.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ESQ or TRUP?: Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus TRUP at 20.62%.
Does ESQ or TRUP pay a bigger dividend?: ESQ pays a dividend (0.66% yield), while TRUP has no payments in the available dividend history.
Is ESQ or TRUP more profitable?: ESQ runs the higher net margin — ESQ at 29.32% versus TRUP at 1.53%.
How have ESQ and TRUP total returns compared?: Over the past 5 years, ESQ delivered 32.17% and TRUP delivered -20.79% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ESQ analysis Full TRUP analysis Interactive comparison tool

Dig into the metrics

Esquire Financial P/E ratio Trupanion P/E ratio Esquire Financial dividend yield Esquire Financial ROE Trupanion ROE Esquire Financial operating margin Trupanion operating margin Esquire Financial revenue growth Trupanion revenue growth Trupanion free cash flow

Esquire Financial & Trupanion appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.