Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 35.67% is in line with its 5-year average of 39.12%, near the low end of its 5-year range (29.69%–52.45%).
2.90% below its 12-month average of 36.73%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 39.25%.
EBITDA MARGIN
35.67%
EBITDA MARGIN AVG TTM
36.73%
EBITDA MARGIN AVG 3Y
34.54%
EBITDA MARGIN AVG 5Y
39.12%
EBITDA MARGIN AVG 10Y
39.97%
EBITDA MARGIN AVG 15Y
39.51%
EBITDA MARGIN AVG 20Y
36.99%
CURRENT VS TTM AVG
-2.90%
CURRENT VS 3Y AVG
+3.27%
CURRENT VS 5Y AVG
-8.81%
CURRENT VS 10Y AVG
-10.76%
CURRENT VS 15Y AVG
-9.72%
CURRENT VS 20Y AVG
-3.57%
1st Source Corporation
Market Cap
$2.06B
EBITDA Margin
35.67%
TTM Avg
36.73%
3Y Avg
34.54%
5Y Avg
39.12%
Market Cap
$2.02B
EBITDA Margin
44.56%
TTM Avg
43.14%
3Y Avg
43.12%
5Y Avg
42.59%
Market Cap
$2.13B
EBITDA Margin
37.01%
TTM Avg
25.71%
3Y Avg
23.14%
5Y Avg
28.88%
Market Cap
$2.00B
EBITDA Margin
43.67%
TTM Avg
43.08%
3Y Avg
47.03%
5Y Avg
48.49%
Market Cap
$1.99B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
Market Cap
$2.16B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
Market Cap
$1.95B
EBITDA Margin
11.85%
TTM Avg
1.46%
3Y Avg
-22.42%
5Y Avg
-28.95%
Market Cap
$2.19B
EBITDA Margin
18.80%
TTM Avg
19.41%
3Y Avg
24.90%
5Y Avg
25.96%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| 1st Source Corporation (SRCE) | $2.06B | 35.67% | 36.73% | 34.54% | 39.12% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| The Bancorp, Inc. (TBBK)vs › | $2.02B | 44.56% | 43.14% | 43.12% | 42.59% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.13B | 37.01% | 25.71% | 23.14% | 28.88% |
| City Holding Company (CHCO)vs › | $2.00B | 43.67% | 43.08% | 47.03% | 48.49% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 31.95% | 30.79% | 36.88% | 36.79% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.16B | 31.95% | 30.79% | 36.88% | 36.79% |
| Porch Group, Inc. (PRCH)vs › | $1.95B | 11.85% | 1.46% | -22.42% | -28.95% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 18.80% | 19.41% | 24.90% | 25.96% |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
EBITDA Margin
35.7%
Operating Margin
36.4%
Net Margin
28.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 39.25% |
| 2026-03-31 | 36.32% |
| 2025-12-31 | 36.40% |
| 2025-09-30 | 37.82% |
| 2025-06-30 | 33.88% |
| 2025-03-31 | 34.51% |
| 2024-12-31 | 30.42% |
| 2024-09-30 | 33.25% |
| 2024-06-30 | 35.14% |
| 2024-03-31 | 29.69% |
| 2023-12-31 | 29.73% |
| 2023-09-30 | 35.24% |
| 2023-06-30 | 37.38% |
| 2023-03-31 | 37.85% |
| 2022-12-31 | 41.01% |
| 2022-09-30 | 47.62% |
| 2022-06-30 | 47.43% |
| 2022-03-31 | 47.60% |
| 2021-12-31 | 46.40% |
| 2021-09-30 | 52.04% |
| 2021-06-30 | 52.45% |
| 2021-03-31 | 49.45% |
| 2020-12-31 | 44.25% |
| 2020-09-30 | 37.41% |
| 2020-06-30 | 35.91% |
| 2020-03-31 | 32.02% |
| 2019-12-31 | 41.46% |
| 2019-09-30 | 41.56% |
| 2019-06-30 | 40.57% |
| 2019-03-31 | 40.75% |
| 2018-12-31 | 38.71% |
| 2018-09-30 | 37.04% |
| 2018-06-30 | 40.21% |
| 2018-03-31 | 39.71% |
| 2017-12-31 | 38.90% |
| 2017-09-30 | 43.90% |
| 2017-06-30 | 44.58% |
| 2017-03-31 | 44.36% |
| 2016-12-31 | 42.90% |
| 2016-09-30 | 41.48% |
| 2016-06-30 | 42.21% |
| 2016-03-31 | 40.85% |
| 2015-12-31 | 41.90% |
| 2015-09-30 | 40.75% |
| 2015-06-30 | 44.40% |
| 2015-03-31 | 41.65% |
| 2014-12-31 | 38.30% |
| 2014-09-30 | 40.72% |
| 2014-06-30 | 42.45% |
| 2014-03-31 | 41.37% |
| 2013-12-31 | 38.82% |
| 2013-09-30 | 41.81% |
| 2013-06-30 | 41.51% |
| 2013-03-31 | 38.60% |
| 2012-12-31 | 35.75% |
| 2012-09-30 | 39.40% |
| 2012-06-30 | 37.90% |
| 2012-03-31 | 35.92% |
| 2011-12-31 | 35.42% |
| 2011-09-30 | 36.94% |
| 2011-06-30 | 42.46% |
| 2011-03-31 | 32.57% |
| 2010-12-31 | 34.23% |
| 2010-09-30 | 32.17% |
| 2010-06-30 | 26.02% |
| 2010-03-31 | 30.76% |
| 2009-12-31 | 22.39% |
| 2009-09-30 | 23.31% |
| 2009-06-30 | 21.71% |
| 2009-03-31 | 16.50% |
| 2008-12-31 | 28.85% |
| 2008-09-30 | 14.48% |
| 2008-06-30 | 22.77% |
| 2008-03-31 | 25.00% |
| 2007-12-31 | 17.88% |
| 2007-09-30 | 17.32% |
| 2007-06-30 | 21.95% |
| 2007-03-31 | 25.21% |
| 2006-12-31 | 23.00% |
| 2006-09-30 | 30.63% |
| 2006-06-30 | 31.12% |
| 2006-03-31 | 32.99% |
| 2005-12-31 | 31.02% |
| 2005-09-30 | 34.86% |
| 2005-06-30 | 35.03% |
| 2005-03-31 | 31.68% |
| 2004-12-31 | 27.35% |
| 2004-09-30 | 22.11% |
| 2004-06-30 | 37.74% |
| 2004-03-31 | 31.57% |
| 2003-12-31 | 30.29% |
| 2003-09-30 | 28.29% |
| 2003-06-30 | 25.19% |
| 2003-03-31 | 25.62% |
| 2002-12-31 | 25.97% |
| 2002-09-30 | 17.27% |
