Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 31.95% is 13% below its 5-year average of 36.87%, around the middle of its 5-year range (19.48%–58.35%).
7.78% above its 12-month average of 29.64%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.99%.
EBITDA MARGIN
31.95%
EBITDA MARGIN AVG TTM
29.64%
EBITDA MARGIN AVG 3Y
29.80%
EBITDA MARGIN AVG 5Y
36.87%
EBITDA MARGIN AVG 10Y
37.24%
EBITDA MARGIN AVG 15Y
35.84%
EBITDA MARGIN AVG 20Y
31.77%
CURRENT VS TTM AVG
+7.78%
CURRENT VS 3Y AVG
+7.21%
CURRENT VS 5Y AVG
-13.33%
CURRENT VS 10Y AVG
-14.21%
CURRENT VS 15Y AVG
-10.84%
CURRENT VS 20Y AVG
+0.58%
Enterprise Financial Services Corp
Market Cap
$2.17B
EBITDA Margin
31.95%
TTM Avg
29.64%
3Y Avg
29.80%
5Y Avg
36.87%
Market Cap
$2.20B
EBITDA Margin
18.80%
TTM Avg
19.41%
3Y Avg
24.90%
5Y Avg
25.96%
Market Cap
$2.09B
EBITDA Margin
37.01%
TTM Avg
25.71%
3Y Avg
23.14%
5Y Avg
28.88%
Market Cap
$2.26B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$2.27B
EBITDA Margin
20.43%
TTM Avg
20.43%
3Y Avg
20.43%
5Y Avg
20.43%
Market Cap
$2.29B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
Market Cap
$2.29B
EBITDA Margin
30.82%
TTM Avg
29.32%
3Y Avg
33.27%
5Y Avg
33.73%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Enterprise Financial Services Corp (EFSC) | $2.17B | 31.95% | 29.64% | 29.80% | 36.87% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.20B | 18.80% | 19.41% | 24.90% | 25.96% |
| eToro Group Ltd. (ETOR)vs › | $2.21B | 2.06% | 2.15% | 0.75% | -0.92% |
| First Busey Corporation (BUSEP)vs › | $2.09B | N/A | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.09B | 37.01% | 25.71% | 23.14% | 28.88% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.26B | 7.63% | 8.64% | 12.84% | 15.04% |
| Ethos Technologies Inc. (LIFE)vs › | $2.27B | 20.43% | 20.43% | 20.43% | 20.43% |
| Merchants Bancorp (MBIN)vs › | $2.29B | 19.58% | 24.50% | 31.82% | 42.49% |
| Banner Corporation (BANR)vs › | $2.29B | 30.82% | 29.32% | 33.27% | 33.73% |
| City Holding Company (CHCO)vs › | $2.01B | 43.67% | 43.08% | 47.03% | 48.49% |
EBITDA Margin
31.9%
Operating Margin
27.7%
Net Margin
19.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 22.99% |
| 2026-03-31 | 27.27% |
| 2025-12-31 | 28.52% |
| 2025-09-30 | 37.45% |
| 2025-06-30 | 31.99% |
| 2025-03-31 | 31.45% |
| 2024-12-31 | 30.74% |
| 2024-09-30 | 31.32% |
| 2024-06-30 | 29.70% |
| 2024-03-31 | 26.66% |
| 2023-12-31 | 29.34% |
| 2023-09-30 | 31.03% |
| 2023-06-30 | 35.86% |
| 2023-03-31 | 43.82% |
| 2022-12-31 | 50.89% |
| 2022-09-30 | 48.38% |
| 2022-06-30 | 50.98% |
| 2022-03-31 | 55.41% |
| 2021-12-31 | 58.35% |
| 2021-09-30 | 19.48% |
| 2021-06-30 | 52.54% |
| 2021-03-31 | 43.53% |
| 2020-12-31 | 38.99% |
| 2020-09-30 | 30.58% |
| 2020-06-30 | 25.43% |
| 2020-03-31 | 21.41% |
| 2019-12-31 | 44.68% |
| 2019-09-30 | 42.35% |
| 2019-06-30 | 28.77% |
| 2019-03-31 | 29.03% |
| 2018-12-31 | 40.07% |
| 2018-09-30 | 37.48% |
| 2018-06-30 | 42.40% |
| 2018-03-31 | 40.50% |
| 2017-12-31 | 43.84% |
| 2017-09-30 | 42.29% |
| 2017-06-30 | 32.71% |
| 2017-03-31 | 36.14% |
| 2016-12-31 | 44.75% |
| 2016-09-30 | 42.78% |
| 2016-06-30 | 45.09% |
| 2016-03-31 | 42.66% |
| 2015-12-31 | 40.53% |
| 2015-09-30 | 40.11% |
| 2015-06-30 | 37.43% |
| 2015-03-31 | 42.37% |
| 2014-12-31 | 24.53% |
| 2014-09-30 | 38.05% |
| 2014-06-30 | 32.58% |
| 2014-03-31 | 25.75% |
| 2013-12-31 | 15.84% |
| 2013-09-30 | 35.24% |
| 2013-06-30 | 49.82% |
| 2013-03-31 | 37.13% |
| 2012-12-31 | 19.90% |
| 2012-09-30 | 26.09% |
| 2012-06-30 | 35.21% |
| 2012-03-31 | 25.22% |
| 2011-12-31 | -7.22% |
| 2011-09-30 | 23.29% |
| 2011-06-30 | 31.43% |
| 2011-03-31 | 19.54% |
| 2010-12-31 | 23.38% |
| 2010-09-30 | 14.51% |
| 2010-06-30 | 4.02% |
| 2010-03-31 | -13.38% |
| 2009-12-31 | 6.11% |
| 2009-09-30 | 24.13% |
| 2009-06-30 | -1.26% |
| 2009-03-31 | -164.22% |
| 2008-12-31 | -14.78% |
| 2008-09-30 | 8.24% |
| 2008-06-30 | 19.19% |
| 2008-03-31 | 18.50% |
| 2007-12-31 | 20.74% |
| 2007-09-30 | 23.48% |
| 2007-06-30 | 22.76% |
| 2007-03-31 | 18.38% |
| 2006-12-31 | 23.71% |
| 2006-09-30 | 23.98% |
| 2006-06-30 | 26.33% |
| 2006-03-31 | 22.48% |
| 2005-12-31 | 22.87% |
| 2005-09-30 | 24.82% |
| 2005-06-30 | 28.41% |
| 2005-03-31 | 25.73% |
| 2004-12-31 | 29.37% |
| 2004-09-30 | 31.20% |
| 2004-06-30 | 24.43% |
| 2004-03-31 | 21.90% |
| 2003-12-31 | 28.40% |
| 2003-06-30 | 31.09% |
| 2003-03-31 | 19.44% |
| 2002-12-31 | 9.02% |
| 2002-09-30 | 16.56% |
