City Holding Company (CHCO) vs Enterprise Financial Services Corp (EFSC)
A side-by-side comparison of City Holding Company and Enterprise Financial Services Corp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CHCO vs EFSC
growth of $100 · dividends reinvested · last 10yCHCO vs EFSC: by the numbers
- •EFSC is the larger company ($2.17B vs $2.00B market cap).
- •EFSC trades at the lower trailing earnings multiple (11.93 vs 15.48 P/E), one valuation lens rather than an overall verdict.
- •CHCO converts more revenue to profit (34.71% vs 19.26% net margin).
- •EFSC grew revenue faster over the past five years (21.61% vs 10.58% CAGR).
- •CHCO pays the higher dividend yield (2.45% vs 2.24%).
Metrics side by side
Valuation
| Metric | CHCO | EFSC |
|---|---|---|
| P/E ratio | 15.48 | 11.93 |
| Forward P/E | 15.25 | 11.43 |
| PEG ratio | 1.55 | 0.85 |
| P/S ratio | 5.26 | 2.20 |
| P/B ratio | 2.47 | 1.10 |
Profitability
| Metric | CHCO | EFSC |
|---|---|---|
| Operating margin | 38.00% | 27.68% |
| Net margin | 34.71% | 19.26% |
| ROE | 16.29% | 9.33% |
City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CHCO | EFSC |
|---|---|---|
| Dividend yield | 2.45% | 2.24% |
| Payout ratio | 38.07% | 26.64% |
Growth (annualized)
| Metric | CHCO | EFSC |
|---|---|---|
| Revenue CAGR (5Y) | 10.58% | 21.61% |
| EPS CAGR (5Y) | 10.01% | 14.16% |
| Total return CAGR (5Y) | 15.78% | 7.27% |
Frequently asked
- Which has the lower trailing P/E, CHCO or EFSC?
- EFSC has the lower trailing P/E: CHCO trades at 15.48 and EFSC at 11.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CHCO or EFSC?
- Over the past five years, EFSC grew revenue faster — CHCO at a 10.58% CAGR versus EFSC at 21.61%.
- Does CHCO or EFSC pay a bigger dividend?
- CHCO yields 2.45% and EFSC yields 2.24% based on trailing dividends and the latest price.
- Is CHCO or EFSC more profitable?
- CHCO runs the higher net margin — CHCO at 34.71% versus EFSC at 19.26%.
- How have CHCO and EFSC total returns compared?
- Over the past 10 years, CHCO delivered 14.17% and EFSC delivered 8.50% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
City & Enterprise Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.