Enterprise Financial Services (EFSC) Financials: History & Chart

Enterprise Financial Services Corp(EFSC)

Banks - Regional · Clayton, MO

$60.43+0.61 (+1.02%)

Delayed quote: Oct 6, 2026, 10:10 AM EDT

About Enterprise Financial Services Corp

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.

Clayton, MO

1,370 employees

www.enterprisebank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: James Brian Lally

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	988.36M	242.79M	244.18M	257.69M	243.71M	209.35M	201.64M	205.00M	208.48M
Cost of Goods Sold	289.88M	74.81M	66.19M	73.33M	75.55M	69.67M	69.45M	75.84M	76.93M
Gross Profit	698.48M	167.98M	177.99M	184.35M	168.16M	139.68M	132.19M	129.16M	131.54M
Gross Profit Margin	70.7%	69.2%	72.9%	71.5%	69.0%	66.7%	65.6%	63.0%	63.1%
Total Operating Expenses	424.89M	115.74M	115.14M	114.53M	79.48M	75.49M	71.16M	68.51M	68.76M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	224.04M	59.02M	61.66M	50.15M	53.20M	2.03M	51.36M	50.70M	48.65M
Operating Income (EBIT)	273.59M	52.24M	62.85M	69.82M	88.67M	64.19M	61.03M	60.65M	62.78M
Operating Margin	27.7%	21.5%	25.7%	27.1%	36.4%	30.7%	30.3%	29.6%	30.1%
Income Before Tax (EBT)	273.59M	52.24M	62.85M	69.82M	88.67M	64.19M	61.03M	60.65M	62.78M
Interest Income	911.54M	229.31M	225.09M	232.27M	224.86M	218.97M	211.78M	214.91M	215.84M
Interest Expense	250.74M	60.60M	58.94M	64.10M	67.10M	66.20M	64.26M	69.01M	72.83M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	190.32M	40.93M	49.36M	54.79M	45.23M	51.38M	49.96M	48.83M	50.59M
Income Tax Expense	83.27M	11.32M	13.49M	15.02M	43.44M	12.81M	11.07M	11.81M	12.20M
Net Profit Margin	19.3%	16.9%	20.2%	21.3%	18.6%	24.5%	24.8%	23.8%	24.3%
EBITDA	287.16M	55.81M	66.60M	73.49M	91.26M	66.98M	63.42M	63.01M	65.30M
EBITDA Margin	29.1%	23.0%	27.3%	28.5%	37.4%	32.0%	31.5%	30.7%	31.3%
Depreciation & Amortization	13.57M	3.57M	3.74M	3.67M	2.59M	2.79M	2.39M	2.37M	2.52M
EPS Basic	5.07	1.10	1.31	1.46	1.20	1.36	1.33	1.29	1.33
EPS Diluted	5.03	1.09	1.30	1.45	1.19	1.36	1.31	1.28	1.32
Weighted Average Basic Shares	36.44M	36.44M	36.91M	36.97M	36.97M	36.97M	36.97M	37.12M	37.34M
Weighted Average Diluted Shares	36.70M	36.70M	37.15M	37.29M	37.29M	37.29M	37.29M	37.45M	37.48M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	912.39M	814.41M	743.52M	533.66M	421.60M	347.26M	345.39M	273.33M
Cost of Goods Sold	288.01M	304.46M	238.93M	40.57M	36.42M	100.18M	72.79M	52.54M
Gross Profit	624.38M	509.94M	504.58M	493.09M	385.18M	247.08M	272.60M	220.79M
Gross Profit Margin	68.4%	62.6%	67.9%	92.4%	91.4%	71.2%	78.9%	80.8%
Total Operating Expenses	340.66M	278.70M	258.06M	233.63M	216.55M	155.13M	156.57M	116.21M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	156.74M	195.87M	177.73M	154.13M	130.69M	96.19M	95.59M	72.36M
Operating Income (EBIT)	283.72M	231.24M	246.53M	259.46M	168.63M	91.95M	116.04M	104.58M
Operating Margin	31.1%	28.4%	33.2%	48.6%	40.0%	26.5%	33.6%	38.3%
Income Before Tax (EBT)	283.72M	231.24M	246.53M	259.46M	168.63M	91.95M	116.04M	104.58M
Interest Income	887.88M	849.24M	763.51M	515.08M	383.23M	304.78M	305.13M	237.80M
Interest Expense	261.67M	282.95M	202.33M	41.18M	23.04M	34.78M	66.42M	45.90M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	201.37M	185.27M	194.06M	203.04M	133.06M	74.38M	92.74M	89.22M
Income Tax Expense	82.34M	45.98M	52.47M	56.42M	35.58M	17.56M	23.30M	15.36M
Net Profit Margin	22.1%	22.7%	26.1%	38.0%	31.6%	21.4%	26.9%	32.6%
EBITDA	291.48M	241.32M	257.87M	273.47M	182.78M	103.77M	127.30M	110.61M
EBITDA Margin	31.9%	29.6%	34.7%	51.2%	43.4%	29.9%	36.9%	40.5%
Depreciation & Amortization	7.76M	10.07M	11.34M	14.01M	14.15M	11.82M	11.26M	6.04M
EPS Basic	5.35	4.86	5.09	5.32	3.86	2.76	3.56	3.86
EPS Diluted	5.31	4.83	5.07	5.31	3.86	2.76	3.55	3.83
Weighted Average Basic Shares	36.97M	37.34M	37.37M	37.38M	34.44M	26.95M	26.05M	23.11M
Weighted Average Diluted Shares	37.29M	37.57M	37.51M	37.50M	34.50M	26.99M	26.16M	23.29M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.