Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 43.67% is in line with its 5-year average of 47.47%, around the middle of its 5-year range (31.51%–57.49%).
5.42% above its 12-month average of 41.43%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 31.51%.
EBITDA MARGIN
43.67%
EBITDA MARGIN AVG TTM
41.43%
EBITDA MARGIN AVG 3Y
44.05%
EBITDA MARGIN AVG 5Y
47.47%
EBITDA MARGIN AVG 10Y
47.89%
EBITDA MARGIN AVG 15Y
46.34%
EBITDA MARGIN AVG 20Y
43.43%
CURRENT VS TTM AVG
+5.42%
CURRENT VS 3Y AVG
-0.86%
CURRENT VS 5Y AVG
-8.01%
CURRENT VS 10Y AVG
-8.81%
CURRENT VS 15Y AVG
-5.77%
CURRENT VS 20Y AVG
+0.55%
City Holding Company
Market Cap
$1.99B
EBITDA Margin
43.67%
TTM Avg
41.43%
3Y Avg
44.05%
5Y Avg
47.47%
Market Cap
$1.99B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
Market Cap
$1.98B
EBITDA Margin
11.85%
TTM Avg
1.46%
3Y Avg
-22.42%
5Y Avg
-28.95%
Market Cap
$2.04B
EBITDA Margin
44.56%
TTM Avg
43.14%
3Y Avg
43.12%
5Y Avg
42.59%
Market Cap
$2.08B
EBITDA Margin
35.67%
TTM Avg
33.91%
3Y Avg
37.10%
5Y Avg
39.38%
Market Cap
$1.89B
EBITDA Margin
9.35%
TTM Avg
6.57%
3Y Avg
6.57%
5Y Avg
6.57%
Market Cap
$2.10B
EBITDA Margin
37.01%
TTM Avg
25.71%
3Y Avg
23.14%
5Y Avg
28.88%
Market Cap
$1.87B
EBITDA Margin
-116.70%
TTM Avg
-123.21%
3Y Avg
-201.08%
5Y Avg
-352.40%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| City Holding Company (CHCO) | $1.99B | 43.67% | 41.43% | 44.05% | 47.47% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 31.95% | 30.79% | 36.88% | 36.79% |
| Porch Group, Inc. (PRCH)vs › | $1.98B | 11.85% | 1.46% | -22.42% | -28.95% |
| The Bancorp, Inc. (TBBK)vs › | $2.04B | 44.56% | 43.14% | 43.12% | 42.59% |
| 1st Source Corporation (SRCE)vs › | $2.08B | 35.67% | 33.91% | 37.10% | 39.38% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.35% | 6.57% | 6.57% | 6.57% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 37.01% | 25.71% | 23.14% | 28.88% |
| Sharplink, Inc. (SBET)vs › | $1.87B | -116.70% | -123.21% | -201.08% | -352.40% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 32.58% | 34.27% | 35.89% | 38.17% |
EBITDA Margin
43.7%
Operating Margin
38.0%
Net Margin
34.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 31.51% |
| 2026-03-31 | 41.04% |
| 2025-12-31 | 42.69% |
| 2025-09-30 | 45.79% |
| 2025-06-30 | 46.10% |
| 2025-03-31 | 42.62% |
| 2024-12-31 | 41.61% |
| 2024-09-30 | 41.53% |
| 2024-06-30 | 42.48% |
| 2024-03-31 | 44.42% |
| 2023-12-31 | 41.43% |
| 2023-09-30 | 47.66% |
| 2023-06-30 | 51.22% |
| 2023-03-31 | 43.35% |
| 2022-12-31 | 55.07% |
| 2022-09-30 | 56.92% |
| 2022-06-30 | 55.07% |
| 2022-03-31 | 56.95% |
| 2021-12-31 | 57.49% |
| 2021-09-30 | 56.32% |
| 2021-06-30 | 55.69% |
| 2021-03-31 | 50.43% |
| 2020-12-31 | 51.49% |
| 2020-09-30 | 49.02% |
| 2020-06-30 | 44.78% |
| 2020-03-31 | 46.46% |
| 2019-12-31 | 46.51% |
| 2019-09-30 | 45.75% |
| 2019-06-30 | 44.98% |
| 2019-03-31 | 45.69% |
| 2018-12-31 | 25.52% |
| 2018-09-30 | 48.82% |
| 2018-06-30 | 51.98% |
| 2018-03-31 | 46.42% |
| 2017-12-31 | 50.73% |
| 2017-09-30 | 45.64% |
| 2017-06-30 | 46.87% |
| 2017-03-31 | 49.36% |
| 2016-12-31 | 48.80% |
| 2016-09-30 | 44.61% |
| 2016-06-30 | 43.96% |
| 2016-03-31 | 43.28% |
| 2015-12-31 | 43.65% |
| 2015-09-30 | 38.05% |
| 2015-06-30 | 40.08% |
| 2014-12-31 | 46.16% |
| 2014-09-30 | 39.28% |
| 2014-06-30 | 42.97% |
| 2013-03-31 | 27.94% |
| 2012-12-31 | 43.47% |
| 2012-09-30 | 41.28% |
| 2012-06-30 | 32.13% |
| 2012-03-31 | 42.43% |
| 2011-12-31 | 39.86% |
| 2011-09-30 | 45.04% |
| 2011-06-30 | 36.55% |
| 2011-03-31 | 38.83% |
| 2010-12-31 | 36.80% |
| 2010-09-30 | 32.80% |
| 2010-06-30 | 38.70% |
| 2010-03-31 | 34.36% |
| 2009-12-31 | 37.51% |
| 2009-09-30 | 35.40% |
| 2009-06-30 | 34.84% |
| 2009-03-31 | 36.34% |
| 2008-09-30 | -26.03% |
| 2008-06-30 | 40.67% |
| 2008-03-31 | 36.74% |
| 2007-12-31 | 36.40% |
| 2007-09-30 | 36.02% |
| 2007-06-30 | 36.47% |
| 2007-03-31 | 39.08% |
| 2006-12-31 | 37.66% |
| 2006-09-30 | 39.21% |
| 2006-06-30 | 41.09% |
| 2006-03-31 | 40.15% |
| 2005-12-31 | 43.80% |
| 2005-09-30 | 42.84% |
| 2005-06-30 | 45.91% |
| 2005-03-31 | 45.53% |
| 2004-12-31 | 43.56% |
| 2004-09-30 | 44.32% |
| 2004-06-30 | 54.90% |
| 2004-03-31 | 43.43% |
| 2003-12-31 | 39.11% |
| 2003-09-30 | 51.40% |
| 2003-06-30 | 52.64% |
| 2003-03-31 | 41.47% |
| 2002-12-31 | 40.54% |
| 2002-09-30 | 38.12% |
