Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 44.56% is in line with its 5-year average of 42.47%, near the high end of its 5-year range (34.17%–48.36%).
9.65% above its 12-month average of 40.64%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 40.05%.
EBITDA MARGIN
44.56%
EBITDA MARGIN AVG TTM
40.64%
EBITDA MARGIN AVG 3Y
42.32%
EBITDA MARGIN AVG 5Y
42.47%
EBITDA MARGIN AVG 10Y
36.23%
EBITDA MARGIN AVG 15Y
29.40%
EBITDA MARGIN AVG 20Y
26.46%
CURRENT VS TTM AVG
+9.65%
CURRENT VS 3Y AVG
+5.30%
CURRENT VS 5Y AVG
+4.93%
CURRENT VS 10Y AVG
+22.99%
CURRENT VS 15Y AVG
+51.58%
CURRENT VS 20Y AVG
+68.40%
The Bancorp, Inc.
Market Cap
$2.03B
EBITDA Margin
44.56%
TTM Avg
40.64%
3Y Avg
42.32%
5Y Avg
42.47%
Market Cap
$2.08B
EBITDA Margin
35.67%
TTM Avg
33.91%
3Y Avg
37.10%
5Y Avg
39.38%
Market Cap
$1.99B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
Market Cap
$1.99B
EBITDA Margin
43.67%
TTM Avg
43.08%
3Y Avg
47.03%
5Y Avg
48.49%
Market Cap
$2.09B
EBITDA Margin
37.01%
TTM Avg
25.71%
3Y Avg
23.14%
5Y Avg
28.88%
Market Cap
$1.97B
EBITDA Margin
11.85%
TTM Avg
1.46%
3Y Avg
-22.42%
5Y Avg
-28.95%
Market Cap
$2.17B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Bancorp, Inc. (TBBK) | $2.03B | 44.56% | 40.64% | 42.32% | 42.47% |
| 1st Source Corporation (SRCE)vs › | $2.08B | 35.67% | 33.91% | 37.10% | 39.38% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 31.95% | 30.79% | 36.88% | 36.79% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| City Holding Company (CHCO)vs › | $1.99B | 43.67% | 43.08% | 47.03% | 48.49% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.09B | 37.01% | 25.71% | 23.14% | 28.88% |
| Porch Group, Inc. (PRCH)vs › | $1.97B | 11.85% | 1.46% | -22.42% | -28.95% |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 31.95% | 30.79% | 36.88% | 36.79% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.35% | 6.57% | 6.57% | 6.57% |
EBITDA Margin
44.6%
Operating Margin
40.6%
Net Margin
30.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 40.05% |
| 2026-03-31 | 48.36% |
| 2025-12-31 | 44.90% |
| 2025-09-30 | 34.27% |
| 2025-06-30 | 35.60% |
| 2025-03-31 | 34.17% |
| 2024-12-31 | 40.01% |
| 2024-09-30 | 40.70% |
| 2024-06-30 | 43.47% |
| 2024-03-31 | 45.93% |
| 2023-12-31 | 40.49% |
| 2023-09-30 | 42.94% |
| 2023-06-30 | 43.04% |
| 2023-03-31 | 43.46% |
| 2022-12-31 | 42.99% |
| 2022-09-30 | 40.26% |
| 2022-06-30 | 46.86% |
| 2022-03-31 | 48.17% |
| 2021-12-31 | 43.91% |
| 2021-09-30 | 46.59% |
| 2021-06-30 | 45.63% |
| 2021-03-31 | 44.36% |
| 2020-12-31 | 42.86% |
| 2020-09-30 | 41.59% |
| 2020-06-30 | 38.81% |
| 2020-03-31 | 27.19% |
| 2019-12-31 | 12.12% |
| 2019-09-30 | 36.20% |
| 2019-06-30 | 24.31% |
| 2019-03-31 | 33.54% |
| 2018-12-31 | 18.29% |
| 2018-09-30 | 65.28% |
| 2018-06-30 | 18.57% |
| 2018-03-31 | 32.35% |
| 2017-12-31 | 22.79% |
| 2017-09-30 | 22.46% |
| 2017-06-30 | 17.50% |
| 2017-03-31 | 22.59% |
| 2016-12-31 | -102.24% |
| 2016-09-30 | 0.34% |
| 2016-06-30 | -78.10% |
| 2016-03-31 | -33.92% |
| 2015-12-31 | 33.53% |
| 2015-09-30 | -30.80% |
| 2015-06-30 | -8.18% |
| 2015-03-31 | -6.75% |
| 2014-12-31 | -4.69% |
| 2014-09-30 | 9.82% |
| 2014-06-30 | 10.81% |
| 2014-03-31 | 15.42% |
| 2013-12-31 | 25.40% |
| 2013-09-30 | 14.55% |
| 2013-06-30 | 21.46% |
| 2013-03-31 | 29.73% |
| 2012-12-31 | 21.33% |
| 2012-09-30 | 18.43% |
| 2012-06-30 | 20.90% |
| 2012-03-31 | 20.90% |
| 2011-12-31 | 18.06% |
| 2011-09-30 | 15.35% |
| 2011-06-30 | 6.59% |
| 2011-03-31 | 17.70% |
| 2010-12-31 | 15.19% |
| 2010-09-30 | 6.86% |
| 2010-06-30 | 6.26% |
| 2010-03-31 | 17.25% |
| 2009-12-31 | 4.25% |
| 2009-09-30 | 15.38% |
| 2009-06-30 | 11.41% |
| 2009-03-31 | 13.04% |
| 2008-12-31 | -433.75% |
| 2008-09-30 | 4.75% |
| 2008-06-30 | -32.82% |
| 2008-03-31 | 19.01% |
| 2007-09-30 | 23.85% |
| 2007-06-30 | 25.44% |
| 2007-03-31 | 23.66% |
| 2006-12-31 | 25.63% |
| 2006-09-30 | 25.48% |
| 2006-06-30 | 27.26% |
| 2006-03-31 | 28.34% |
| 2005-09-30 | 29.87% |
| 2005-06-30 | 27.25% |
| 2005-03-31 | 11.38% |
| 2004-06-30 | 0.00% |
