Which has the lower trailing P/E, ECPG or TBBK?

ECPG has the lower trailing P/E: ECPG trades at 7.51 and TBBK at 9.11. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ECPG or TBBK?

Over the past five years, TBBK grew revenue faster — ECPG at a 3.09% CAGR versus TBBK at 18.88%.

Is ECPG or TBBK more profitable?

TBBK runs the higher net margin — ECPG at 15.88% versus TBBK at 30.63%.

How have ECPG and TBBK total returns compared?

Over the past 10 years, ECPG delivered 15.67% and TBBK delivered 22.15% annualized total return. Past performance doesn't predict future results.

Encore Capital Group, Inc. (ECPG) vs The Bancorp, Inc. (TBBK)

A side-by-side comparison of Encore Capital Group, Inc. and The Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ECPG

Encore Capital Group, Inc.

$2.13B

$99.19Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

TBBK

The Bancorp, Inc.

$2.02B

$48.44Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — ECPG vs TBBK

growth of $100 · dividends reinvested · last 10y

ECPG +334.6% (+15.8%/yr)TBBK +616.0% (+21.8%/yr)TBBK compounded faster over this window

ECPG TBBK

ECPG vs TBBK: by the numbers

•ECPG is the larger company ($2.13B vs $2.02B market cap).
•ECPG trades at the lower trailing earnings multiple (7.51 vs 9.11 P/E), one valuation lens rather than an overall verdict.
•TBBK converts more revenue to profit (30.63% vs 15.88% net margin).
•TBBK grew revenue faster over the past five years (18.88% vs 3.09% CAGR).

Metrics side by side

Valuation

Metric	ECPG	TBBK
P/E ratio	7.51	9.11
Forward P/E	7.34	8.09
PEG ratio	0.73	0.31
P/S ratio	1.12	2.66
P/B ratio	1.97	2.86

Profitability

Metric	ECPG	TBBK
Operating margin	37.73%	40.65%
Net margin	15.88%	30.63%
ROE	27.96%	32.88%

Encore Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

The Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	ECPG	TBBK
Revenue CAGR (5Y)	3.09%	18.88%
EPS CAGR (5Y)	10.39%	29.13%
Total return CAGR (5Y)	14.44%	12.21%

Frequently asked

Which has the lower trailing P/E, ECPG or TBBK?: ECPG has the lower trailing P/E: ECPG trades at 7.51 and TBBK at 9.11. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ECPG or TBBK?: Over the past five years, TBBK grew revenue faster — ECPG at a 3.09% CAGR versus TBBK at 18.88%.
Is ECPG or TBBK more profitable?: TBBK runs the higher net margin — ECPG at 15.88% versus TBBK at 30.63%.
How have ECPG and TBBK total returns compared?: Over the past 10 years, ECPG delivered 15.67% and TBBK delivered 22.15% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ECPG analysis Full TBBK analysis Interactive comparison tool

Dig into the metrics

Encore Capital P/E ratio Bancorp P/E ratio Encore Capital ROE Bancorp ROE Encore Capital operating margin Bancorp operating margin Encore Capital revenue growth Bancorp revenue growth

Encore Capital & Bancorp appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.