Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 18.80% is 33% below its 4-year average of 28.05%, around the middle of its 4-year range (1.56%–35.74%).
45.58% above its 12-month average of 12.91%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 2.49%.
EBITDA MARGIN
18.80%
EBITDA MARGIN AVG TTM
12.91%
EBITDA MARGIN AVG 3Y
23.77%
EBITDA MARGIN AVG 5Y
28.05%
EBITDA MARGIN AVG 10Y
28.88%
EBITDA MARGIN AVG 15Y
27.48%
EBITDA MARGIN AVG 20Y
25.40%
CURRENT VS TTM AVG
+45.58%
CURRENT VS 3Y AVG
-20.91%
CURRENT VS 5Y AVG
-32.98%
CURRENT VS 10Y AVG
-34.90%
CURRENT VS 15Y AVG
-31.58%
CURRENT VS 20Y AVG
-26.00%
Northwest Bancshares, Inc.
Market Cap
$2.20B
EBITDA Margin
18.80%
TTM Avg
12.91%
3Y Avg
23.77%
5Y Avg
28.05%
Market Cap
$2.17B
EBITDA Margin
31.95%
TTM Avg
30.79%
3Y Avg
36.88%
5Y Avg
36.79%
Market Cap
$2.24B
EBITDA Margin
20.43%
TTM Avg
20.43%
3Y Avg
20.43%
5Y Avg
20.43%
Market Cap
$2.25B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$2.26B
EBITDA Margin
15.56%
TTM Avg
14.58%
3Y Avg
12.59%
5Y Avg
6.78%
Market Cap
$2.29B
EBITDA Margin
30.82%
TTM Avg
29.32%
3Y Avg
33.27%
5Y Avg
33.73%
Market Cap
$2.30B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
Market Cap
$2.10B
EBITDA Margin
37.01%
TTM Avg
25.71%
3Y Avg
23.14%
5Y Avg
28.88%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northwest Bancshares, Inc. (NWBI) | $2.20B | 18.80% | 12.91% | 23.77% | 28.05% |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 2.06% | 2.15% | 0.75% | -0.92% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 31.95% | 30.79% | 36.88% | 36.79% |
| Ethos Technologies Inc. (LIFE)vs › | $2.24B | 20.43% | 20.43% | 20.43% | 20.43% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 7.63% | 8.64% | 12.84% | 15.04% |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.26B | 15.56% | 14.58% | 12.59% | 6.78% |
| Banner Corporation (BANR)vs › | $2.29B | 30.82% | 29.32% | 33.27% | 33.73% |
| Merchants Bancorp (MBIN)vs › | $2.30B | 19.58% | 24.50% | 31.82% | 42.49% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 37.01% | 25.71% | 23.14% | 28.88% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
EBITDA Margin
18.8%
Operating Margin
15.9%
Net Margin
18.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 2.49% |
| 2025-12-31 | 25.22% |
| 2025-09-30 | 1.56% |
| 2025-06-30 | 22.39% |
| 2025-03-31 | 27.38% |
| 2024-12-31 | 21.72% |
| 2024-09-30 | 25.50% |
| 2024-06-30 | 7.79% |
| 2024-03-31 | 22.56% |
| 2023-12-31 | 24.10% |
| 2023-09-30 | 32.08% |
| 2023-06-30 | 28.96% |
| 2023-03-31 | 29.11% |
| 2022-12-31 | 30.81% |
| 2022-09-30 | 34.67% |
| 2022-03-31 | 32.47% |
| 2021-12-31 | 35.74% |
| 2021-03-31 | 41.87% |
| 2020-09-30 | 32.99% |
| 2020-06-30 | -3.28% |
| 2020-03-31 | 8.11% |
| 2019-12-31 | 26.90% |
| 2019-06-30 | 26.24% |
| 2019-03-31 | 27.16% |
| 2018-12-31 | 28.72% |
| 2018-09-30 | 30.31% |
| 2018-06-30 | 31.02% |
| 2018-03-31 | 32.20% |
| 2017-12-31 | 28.31% |
| 2017-09-30 | 33.99% |
| 2017-06-30 | 36.66% |
| 2017-03-31 | 29.00% |
| 2016-12-31 | 37.80% |
| 2016-09-30 | 22.42% |
| 2016-06-30 | -7.63% |
| 2016-03-31 | 27.79% |
| 2015-12-31 | 27.61% |
| 2015-09-30 | 20.62% |
| 2015-06-30 | 25.62% |
| 2015-03-31 | 27.05% |
| 2014-12-31 | 28.17% |
| 2014-09-30 | 26.83% |
| 2014-06-30 | 20.55% |
| 2014-03-31 | 23.97% |
| 2013-12-31 | 32.48% |
| 2013-09-30 | 26.88% |
| 2013-06-30 | 21.89% |
| 2013-03-31 | 25.82% |
| 2012-12-31 | 25.40% |
| 2012-09-30 | 25.91% |
| 2012-06-30 | 25.12% |
| 2012-03-31 | 23.98% |
| 2011-12-31 | 21.86% |
| 2011-09-30 | 24.65% |
| 2011-06-30 | 20.40% |
| 2011-03-31 | 27.37% |
| 2010-12-31 | 19.50% |
| 2010-09-30 | 23.33% |
| 2010-06-30 | 24.66% |
| 2010-03-31 | 18.07% |
| 2009-12-31 | -1.04% |
| 2009-09-30 | 19.22% |
| 2009-06-30 | 12.80% |
| 2009-03-31 | 21.62% |
| 2008-12-31 | 25.95% |
| 2008-06-30 | 22.30% |
| 2008-03-31 | 18.44% |
| 2007-12-31 | 23.38% |
| 2007-09-30 | 12.32% |
| 2007-06-30 | 17.28% |
| 2007-03-31 | 17.09% |
| 2006-12-31 | 15.26% |
| 2006-09-30 | 19.17% |
| 2006-06-30 | 19.93% |
| 2006-03-31 | 23.69% |
| 2005-09-30 | 24.81% |
| 2005-06-30 | 21.49% |
| 2005-03-31 | 22.42% |
| 2004-12-31 | 24.79% |
| 2004-09-30 | 27.79% |
| 2004-03-31 | 32.80% |
| 2003-12-31 | 29.00% |
| 2003-09-30 | 27.31% |
| 2003-06-30 | 21.65% |
| 2003-03-31 | 21.59% |
| 2002-12-31 | 19.81% |
| 2002-09-30 | 25.16% |
| 2002-06-30 | 27.06% |
