Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 14.46 is 11% above its 5-year average of 12.99, around the middle of its 5-year range (9.08–19.78).
As of 2026-10-06T22:47:41.871Z. 1.40% below its 12-month average of 14.67.
Calculation as of: 2026-10-06T22:47:41.871Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0a7285388f0360d389fd8f948378d66bf231de560f73140a5f6ea1ab71e9d816
PE Ratio (14.46) = Close Price ($14.93) / Diluted TTM EPS ($1.03)
PE RATIO
14.46
PE RATIO AVG TTM
14.67
PE RATIO AVG 3Y
13.70
PE RATIO AVG 5Y
12.99
PE RATIO AVG 10Y
14.88
PE RATIO AVG 15Y
16.40
PE RATIO AVG 20Y
18.83
CURRENT VS TTM AVG
-1.40%
CURRENT VS 3Y AVG
+5.52%
CURRENT VS 5Y AVG
+11.30%
CURRENT VS 10Y AVG
-2.84%
CURRENT VS 15Y AVG
-11.81%
CURRENT VS 20Y AVG
-23.20%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+4.90%
vs the sector median at left
Northwest Bancshares, Inc.
Market Cap
$2.19B
PE Ratio
14.46
TTM Avg
14.67
3Y Avg
13.70
5Y Avg
12.99
Market Cap
$2.16B
PE Ratio
11.85
TTM Avg
11.36
3Y Avg
10.41
5Y Avg
10.39
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northwest Bancshares, Inc. (NWBI) | $2.19B | 14.46 | 14.67 | 13.70 | 12.99 |
| WaFd, Inc. (WAFD)vs › | $2.21B | 9.15 | 11.50 | 11.24 | 11.03 |
| Enterprise Financial Services Corp (EFSC)vs › | $2.16B | 11.85 | 11.36 | 10.41 | 10.39 |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 9.74 | 14.60 | 17.34 | 17.34 |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | N/A | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.13B | 7.51 | 6.93 | 6.93 | 9.38 |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 1.07 | 1.10 | 1.10 | 1.83 |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 15.35 | 15.14 | 15.74 | 17.34 |
| Banner Corporation (BANR)vs › | $2.28B | 11.08 | 11.42 | 11.39 | 10.91 |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 46.66 | 97.64 | 97.64 | 110.41 |
At 14.5, P/E is below its 20-year median — higher than 21% of readings in its 20-year history.
20-year low
9.1
median
18.3
20-year high
46.5
Trailing P/E
14.5
Forward P/E
10.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$14.93
Forward EPS (Est.)
$1.41
Forward P/E
10.62
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 14.57 |
| 2026-10-02 | 14.71 |
| 2026-10-01 | 14.52 |
| 2026-09-30 | 14.37 |
| 2026-09-29 | 14.45 |
| 2026-09-28 | 14.65 |
| 2026-09-25 | 14.83 |
| 2026-09-24 | 14.70 |
| 2026-09-23 | 14.57 |
| 2026-09-22 | 14.73 |
| 2026-09-21 | 14.82 |
| 2026-09-18 | 14.97 |
| 2026-09-17 | 14.90 |
| 2026-09-16 | 14.97 |
| 2026-09-15 | 15.11 |
| 2026-09-14 | 15.06 |
| 2026-09-11 | 15.00 |
| 2026-09-10 | 15.00 |
| 2026-09-09 | 14.88 |
| 2026-09-08 | 15.01 |
| 2026-09-04 | 15.13 |
| 2026-09-03 | 15.02 |
| 2026-09-02 | 14.95 |
| 2026-09-01 | 14.66 |
| 2026-08-31 | 14.81 |
| 2026-08-28 | 14.86 |
| 2026-08-27 | 14.85 |
| 2026-08-26 | 14.84 |
| 2026-08-25 | 14.82 |
| 2026-08-24 | 14.89 |
| 2026-08-21 | 14.94 |
| 2026-08-20 | 14.83 |
| 2026-08-19 | 14.79 |
| 2026-08-18 | 15.15 |
| 2026-08-17 | 15.20 |
| 2026-08-14 | 15.26 |
| 2026-08-13 | 15.29 |
| 2026-08-12 | 15.23 |
| 2026-08-11 | 15.14 |
| 2026-08-10 | 15.00 |
| 2026-08-07 | 15.06 |
| 2026-08-06 | 15.16 |
| 2026-08-05 | 17.12 |
| 2026-08-04 | 17.17 |
| 2026-08-03 | 17.03 |
| 2026-07-31 | 16.88 |
| 2026-07-30 | 16.83 |
| 2026-07-29 | 17.04 |
| 2026-07-28 | 17.05 |
| 2026-07-27 | 16.53 |
| 2026-07-24 | 16.52 |
| 2026-07-23 | 16.40 |
| 2026-07-22 | 16.45 |
| 2026-07-21 | 16.57 |
| 2026-07-20 | 16.54 |
| 2026-07-17 | 16.66 |
| 2026-07-16 | 16.81 |
| 2026-07-15 | 16.30 |
| 2026-07-14 | 16.21 |
| 2026-07-13 | 16.14 |
| 2026-07-10 | 16.13 |
| 2026-07-09 | 16.03 |
| 2026-07-08 | 15.85 |
| 2026-07-07 | 16.12 |
| 2026-07-06 | 16.21 |
| 2026-07-02 | 16.21 |
| 2026-07-01 | 16.46 |
| 2026-06-30 | 16.26 |
| 2026-06-29 | 16.16 |
| 2026-06-26 | 16.24 |
| 2026-06-25 | 16.18 |
| 2026-06-24 | 16.08 |
| 2026-06-23 | 15.94 |
| 2026-06-22 | 15.65 |
| 2026-06-18 | 15.53 |
| 2026-06-17 | 15.39 |
| 2026-06-16 | 15.68 |
| 2026-06-15 | 15.60 |
| 2026-06-12 | 15.87 |
| 2026-06-11 | 15.64 |
| 2026-06-10 | 15.62 |
| 2026-06-09 | 15.43 |
| 2026-06-08 | 15.32 |
| 2026-06-05 | 15.22 |
| 2026-06-04 | 15.20 |
| 2026-06-03 | 14.80 |
| 2026-06-02 | 15.19 |
| 2026-06-01 | 14.98 |
| 2026-05-29 | 15.18 |
| 2026-05-28 | 15.09 |
| 2026-05-27 | 14.92 |
| 2026-05-26 | 15.12 |
| 2026-05-22 | 14.98 |
| 2026-05-21 | 14.98 |
| 2026-05-20 | 14.90 |
| 2026-05-19 | 14.65 |
| 2026-05-18 | 14.65 |
| 2026-05-15 | 14.37 |
| 2026-05-14 | 14.56 |
| 2026-05-13 | 14.50 |
| 2026-05-12 | 14.70 |
| 2026-05-11 | 14.69 |
| 2026-05-08 | 14.90 |
| 2026-05-07 | 14.83 |
| 2026-05-06 | 15.10 |
| 2026-05-05 | 15.05 |
| 2026-05-04 | 14.78 |
| 2026-05-01 | 14.95 |
| 2026-04-30 | 14.83 |
| 2026-04-29 | 14.75 |
| 2026-04-28 | 15.19 |
| 2026-04-27 | 14.47 |
| 2026-04-24 | 14.24 |
| 2026-04-23 | 14.39 |
| 2026-04-22 | 14.16 |
| 2026-04-21 | 14.18 |
| 2026-04-20 | 14.35 |
| 2026-04-17 | 14.43 |
| 2026-04-16 | 14.21 |
| 2026-04-15 | 14.25 |
| 2026-04-14 | 14.35 |
| 2026-04-13 | 14.45 |
| 2026-04-10 | 14.54 |
| 2026-04-09 | 14.73 |
| 2026-04-08 | 14.45 |
| 2026-04-07 | 14.12 |
| 2026-04-06 | 14.03 |
| 2026-04-02 | 13.87 |
| 2026-04-01 | 13.82 |
| 2026-03-31 | 13.61 |
| 2026-03-30 | 13.49 |
| 2026-03-27 | 13.32 |
| 2026-03-26 | 13.50 |
| 2026-03-25 | 13.42 |
| 2026-03-24 | 13.35 |
| 2026-03-23 | 13.34 |
| 2026-03-20 | 13.10 |
| 2026-03-19 | 13.11 |
| 2026-03-18 | 12.97 |
| 2026-03-17 | 13.01 |
| 2026-03-16 | 13.11 |
| 2026-03-13 | 13.15 |
| 2026-03-12 | 13.14 |
| 2026-03-11 | 13.11 |
| 2026-03-10 | 13.12 |
| 2026-03-09 | 13.20 |
| 2026-03-06 | 13.17 |
| 2026-03-05 | 13.35 |
| 2026-03-04 | 13.55 |
| 2026-03-03 | 13.53 |
| 2026-03-02 | 13.55 |
| 2026-02-27 | 13.35 |
| 2026-02-26 | 13.85 |
| 2026-02-25 | 14.64 |
| 2026-02-24 | 14.31 |
| 2026-02-23 | 14.21 |
| 2026-02-20 | 14.72 |
| 2026-02-19 | 14.69 |
| 2026-02-18 | 14.66 |
| 2026-02-17 | 14.77 |
| 2026-02-13 | 14.72 |
| 2026-02-12 | 14.65 |
| 2026-02-11 | 14.74 |
| 2026-02-10 | 14.91 |
| 2026-02-09 | 15.08 |
| 2026-02-06 | 15.12 |
| 2026-02-05 | 15.00 |
| 2026-02-04 | 15.23 |
| 2026-02-03 | 14.98 |
| 2026-02-02 | 14.78 |
| 2026-01-30 | 14.60 |
| 2026-01-29 | 14.49 |
| 2026-01-28 | 14.22 |
| 2026-01-27 | 14.46 |
| 2026-01-26 | 14.35 |
| 2026-01-23 | 14.15 |
| 2026-01-22 | 14.52 |
| 2026-01-21 | 14.64 |
| 2026-01-20 | 13.96 |
| 2026-01-16 | 13.92 |
| 2026-01-15 | 14.03 |
| 2026-01-14 | 13.75 |
| 2026-01-13 | 13.58 |
| 2026-01-12 | 13.69 |
| 2026-01-09 | 13.86 |
| 2026-01-08 | 14.05 |
| 2026-01-07 | 13.69 |
| 2026-01-06 | 13.83 |
| 2026-01-05 | 13.75 |
| 2026-01-02 | 13.58 |
| 2025-12-31 | 13.60 |
| 2025-12-30 | 13.71 |
| 2025-12-29 | 13.86 |
| 2025-12-26 | 13.88 |
| 2025-12-24 | 13.93 |
| 2025-12-23 | 14.00 |
| 2025-12-22 | 14.14 |
| 2025-12-19 | 14.29 |
| 2025-12-18 | 14.47 |
| 2025-12-17 | 14.46 |
| 2025-12-16 | 14.40 |
| 2025-12-15 | 14.48 |
| 2025-12-12 | 14.44 |
| 2025-12-11 | 14.48 |
| 2025-12-10 | 14.46 |
| 2025-12-09 | 13.95 |
| 2025-12-08 | 13.91 |
| 2025-12-05 | 13.79 |
| 2025-12-04 | 13.98 |
| 2025-12-03 | 14.13 |
| 2025-12-02 | 13.89 |
| 2025-12-01 | 13.64 |
| 2025-11-28 | 13.55 |
| 2025-11-26 | 13.64 |
| 2025-11-25 | 13.79 |
| 2025-11-24 | 13.30 |
| 2025-11-21 | 13.33 |
| 2025-11-20 | 12.81 |
| 2025-11-19 | 12.85 |
| 2025-11-18 | 13.00 |
| 2025-11-17 | 12.89 |
| 2025-11-14 | 13.34 |
| 2025-11-13 | 13.30 |
| 2025-11-12 | 13.41 |
| 2025-11-11 | 13.38 |
| 2025-11-10 | 10.52 |
| 2025-11-07 | 10.46 |
| 2025-11-06 | 10.37 |
| 2025-11-05 | 10.71 |
| 2025-11-04 | 10.51 |
| 2025-11-03 | 10.58 |
| 2025-10-31 | 10.46 |
| 2025-10-30 | 10.52 |
| 2025-10-29 | 10.46 |
| 2025-10-28 | 10.76 |
| 2025-10-27 | 11.17 |
| 2025-10-24 | 11.22 |
| 2025-10-23 | 10.96 |
| 2025-10-22 | 11.03 |
| 2025-10-21 | 11.04 |
| 2025-10-20 | 11.03 |
| 2025-10-17 | 10.80 |
| 2025-10-16 | 10.57 |
| 2025-10-15 | 11.17 |
| 2025-10-14 | 11.30 |
| 2025-10-13 | 10.87 |
| 2025-10-10 | 10.79 |
| 2025-10-09 | 11.13 |
| 2025-10-08 | 11.16 |
| 2025-10-07 | 11.13 |
| 2025-10-06 | 11.21 |
| 2025-10-03 | 11.13 |
| 2025-10-02 | 11.01 |
| 2025-10-01 | 10.99 |
| 2025-09-30 | 11.06 |
| 2025-09-29 | 11.10 |
| 2025-09-26 | 11.18 |
| 2025-09-25 | 11.13 |
| 2025-09-24 | 11.14 |
| 2025-09-23 | 11.09 |
Showing the most recent 260 of 4,970 data points. The chart above shows the full history.