Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 15.56% is 16% above its 5-year average of 13.47%, near the high end of its 5-year range (-1.69%–17.95%).
2.11% below its 12-month average of 15.90%.
Reported quarterly EBITDA margin; no daily interpolation. Q1 FY2026 (2026-03-31): 17.92%.
EBITDA MARGIN
15.56%
EBITDA MARGIN AVG TTM
15.90%
EBITDA MARGIN AVG 3Y
14.18%
EBITDA MARGIN AVG 5Y
13.47%
EBITDA MARGIN AVG 10Y
N/A
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-2.11%
CURRENT VS 3Y AVG
+9.70%
CURRENT VS 5Y AVG
+15.55%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
Skyward Specialty Insurance Group, Inc.
Market Cap
$2.29B
EBITDA Margin
15.56%
TTM Avg
15.90%
3Y Avg
14.18%
5Y Avg
13.47%
Market Cap
$2.29B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
Market Cap
$2.28B
EBITDA Margin
7.36%
TTM Avg
-4.29%
3Y Avg
-14.76%
5Y Avg
-6.47%
Market Cap
$2.28B
EBITDA Margin
30.82%
TTM Avg
29.32%
3Y Avg
33.27%
5Y Avg
33.73%
Market Cap
$2.27B
EBITDA Margin
32.95%
TTM Avg
32.22%
3Y Avg
36.03%
5Y Avg
38.02%
Market Cap
$2.25B
EBITDA Margin
7.63%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$2.22B
EBITDA Margin
20.43%
TTM Avg
20.43%
3Y Avg
20.43%
5Y Avg
20.43%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Skyward Specialty Insurance Group, Inc. (SKWD) | $2.29B | 15.56% | 15.90% | 14.18% | 13.47% |
| Merchants Bancorp (MBIN)vs › | $2.29B | 19.58% | 24.50% | 31.82% | 42.49% |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 7.36% | -4.29% | -14.76% | -6.47% |
| Banner Corporation (BANR)vs › | $2.28B | 30.82% | 29.32% | 33.27% | 33.73% |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 32.95% | 32.22% | 36.03% | 38.02% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 7.63% | 8.64% | 12.84% | 15.04% |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | 20.43% | 20.43% | 20.43% | 20.43% |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 2.06% | 2.15% | 0.75% | -0.92% |
| WaFd, Inc. (WAFD)vs › | $2.21B | 21.23% | 24.23% | 32.47% | 34.56% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.37B | 69.73% | 170.78% | -122.92% | -51.58% |
EBITDA Margin
15.6%
Operating Margin
14.7%
Net Margin
11.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-03-31 | 17.92% |
| 2025-12-31 | 14.29% |
| 2025-09-30 | 15.96% |
| 2025-06-30 | 15.64% |
| 2025-03-31 | 15.66% |
| 2024-12-31 | 6.39% |
| 2024-09-30 | 15.63% |
| 2024-06-30 | 14.68% |
| 2024-03-31 | 17.95% |
| 2023-12-31 | 16.12% |
| 2023-09-30 | 11.81% |
| 2023-06-30 | 11.99% |
| 2023-03-31 | 10.33% |
| 2022-12-31 | 13.94% |
| 2022-09-30 | -1.69% |
| 2022-06-30 | 4.75% |
| 2022-03-31 | 14.62% |
| 2021-12-31 | 1.39% |
| 2021-09-30 | 9.57% |
| 2021-06-30 | 14.47% |
| 2021-03-31 | 14.13% |
| 2020-12-31 | -19.56% |
| 2020-09-30 | -19.56% |
| 2020-06-30 | -19.56% |
| 2020-03-31 | -19.56% |
