Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.98 is 20% below its 4-year average of 16.15, near the low end of its 4-year range (10.14–33.08).
As of 2026-10-06T18:22:54.192Z. 1.15% below its 12-month average of 13.13.
Calculation as of: 2026-10-06T18:22:54.192Z.
Quote observation: 2026-10-06T18:20:07.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: d735013d0fcb580af28fecca54cc4c01045b53c86d1fa15e5ec5f8279a5b9dd6
PE Ratio (12.98) = Close Price ($55.67) / Diluted TTM EPS ($4.29)
PE RATIO
12.98
PE RATIO AVG TTM
13.13
PE RATIO AVG 3Y
14.99
PE RATIO AVG 5Y
N/A
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-1.15%
CURRENT VS 3Y AVG
-13.41%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.80
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-5.98%
vs the sector median at left
Skyward Specialty Insurance Group, Inc.
Market Cap
$2.26B
PE Ratio
12.98
TTM Avg
13.13
3Y Avg
14.99
5Y Avg
N/A
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Skyward Specialty Insurance Group, Inc. (SKWD) | $2.26B | 12.98 | 13.13 | 14.99 | N/A |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.24B | 1.07 | 1.10 | 1.10 | 1.83 |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 15.33 | 15.14 | 15.74 | 17.34 |
| Banner Corporation (BANR)vs › | $2.28B | 11.06 | 11.42 | 11.39 | 10.91 |
| Ethos Technologies Inc. (LIFE)vs › | $2.23B | N/A | N/A | N/A | N/A |
| Merchants Bancorp (MBIN)vs › | $2.29B | 10.00 | 10.18 | 7.84 | 7.03 |
| Upstart Holdings, Inc. (UPST)vs › | $2.29B | 46.86 | 97.64 | 97.64 | 110.41 |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 9.71 | 14.60 | 17.34 | 17.34 |
| WaFd, Inc. (WAFD)vs › | $2.21B | 9.16 | 11.50 | 11.24 | 11.03 |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 14.46 | 14.27 | 13.70 | 12.99 |
At 13.0, P/E is below its 4-year median — higher than 11% of readings in its 4-year history.
4-year low
10.1
median
15.4
4-year high
33.1
Trailing P/E
13.0
Forward P/E
11.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$55.67
Forward EPS (Est.)
$5.03
Forward P/E
11.07
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 12.86 |
| 2026-10-02 | 12.82 |
| 2026-10-01 | 12.77 |
| 2026-09-30 | 12.31 |
| 2026-09-29 | 12.47 |
| 2026-09-28 | 12.49 |
| 2026-09-25 | 12.77 |
| 2026-09-24 | 12.79 |
| 2026-09-23 | 12.78 |
| 2026-09-22 | 13.03 |
| 2026-09-21 | 13.12 |
| 2026-09-18 | 13.13 |
| 2026-09-17 | 13.19 |
| 2026-09-16 | 13.35 |
| 2026-09-15 | 13.48 |
| 2026-09-14 | 13.60 |
| 2026-09-11 | 13.23 |
| 2026-09-10 | 13.12 |
| 2026-09-09 | 13.14 |
| 2026-09-08 | 13.18 |
| 2026-09-04 | 13.37 |
| 2026-09-03 | 13.54 |
| 2026-09-02 | 13.13 |
| 2026-09-01 | 13.38 |
| 2026-08-31 | 13.38 |
| 2026-08-28 | 13.59 |
| 2026-08-27 | 13.44 |
| 2026-08-26 | 13.53 |
| 2026-08-25 | 13.38 |
| 2026-08-24 | 13.50 |
| 2026-08-21 | 13.26 |
| 2026-08-20 | 13.02 |
| 2026-08-19 | 13.15 |
| 2026-08-18 | 13.62 |
| 2026-08-17 | 13.42 |
| 2026-08-14 | 13.94 |
| 2026-08-13 | 13.75 |
| 2026-08-12 | 14.02 |
| 2026-08-11 | 14.37 |
| 2026-08-10 | 14.45 |
| 2026-08-07 | 15.34 |
| 2026-08-06 | 15.81 |
| 2026-08-05 | 15.19 |
| 2026-08-04 | 14.84 |
| 2026-08-03 | 14.67 |
| 2026-07-31 | 14.45 |
| 2026-07-30 | 14.43 |
| 2026-07-29 | 15.07 |
| 2026-07-28 | 15.13 |
| 2026-07-27 | 14.81 |
| 2026-07-24 | 14.57 |
| 2026-07-23 | 14.13 |
| 2026-07-22 | 13.96 |
| 2026-07-21 | 14.48 |
| 2026-07-20 | 14.63 |
| 2026-07-17 | 14.27 |
| 2026-07-16 | 14.09 |
| 2026-07-15 | 13.70 |
| 2026-07-14 | 14.06 |
| 2026-07-13 | 14.40 |
| 2026-07-10 | 14.30 |
| 2026-07-09 | 14.48 |
| 2026-07-08 | 14.55 |
| 2026-07-07 | 15.04 |
| 2026-07-06 | 14.51 |
| 2026-07-02 | 14.80 |
| 2026-07-01 | 14.34 |
| 2026-06-30 | 14.06 |
| 2026-06-29 | 14.50 |
| 2026-06-26 | 14.26 |
| 2026-06-25 | 13.35 |
| 2026-06-24 | 13.11 |
| 2026-06-23 | 12.74 |
| 2026-06-22 | 12.25 |
| 2026-06-18 | 12.18 |
| 2026-06-17 | 12.17 |
| 2026-06-16 | 11.96 |
| 2026-06-15 | 11.87 |
| 2026-06-12 | 12.06 |
| 2026-06-11 | 12.24 |
| 2026-06-10 | 11.80 |
| 2026-06-09 | 11.27 |
| 2026-06-08 | 11.12 |
| 2026-06-05 | 11.07 |
| 2026-06-04 | 10.61 |
| 2026-06-03 | 10.30 |
| 2026-06-02 | 10.63 |
| 2026-06-01 | 10.65 |
| 2026-05-29 | 10.63 |
| 2026-05-28 | 10.79 |
| 2026-05-27 | 11.03 |
| 2026-05-26 | 11.48 |
| 2026-05-22 | 11.43 |
| 2026-05-21 | 11.33 |
| 2026-05-20 | 11.42 |
| 2026-05-19 | 11.44 |
| 2026-05-18 | 11.53 |
| 2026-05-15 | 11.09 |
| 2026-05-14 | 10.91 |
| 2026-05-13 | 10.61 |
| 2026-05-12 | 10.93 |
| 2026-05-11 | 11.26 |
| 2026-05-08 | 11.47 |
| 2026-05-07 | 11.18 |
| 2026-05-06 | 10.77 |
| 2026-05-05 | 10.79 |
| 2026-05-04 | 10.72 |
| 2026-05-01 | 11.16 |
| 2026-04-30 | 11.17 |
| 2026-04-29 | 11.00 |
| 2026-04-28 | 11.20 |
| 2026-04-27 | 11.13 |
| 2026-04-24 | 11.29 |
| 2026-04-23 | 11.35 |
| 2026-04-22 | 11.35 |
| 2026-04-21 | 11.36 |
| 2026-04-20 | 11.43 |
| 2026-04-17 | 11.51 |
| 2026-04-16 | 11.37 |
| 2026-04-15 | 11.46 |
| 2026-04-14 | 11.27 |
| 2026-04-13 | 11.32 |
| 2026-04-10 | 11.20 |
| 2026-04-09 | 11.28 |
| 2026-04-08 | 11.10 |
| 2026-04-07 | 10.80 |
| 2026-04-06 | 10.90 |
| 2026-04-02 | 10.79 |
| 2026-04-01 | 10.58 |
| 2026-03-31 | 10.73 |
| 2026-03-30 | 10.74 |
| 2026-03-27 | 10.35 |
| 2026-03-26 | 10.63 |
| 2026-03-25 | 10.60 |
| 2026-03-24 | 10.42 |
| 2026-03-23 | 10.49 |
| 2026-03-20 | 10.14 |
| 2026-03-19 | 10.18 |
| 2026-03-18 | 10.52 |
| 2026-03-17 | 11.07 |
| 2026-03-16 | 10.98 |
| 2026-03-13 | 11.10 |
| 2026-03-12 | 11.11 |
| 2026-03-11 | 11.15 |
| 2026-03-10 | 11.37 |
| 2026-03-09 | 11.37 |
| 2026-03-06 | 11.97 |
| 2026-03-05 | 12.08 |
| 2026-03-04 | 11.95 |
| 2026-03-03 | 11.85 |
| 2026-03-02 | 14.33 |
| 2026-02-27 | 13.71 |
| 2026-02-26 | 13.27 |
| 2026-02-25 | 13.54 |
| 2026-02-24 | 13.29 |
| 2026-02-23 | 13.91 |
| 2026-02-20 | 13.83 |
| 2026-02-19 | 13.52 |
| 2026-02-18 | 13.33 |
| 2026-02-17 | 13.59 |
| 2026-02-13 | 13.35 |
| 2026-02-12 | 13.50 |
| 2026-02-11 | 13.75 |
| 2026-02-10 | 13.42 |
| 2026-02-09 | 12.63 |
| 2026-02-06 | 12.97 |
| 2026-02-05 | 12.99 |
| 2026-02-04 | 12.92 |
| 2026-02-03 | 13.05 |
| 2026-02-02 | 13.22 |
| 2026-01-30 | 13.16 |
| 2026-01-29 | 13.32 |
| 2026-01-28 | 13.27 |
| 2026-01-27 | 13.27 |
| 2026-01-26 | 13.71 |
| 2026-01-23 | 13.24 |
| 2026-01-22 | 13.13 |
| 2026-01-21 | 13.37 |
| 2026-01-20 | 13.36 |
| 2026-01-16 | 13.71 |
| 2026-01-15 | 13.71 |
| 2026-01-14 | 13.32 |
| 2026-01-13 | 13.33 |
| 2026-01-12 | 13.60 |
| 2026-01-09 | 13.76 |
| 2026-01-08 | 13.93 |
| 2026-01-07 | 13.71 |
| 2026-01-06 | 13.99 |
| 2026-01-05 | 14.88 |
| 2026-01-02 | 14.34 |
| 2025-12-31 | 15.08 |
| 2025-12-30 | 15.27 |
| 2025-12-29 | 15.37 |
| 2025-12-26 | 15.29 |
| 2025-12-24 | 15.26 |
| 2025-12-23 | 15.33 |
| 2025-12-22 | 15.37 |
| 2025-12-19 | 15.08 |
| 2025-12-18 | 15.28 |
| 2025-12-17 | 14.65 |
| 2025-12-16 | 14.49 |
| 2025-12-15 | 14.40 |
| 2025-12-12 | 14.66 |
| 2025-12-11 | 14.66 |
| 2025-12-10 | 14.01 |
| 2025-12-09 | 13.86 |
| 2025-12-08 | 13.79 |
| 2025-12-05 | 13.75 |
| 2025-12-04 | 14.02 |
| 2025-12-03 | 13.33 |
| 2025-12-02 | 13.74 |
| 2025-12-01 | 14.04 |
| 2025-11-28 | 14.44 |
| 2025-11-26 | 14.45 |
| 2025-11-25 | 14.54 |
| 2025-11-24 | 14.32 |
| 2025-11-21 | 14.01 |
| 2025-11-20 | 13.75 |
| 2025-11-19 | 13.90 |
| 2025-11-18 | 14.23 |
| 2025-11-17 | 14.30 |
| 2025-11-14 | 14.37 |
| 2025-11-13 | 14.38 |
| 2025-11-12 | 14.58 |
| 2025-11-11 | 14.20 |
| 2025-11-10 | 14.11 |
| 2025-11-07 | 14.01 |
| 2025-11-06 | 14.36 |
| 2025-11-05 | 14.73 |
| 2025-11-04 | 14.42 |
| 2025-11-03 | 14.16 |
| 2025-10-31 | 14.34 |
| 2025-10-30 | 14.35 |
| 2025-10-29 | 14.15 |
| 2025-10-28 | 14.19 |
| 2025-10-27 | 14.70 |
| 2025-10-24 | 14.57 |
| 2025-10-23 | 14.65 |
| 2025-10-22 | 14.58 |
| 2025-10-21 | 14.76 |
| 2025-10-20 | 14.61 |
| 2025-10-17 | 14.54 |
| 2025-10-16 | 14.15 |
| 2025-10-15 | 15.60 |
| 2025-10-14 | 15.91 |
| 2025-10-13 | 15.45 |
| 2025-10-10 | 15.39 |
| 2025-10-09 | 15.29 |
| 2025-10-08 | 15.40 |
| 2025-10-07 | 15.18 |
| 2025-10-06 | 15.09 |
| 2025-10-03 | 14.55 |
| 2025-10-02 | 14.41 |
| 2025-10-01 | 14.11 |
| 2025-09-30 | 14.96 |
| 2025-09-29 | 14.81 |
| 2025-09-26 | 14.79 |
| 2025-09-25 | 14.69 |
| 2025-09-24 | 15.06 |
| 2025-09-23 | 14.84 |
Showing the most recent 260 of 934 data points. The chart above shows the full history.