Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 27.52% is 15% below its 5-year average of 32.56%, around the middle of its 5-year range (9.13%–57.29%).
10.21% below its 12-month average of 30.65%.
Reported quarterly EBITDA margin; no daily interpolation. Q4 FY2026 (2026-06-30): 34.94%.
EBITDA MARGIN
27.52%
EBITDA MARGIN AVG TTM
30.65%
EBITDA MARGIN AVG 3Y
29.06%
EBITDA MARGIN AVG 5Y
32.56%
EBITDA MARGIN AVG 10Y
35.26%
EBITDA MARGIN AVG 15Y
35.15%
EBITDA MARGIN AVG 20Y
32.93%
CURRENT VS TTM AVG
-10.21%
CURRENT VS 3Y AVG
-5.29%
CURRENT VS 5Y AVG
-15.49%
CURRENT VS 10Y AVG
-21.95%
CURRENT VS 15Y AVG
-21.71%
CURRENT VS 20Y AVG
-16.42%
Southern Missouri Bancorp, Inc.
Market Cap
$789.93M
EBITDA Margin
27.52%
TTM Avg
30.65%
3Y Avg
29.06%
5Y Avg
32.56%
Market Cap
$785.07M
EBITDA Margin
33.72%
TTM Avg
33.72%
3Y Avg
58.74%
5Y Avg
61.40%
Market Cap
$783.26M
EBITDA Margin
14.33%
TTM Avg
13.32%
3Y Avg
21.27%
5Y Avg
22.85%
Market Cap
$805.64M
EBITDA Margin
27.66%
TTM Avg
18.82%
3Y Avg
15.07%
5Y Avg
12.12%
Market Cap
$773.28M
EBITDA Margin
26.26%
TTM Avg
1.69%
3Y Avg
14.39%
5Y Avg
22.24%
Market Cap
$811.85M
EBITDA Margin
32.97%
TTM Avg
23.09%
3Y Avg
24.44%
5Y Avg
27.76%
Market Cap
$813.16M
EBITDA Margin
12.16%
TTM Avg
11.70%
3Y Avg
15.08%
5Y Avg
20.25%
Market Cap
$817.02M
EBITDA Margin
-135.44%
TTM Avg
-42.42%
3Y Avg
15.56%
5Y Avg
34.37%
Market Cap
$761.29M
EBITDA Margin
34.77%
TTM Avg
32.98%
3Y Avg
27.93%
5Y Avg
30.32%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Southern Missouri Bancorp, Inc. (SMBC) | $789.93M | 27.52% | 30.65% | 29.06% | 32.56% |
| River City Bank (RCBC)vs › | $785.07M | 33.72% | 33.72% | 58.74% | 61.40% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $783.26M | 14.33% | 13.32% | 21.27% | 22.85% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 27.66% | 18.82% | 15.07% | 12.12% |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 26.26% | 1.69% | 14.39% | 22.24% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $811.85M | 32.97% | 23.09% | 24.44% | 27.76% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 12.16% | 11.70% | 15.08% | 20.25% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -135.44% | -42.42% | 15.56% | 34.37% |
| PRA Group, Inc. (PRAA)vs › | $761.29M | 34.77% | 32.98% | 27.93% | 30.32% |
| South Plains Financial, Inc. (SPFI)vs › | $819.63M | 26.91% | 25.79% | 30.16% | 30.41% |
EBITDA Margin
27.5%
Operating Margin
28.7%
Net Margin
23.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 34.94% |
| 2026-03-31 | 31.14% |
| 2025-12-31 | 31.88% |
| 2025-09-30 | 27.56% |
| 2025-06-30 | 27.73% |
| 2025-03-31 | 29.20% |
| 2024-12-31 | 28.46% |
| 2024-09-30 | 24.60% |
| 2024-06-30 | 26.99% |
| 2024-03-31 | 23.98% |
| 2023-12-31 | 26.58% |
| 2023-09-30 | 29.85% |
| 2023-06-30 | 34.81% |
| 2023-03-31 | 9.13% |
| 2022-12-31 | 37.08% |
| 2022-09-30 | 33.56% |
| 2022-06-30 | 47.97% |
| 2022-03-31 | 39.77% |
| 2021-12-31 | 50.06% |
| 2021-09-30 | 52.83% |
| 2021-06-30 | 57.29% |
| 2021-03-31 | 50.29% |
| 2020-12-31 | 49.26% |
| 2020-09-30 | 44.26% |
| 2020-06-30 | 32.07% |
| 2020-03-31 | 25.94% |
| 2019-12-31 | 36.38% |
| 2019-09-30 | 36.71% |
| 2019-06-30 | 36.81% |
| 2019-03-31 | 35.57% |
| 2018-12-31 | 37.70% |
| 2018-09-30 | 38.59% |
| 2018-06-30 | 36.03% |
| 2018-03-31 | 35.89% |
| 2017-12-31 | 40.15% |
| 2017-09-30 | 36.96% |
| 2017-06-30 | 32.73% |
| 2017-03-31 | 36.23% |
| 2016-12-31 | 39.36% |
| 2016-09-30 | 34.76% |
| 2016-06-30 | 38.03% |
| 2016-03-31 | 36.22% |
| 2015-12-31 | 41.03% |
| 2015-09-30 | 38.61% |
| 2015-06-30 | 38.69% |
| 2015-03-31 | 35.74% |
| 2014-12-31 | 35.04% |
| 2014-09-30 | 36.53% |
| 2014-06-30 | 35.42% |
| 2014-03-31 | 32.15% |
| 2013-12-31 | 34.37% |
| 2013-09-30 | 39.19% |
| 2013-06-30 | 38.15% |
| 2013-03-31 | 38.52% |
| 2012-12-31 | 38.58% |
| 2012-09-30 | 39.88% |
| 2012-06-30 | 35.35% |
| 2012-03-31 | 33.51% |
| 2011-12-31 | 40.21% |
| 2011-09-30 | 40.72% |
| 2011-06-30 | 115.13% |
| 2011-03-31 | 29.24% |
| 2010-12-31 | 105.97% |
| 2010-09-30 | 25.69% |
| 2010-06-30 | 24.77% |
| 2010-03-31 | 20.77% |
| 2009-12-31 | 24.21% |
| 2009-09-30 | 21.37% |
| 2009-06-30 | 27.12% |
| 2009-03-31 | 23.76% |
| 2008-12-31 | 22.86% |
| 2008-09-30 | 23.61% |
| 2008-06-30 | 25.01% |
| 2008-03-31 | 22.56% |
| 2007-12-31 | 22.04% |
| 2007-09-30 | 20.84% |
| 2007-06-30 | 17.09% |
| 2007-03-31 | 18.99% |
| 2006-12-31 | 20.32% |
| 2006-09-30 | 21.94% |
| 2006-06-30 | 22.12% |
| 2006-03-31 | 20.89% |
| 2005-12-30 | 23.56% |
| 2005-09-30 | 24.13% |
| 2005-06-30 | -17.18% |
| 2005-03-31 | -30.11% |
| 2004-12-31 | 32.98% |
| 2004-09-30 | 30.47% |
| 2004-06-30 | 29.24% |
| 2004-03-31 | 30.91% |
| 2003-12-31 | 33.16% |
| 2003-09-30 | 35.93% |
| 2003-06-30 | 34.34% |
| 2003-03-31 | 33.27% |
| 2002-12-31 | 31.67% |
| 2002-09-30 | 29.43% |
