Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 32.97% is in line with its 5-year average of 31.40%, near the high end of its 5-year range (-15.80%–40.82%).
1.22% below its 12-month average of 33.38%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 31.79%.
EBITDA MARGIN
32.97%
EBITDA MARGIN AVG TTM
33.38%
EBITDA MARGIN AVG 3Y
29.17%
EBITDA MARGIN AVG 5Y
31.40%
EBITDA MARGIN AVG 10Y
27.34%
EBITDA MARGIN AVG 15Y
26.30%
EBITDA MARGIN AVG 20Y
27.33%
CURRENT VS TTM AVG
-1.22%
CURRENT VS 3Y AVG
+13.05%
CURRENT VS 5Y AVG
+4.99%
CURRENT VS 10Y AVG
+20.58%
CURRENT VS 15Y AVG
+25.38%
CURRENT VS 20Y AVG
+20.66%
Orrstown Financial Services, Inc.
Market Cap
$811.16M
EBITDA Margin
32.97%
TTM Avg
33.38%
3Y Avg
29.17%
5Y Avg
31.40%
Market Cap
$816.18M
EBITDA Margin
12.16%
TTM Avg
11.70%
3Y Avg
15.08%
5Y Avg
20.25%
Market Cap
$805.34M
EBITDA Margin
27.66%
TTM Avg
18.82%
3Y Avg
15.07%
5Y Avg
12.12%
Market Cap
$817.02M
EBITDA Margin
-135.44%
TTM Avg
-42.42%
3Y Avg
15.56%
5Y Avg
34.37%
Market Cap
$820.49M
EBITDA Margin
26.91%
TTM Avg
25.79%
3Y Avg
30.16%
5Y Avg
30.41%
Market Cap
$792.02M
EBITDA Margin
27.52%
TTM Avg
27.52%
3Y Avg
27.49%
5Y Avg
34.66%
Market Cap
$789.61M
EBITDA Margin
33.72%
TTM Avg
33.72%
3Y Avg
58.74%
5Y Avg
61.40%
Market Cap
$784.32M
EBITDA Margin
14.33%
TTM Avg
13.32%
3Y Avg
21.27%
5Y Avg
22.85%
Market Cap
$840.20M
EBITDA Margin
77.24%
TTM Avg
40.67%
3Y Avg
27.34%
5Y Avg
25.12%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Orrstown Financial Services, Inc. (ORRF) | $811.16M | 32.97% | 33.38% | 29.17% | 31.40% |
| Alerus Financial Corporation (ALRS)vs › | $816.18M | 12.16% | 11.70% | 15.08% | 20.25% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.34M | 27.66% | 18.82% | 15.07% | 12.12% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -135.44% | -42.42% | 15.56% | 34.37% |
| South Plains Financial, Inc. (SPFI)vs › | $820.49M | 26.91% | 25.79% | 30.16% | 30.41% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $792.02M | 27.52% | 27.52% | 27.49% | 34.66% |
| River City Bank (RCBC)vs › | $789.61M | 33.72% | 33.72% | 58.74% | 61.40% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $784.32M | 14.33% | 13.32% | 21.27% | 22.85% |
| Navient Corporation (NAVI)vs › | $840.20M | 77.24% | 40.67% | 27.34% | 25.12% |
| Capital City Bank Group, Inc. (CCBG)vs › | $846.21M | 32.00% | 29.99% | 28.41% | 28.27% |
EBITDA Margin
33.0%
Operating Margin
29.9%
Net Margin
24.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 31.79% |
| 2026-03-31 | 34.52% |
| 2025-12-31 | 33.00% |
| 2025-09-30 | 35.05% |
| 2025-06-30 | 32.54% |
| 2025-03-31 | 31.23% |
| 2024-12-31 | 23.25% |
| 2024-09-30 | -6.60% |
| 2024-06-30 | 21.73% |
| 2024-03-31 | 24.15% |
| 2023-12-31 | 23.48% |
| 2023-09-30 | 28.53% |
| 2023-06-30 | 30.71% |
| 2023-03-31 | 31.08% |
| 2022-12-31 | 34.15% |
| 2022-09-30 | -15.80% |
| 2022-06-30 | 36.95% |
| 2022-03-31 | 37.45% |
| 2021-12-31 | 31.72% |
| 2021-09-30 | 34.50% |
| 2021-06-30 | 40.82% |
| 2021-03-31 | 44.74% |
| 2020-12-31 | 42.38% |
| 2020-09-30 | 27.56% |
| 2020-06-30 | 28.09% |
| 2020-03-31 | 24.34% |
| 2019-12-31 | 22.21% |
| 2019-09-30 | 29.68% |
| 2019-06-30 | 12.76% |
| 2019-03-31 | 17.97% |
| 2018-12-31 | 9.84% |
| 2018-09-30 | 25.60% |
| 2018-06-30 | 25.38% |
| 2018-03-31 | 25.17% |
| 2017-12-31 | 21.03% |
| 2017-09-30 | 21.99% |
| 2017-06-30 | 24.97% |
| 2017-03-31 | 20.77% |
| 2016-12-31 | 18.76% |
| 2016-09-30 | 15.19% |
| 2016-06-30 | 11.30% |
| 2016-03-31 | 25.44% |
| 2015-12-31 | 16.80% |
| 2015-09-30 | 24.95% |
| 2015-06-30 | 17.88% |
| 2015-03-31 | 27.23% |
| 2014-12-31 | 26.93% |
| 2014-09-30 | 41.25% |
| 2014-06-30 | 24.93% |
| 2014-03-31 | 19.79% |
| 2013-12-31 | 29.00% |
| 2013-09-30 | 19.14% |
| 2013-06-30 | 30.91% |
| 2013-03-31 | 16.48% |
| 2012-12-31 | 17.72% |
| 2012-09-30 | -10.60% |
| 2012-06-30 | -88.55% |
| 2012-03-31 | -64.28% |
| 2011-12-31 | -173.20% |
| 2011-09-30 | 15.19% |
| 2011-06-30 | -59.37% |
| 2011-03-31 | 27.47% |
| 2010-09-30 | 37.87% |
| 2010-06-30 | 26.99% |
| 2010-03-31 | 24.38% |
| 2009-12-31 | 24.73% |
| 2009-09-30 | 34.39% |
| 2009-06-30 | 31.00% |
| 2009-03-31 | 29.66% |
| 2008-12-31 | 28.74% |
| 2008-09-30 | 30.36% |
| 2008-06-30 | 34.01% |
| 2008-03-31 | 30.24% |
| 2007-12-31 | 27.25% |
| 2007-09-30 | 31.07% |
| 2007-06-30 | 30.53% |
| 2007-03-31 | 29.17% |
| 2006-12-31 | 29.89% |
| 2006-09-30 | 31.98% |
| 2006-06-30 | 34.98% |
| 2006-03-31 | 34.23% |
| 2005-12-31 | 37.38% |
| 2005-09-30 | 38.07% |
| 2005-06-30 | 39.66% |
| 2005-03-31 | 37.49% |
| 2004-12-31 | 38.89% |
| 2004-09-30 | 36.81% |
| 2004-06-30 | 35.92% |
| 2004-03-31 | 36.01% |
| 2003-12-31 | 34.60% |
| 2003-09-30 | 38.08% |
| 2003-06-30 | 36.64% |
| 2003-03-31 | 33.30% |
| 2002-12-31 | 31.50% |
| 2002-09-30 | 31.59% |
