Alerus Financial (ALRS) EBITDA Margin: History & Chart

Alerus Financial Corporation(ALRS)

Banks - Regional · Grand Forks, ND

$32.40-0.27 (-0.84%)

Delayed quote: Oct 5, 2026, 4:00 PM EDT

About Alerus Financial Corporation

Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.

Grand Forks, ND

843 employees

alerus.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Katie A. Lorenson

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ALRS EBITDA Margin Metrics

EBITDA MARGIN

12.16%

EBITDA MARGIN AVG TTM

0.35%

EBITDA MARGIN AVG 3Y

21.05%

EBITDA MARGIN AVG 5Y

24.00%

EBITDA MARGIN AVG 10Y

24.02%

EBITDA MARGIN AVG 15Y

24.32%

EBITDA MARGIN AVG 20Y

N/A

CURRENT VS TTM AVG

+3360.89%

CURRENT VS 3Y AVG

-42.22%

CURRENT VS 5Y AVG

-49.33%

CURRENT VS 10Y AVG

-49.38%

CURRENT VS 15Y AVG

-50.01%

CURRENT VS 20Y AVG

N/A

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
Alerus Financial Corporation (ALRS)	$814.04M	12.16%	0.35%	21.05%	24.00%
Capital City Bank Group, Inc. (CCBG)vs ›	$843.86M	32.00%	29.99%	28.41%	28.27%
Lufax Holding Ltd (LU)vs ›	$892.69M	-0.61%	-0.61%	28.82%	32.11%
Carlyle Secured Lending, Inc. (CGBD)vs ›	$733.89M	88.86%	72.81%	65.88%	60.44%
Washington Trust Bancorp, Inc. (WASH)vs ›	$726.78M	18.80%	3.92%	15.45%	23.03%
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›	$722.62M	N/A	N/A	N/A	N/A
California BanCorp (BCAL)vs ›	$697.98M	39.47%	22.96%	25.24%	23.06%
Carter Bankshares, Inc. (CARE)vs ›	$677.06M	18.80%	17.31%	22.24%	15.33%
Camden National Corp. (CAC)vs ›	$963.80M	24.92%	24.43%	27.70%	32.74%
Capital Bancorp, Inc. (CBNK)vs ›	$651.85M	24.23%	21.20%	23.99%	25.46%

NAME

MARKET CAP

EBITDA MARGIN

TTM

Alerus Financial Corporation (ALRS)

$814.04M

12.16%

0.35%

21.05%

24.00%

Capital City Bank Group, Inc. (CCBG)vs ›

$843.86M

32.00%

29.99%

28.41%

28.27%

Lufax Holding Ltd (LU)vs ›

$892.69M

-0.61%

28.82%

32.11%

Carlyle Secured Lending, Inc. (CGBD)vs ›

$733.89M

88.86%

72.81%

65.88%

60.44%

Washington Trust Bancorp, Inc. (WASH)vs ›

$726.78M

18.80%

3.92%

15.45%

23.03%

WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›

$722.62M

N/A

California BanCorp (BCAL)vs ›

$697.98M

39.47%

22.96%

25.24%

23.06%

Carter Bankshares, Inc. (CARE)vs ›

$677.06M

18.80%

17.31%

22.24%

15.33%

Camden National Corp. (CAC)vs ›

$963.80M

24.92%

24.43%

27.70%

32.74%

Capital Bancorp, Inc. (CBNK)vs ›

$651.85M

24.23%

21.20%

23.99%

25.46%

EBITDA Margin FAQ

What is the EBITDA margin for Alerus Financial Corporation (ALRS)?

The EBITDA margin for ALRS stock is 12.16%.

Is Alerus Financial Corporation's EBITDA margin high or low?

The EBITDA margin of 12.16% is 49% below its 5-year average of 24.00%, near the high end of its 5-year range (-120.26%–36.83%).

What is the TTM average EBITDA margin for Alerus Financial Corporation (ALRS)?

The TTM average EBITDA margin for ALRS stock is 0.35%.

What is the 3Y average EBITDA margin for Alerus Financial Corporation (ALRS)?

The 3Y average EBITDA margin for ALRS stock is 21.05%.

What is the 5Y average EBITDA margin for Alerus Financial Corporation (ALRS)?

The 5Y average EBITDA margin for ALRS stock is 24.00%.

What is the 10Y average EBITDA margin for Alerus Financial Corporation (ALRS)?

The 10Y average EBITDA margin for ALRS stock is 24.02%.

What is the 15Y average EBITDA margin for Alerus Financial Corporation (ALRS)?

The 15Y average EBITDA margin for ALRS stock is 24.32%.

DATE	EBITDA MARGIN
2026-06-30	27.97%
2026-03-31	36.83%
2025-12-31	-120.26%
2025-09-30	27.45%
2025-06-30	29.76%
2025-03-31	22.44%
2024-12-31	8.35%
2024-09-30	11.30%
2024-06-30	12.91%
2024-03-31	14.36%
2023-12-31	-38.78%
2023-09-30	16.83%
2023-06-30	23.31%
2023-03-31	20.11%
2022-12-31	27.53%
2022-09-30	24.90%
2022-06-30	26.15%
2022-03-31	29.19%
2021-12-31	32.83%
2021-09-30	33.62%
2021-06-30	30.16%
2021-03-31	35.33%
2020-12-31	25.05%
2020-09-30	37.55%
2020-06-30	28.64%
2020-03-31	18.23%
2019-12-31	23.37%
2019-09-30	22.35%
2019-06-30	25.38%
2019-03-31	21.95%
2018-12-31	20.67%
2018-09-30	21.90%
2018-06-30	17.45%
2018-03-31	22.14%
2017-12-31	25.11%
2017-09-30	21.58%
2017-06-30	26.64%
2017-03-31	23.37%
2016-12-31	29.29%
2016-09-30	17.66%
2016-06-30	17.22%
2016-03-31	19.17%
2015-12-31	23.55%
2015-09-30	19.49%
2015-06-30	24.23%
2015-03-31	25.65%
2014-12-31	28.71%
2014-09-30	31.43%
2014-06-30	50.68%
2014-03-31	47.16%
2013-12-31	21.71%
2013-09-30	53.67%
2013-06-30	34.27%
2013-03-31	32.07%
2012-12-31	20.00%
2012-09-30	23.28%

DATE

EBITDA MARGIN

2026-06-30

27.97%

2026-03-31

36.83%

2025-12-31

-120.26%

2025-09-30

27.45%

2025-06-30

29.76%

2025-03-31

22.44%

2024-12-31

8.35%

2024-09-30

11.30%

2024-06-30

12.91%

2024-03-31

14.36%

2023-12-31

-38.78%

2023-09-30

16.83%

2023-06-30

23.31%

2023-03-31

20.11%

2022-12-31

27.53%

2022-09-30

24.90%

2022-06-30

26.15%

2022-03-31

29.19%

2021-12-31

32.83%

2021-09-30

33.62%

2021-06-30

30.16%

2021-03-31

35.33%

2020-12-31

25.05%

2020-09-30

37.55%

2020-06-30

28.64%

2020-03-31

18.23%

2019-12-31

23.37%

2019-09-30

22.35%

2019-06-30

25.38%

2019-03-31

21.95%

2018-12-31

20.67%

2018-09-30

21.90%

2018-06-30

17.45%

2018-03-31

22.14%

2017-12-31

25.11%

2017-09-30

21.58%

2017-06-30

26.64%

2017-03-31

23.37%

2016-12-31

29.29%

2016-09-30

17.66%

2016-06-30

17.22%

2016-03-31

19.17%

2015-12-31

23.55%

2015-09-30

19.49%

2015-06-30

24.23%

2015-03-31

25.65%

2014-12-31

28.71%

2014-09-30

31.43%

2014-06-30

50.68%

2014-03-31

47.16%

2013-12-31

21.71%

2013-09-30

53.67%

2013-06-30

34.27%

2013-03-31

32.07%

2012-12-31

20.00%

2012-09-30

23.28%

EBITDA Margin: 12.16%

ALRS EBITDA Margin

ALRS Average EBITDA Margin Chart

ALRS Current vs Average EBITDA Margin Chart

ALRS EBITDA Margin Metrics

ALRS Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

ALRS EBITDA Margin History

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