Alerus Financial Corporation (ALRS) vs Lufax Holding Ltd (LU)
A side-by-side comparison of Alerus Financial Corporation and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ALRS vs LU
growth of $100 · dividends reinvested · last 6yALRS vs LU: by the numbers
- •LU is the larger company ($906M vs $815M market cap).
- •ALRS is profitable (8.33% net margin) while LU runs a net loss (-7.83%).
- •ALRS grew revenue faster over the past five years (5.76% vs -13.35% CAGR).
- •ALRS pays a dividend (2.65% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | ALRS | LU |
|---|---|---|
| P/E ratio | 30.05 | N/A |
| Forward P/E | 10.76 | N/A |
| P/S ratio | 2.45 | 0.22 |
| P/B ratio | 1.40 | 0.08 |
Profitability
| Metric | ALRS | LU |
|---|---|---|
| Operating margin | 10.36% | 1.13% |
| Net margin | 8.33% | -7.83% |
| ROE | 4.75% | -2.75% |
Alerus Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ALRS | LU |
|---|---|---|
| Dividend yield | 2.65% | N/A |
| Payout ratio | 79.63% | N/A |
Growth (annualized)
| Metric | ALRS | LU |
|---|---|---|
| Revenue CAGR (5Y) | 5.76% | -13.35% |
| EPS CAGR (5Y) | -23.13% | N/A |
| Total return CAGR (5Y) | 4.67% | -37.51% |
Frequently asked
- Which has grown faster, ALRS or LU?
- Over the past five years, ALRS grew revenue faster — ALRS at a 5.76% CAGR versus LU at -13.35%.
- Does ALRS or LU pay a bigger dividend?
- ALRS pays a dividend (2.65% yield), while LU is a former payer with no current dividend run rate.
- Is ALRS or LU more profitable?
- ALRS runs the higher net margin — ALRS at 8.33% versus LU at -7.83%.
- How have ALRS and LU total returns compared?
- Over the past 5 years, ALRS delivered 4.67% and LU delivered -37.51% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Alerus Financial & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.