Navient (NAVI) EBITDA Margin: History & Chart

Navient Corporation(NAVI)

Financial - Credit Services · Herndon, VA

$8.95-0.09 (-1.05%)

Delayed quote: Oct 6, 2026, 2:15 PM EDT

About Navient Corporation

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.

Herndon, VA

670 employees

www.navient.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Edward John Bramson

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NAVI EBITDA Margin Metrics

EBITDA MARGIN

77.24%

EBITDA MARGIN AVG TTM

31.26%

EBITDA MARGIN AVG 3Y

3.29%

EBITDA MARGIN AVG 5Y

9.27%

EBITDA MARGIN AVG 10Y

13.22%

EBITDA MARGIN AVG 15Y

19.54%

EBITDA MARGIN AVG 20Y

N/A

CURRENT VS TTM AVG

+147.09%

CURRENT VS 3Y AVG

+2247.62%

CURRENT VS 5Y AVG

+733.44%

CURRENT VS 10Y AVG

+484.35%

CURRENT VS 15Y AVG

+295.22%

CURRENT VS 20Y AVG

N/A

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
Navient Corporation (NAVI)	$840.74M	77.24%	31.26%	3.29%	9.27%
Capital City Bank Group, Inc. (CCBG)vs ›	$846.49M	32.00%	29.99%	28.41%	28.27%
South Plains Financial, Inc. (SPFI)vs ›	$820.40M	26.91%	25.79%	30.16%	30.41%
World Acceptance Corporation (WRLD)vs ›	$819.86M	9.27%	19.56%	16.13%	16.86%
Eagle Bancorp, Inc. (EGBN)vs ›	$861.65M	-26.52%	-15.17%	8.24%	22.44%
Oxford Lane Capital Corp. (OXLCO)vs ›	$817.02M	-135.44%	-42.42%	15.56%	34.37%
Great Southern Bancorp, Inc. (GSBC)vs ›	$865.79M	27.91%	25.84%	30.10%	33.10%
Alerus Financial Corporation (ALRS)vs ›	$814.59M	12.16%	11.70%	15.08%	20.25%
Orrstown Financial Services, Inc. (ORRF)vs ›	$811.37M	32.97%	23.09%	24.44%	27.76%
GCM Grosvenor Inc. (GCMG)vs ›	$806.26M	27.66%	18.82%	15.07%	12.12%

NAME

MARKET CAP

EBITDA MARGIN

TTM

Navient Corporation (NAVI)

$840.74M

77.24%

31.26%

3.29%

9.27%

Capital City Bank Group, Inc. (CCBG)vs ›

$846.49M

32.00%

29.99%

28.41%

28.27%

South Plains Financial, Inc. (SPFI)vs ›

$820.40M

26.91%

25.79%

30.16%

30.41%

World Acceptance Corporation (WRLD)vs ›

$819.86M

9.27%

19.56%

16.13%

16.86%

Eagle Bancorp, Inc. (EGBN)vs ›

$861.65M

-26.52%

-15.17%

8.24%

22.44%

Oxford Lane Capital Corp. (OXLCO)vs ›

$817.02M

-135.44%

-42.42%

15.56%

34.37%

Great Southern Bancorp, Inc. (GSBC)vs ›

$865.79M

27.91%

25.84%

30.10%

33.10%

Alerus Financial Corporation (ALRS)vs ›

$814.59M

12.16%

11.70%

15.08%

20.25%

Orrstown Financial Services, Inc. (ORRF)vs ›

$811.37M

32.97%

23.09%

24.44%

27.76%

GCM Grosvenor Inc. (GCMG)vs ›

$806.26M

27.66%

18.82%

15.07%

12.12%

EBITDA Margin FAQ

What is the EBITDA margin for Navient Corporation (NAVI)?

The EBITDA margin for NAVI stock is 77.24%.

Is Navient Corporation's EBITDA margin high or low?

The EBITDA margin of 77.24% is 733% above its 5-year average of 9.27%, near the high end of its 5-year range (-14.63%–84.02%).

What is the TTM average EBITDA margin for Navient Corporation (NAVI)?

The TTM average EBITDA margin for NAVI stock is 31.26%.

What is the 3Y average EBITDA margin for Navient Corporation (NAVI)?

The 3Y average EBITDA margin for NAVI stock is 3.29%.

What is the 5Y average EBITDA margin for Navient Corporation (NAVI)?

The 5Y average EBITDA margin for NAVI stock is 9.27%.

What is the 10Y average EBITDA margin for Navient Corporation (NAVI)?

The 10Y average EBITDA margin for NAVI stock is 13.22%.

What is the 15Y average EBITDA margin for Navient Corporation (NAVI)?

The 15Y average EBITDA margin for NAVI stock is 19.54%.

DATE	EBITDA MARGIN
2026-06-30	84.02%
2026-03-31	2.16%
2025-12-31	82.39%
2025-09-30	-14.63%
2025-06-30	2.36%
2025-03-31	-0.60%
2024-12-31	2.66%
2024-09-30	1.19%
2024-06-30	4.40%
2024-03-31	7.57%
2023-12-31	-3.13%
2023-09-30	8.46%
2023-06-30	7.83%
2023-03-31	12.42%
2022-12-31	10.06%
2022-09-30	13.29%
2022-06-30	29.54%
2022-03-31	39.10%
2021-12-31	-1.07%
2021-09-30	26.19%
2021-06-30	28.27%
2021-03-31	49.10%
2020-12-31	28.29%
2020-09-30	27.61%
2020-06-30	17.86%
2020-03-31	-13.42%
2019-12-31	19.14%
2019-09-30	13.66%
2019-06-30	14.04%
2019-03-31	59.08%
2018-12-31	11.08%
2018-09-30	10.16%
2018-06-30	8.25%
2018-03-31	12.36%
2017-12-31	14.86%
2017-09-30	19.16%
2017-06-30	13.96%
2017-03-31	12.08%
2016-12-31	22.19%
2016-09-30	27.95%
2016-06-30	17.90%
2016-03-31	23.78%
2015-12-31	35.50%
2015-09-30	30.21%
2015-06-30	23.32%
2015-03-31	35.22%
2014-12-31	33.10%
2014-09-30	39.58%
2014-06-30	34.48%
2014-03-31	24.49%
2013-12-31	24.20%
2013-09-30	27.54%
2013-06-30	44.41%
2013-03-31	37.22%
2012-12-31	70.36%
2012-09-30	61.39%

DATE

EBITDA MARGIN

2026-06-30

84.02%

2026-03-31

2.16%

2025-12-31

82.39%

2025-09-30

-14.63%

2025-06-30

2.36%

2025-03-31

-0.60%

2024-12-31

2.66%

2024-09-30

1.19%

2024-06-30

4.40%

2024-03-31

7.57%

2023-12-31

-3.13%

2023-09-30

8.46%

2023-06-30

7.83%

2023-03-31

12.42%

2022-12-31

10.06%

2022-09-30

13.29%

2022-06-30

29.54%

2022-03-31

39.10%

2021-12-31

-1.07%

2021-09-30

26.19%

2021-06-30

28.27%

2021-03-31

49.10%

2020-12-31

28.29%

2020-09-30

27.61%

2020-06-30

17.86%

2020-03-31

-13.42%

2019-12-31

19.14%

2019-09-30

13.66%

2019-06-30

14.04%

2019-03-31

59.08%

2018-12-31

11.08%

2018-09-30

10.16%

2018-06-30

8.25%

2018-03-31

12.36%

2017-12-31

14.86%

2017-09-30

19.16%

2017-06-30

13.96%

2017-03-31

12.08%

2016-12-31

22.19%

2016-09-30

27.95%

2016-06-30

17.90%

2016-03-31

23.78%

2015-12-31

35.50%

2015-09-30

30.21%

2015-06-30

23.32%

2015-03-31

35.22%

2014-12-31

33.10%

2014-09-30

39.58%

2014-06-30

34.48%

2014-03-31

24.49%

2013-12-31

24.20%

2013-09-30

27.54%

2013-06-30

44.41%

2013-03-31

37.22%

2012-12-31

70.36%

2012-09-30

61.39%

EBITDA Margin: 77.24%

NAVI EBITDA Margin

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