Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.91% is in line with its 5-year average of 29.14%, near the low end of its 5-year range (22.55%–65.37%).
5.61% below its 12-month average of 28.51%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 31.91%.
EBITDA MARGIN
26.91%
EBITDA MARGIN AVG TTM
28.51%
EBITDA MARGIN AVG 3Y
26.37%
EBITDA MARGIN AVG 5Y
29.14%
EBITDA MARGIN AVG 10Y
N/A
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-5.61%
CURRENT VS 3Y AVG
+2.07%
CURRENT VS 5Y AVG
-7.65%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
South Plains Financial, Inc.
Market Cap
$818.67M
EBITDA Margin
26.91%
TTM Avg
28.51%
3Y Avg
26.37%
5Y Avg
29.14%
Market Cap
$817.02M
EBITDA Margin
-135.44%
TTM Avg
-42.42%
3Y Avg
15.56%
5Y Avg
34.37%
Market Cap
$813.16M
EBITDA Margin
12.16%
TTM Avg
11.70%
3Y Avg
15.08%
5Y Avg
20.25%
Market Cap
$824.71M
EBITDA Margin
9.27%
TTM Avg
19.56%
3Y Avg
16.13%
5Y Avg
16.86%
Market Cap
$812.04M
EBITDA Margin
32.97%
TTM Avg
23.09%
3Y Avg
24.44%
5Y Avg
27.76%
Market Cap
$805.64M
EBITDA Margin
27.66%
TTM Avg
18.82%
3Y Avg
15.07%
5Y Avg
12.12%
Market Cap
$839.33M
EBITDA Margin
77.24%
TTM Avg
40.67%
3Y Avg
27.34%
5Y Avg
25.12%
Market Cap
$843.00M
EBITDA Margin
32.00%
TTM Avg
29.99%
3Y Avg
28.41%
5Y Avg
28.27%
Market Cap
$788.83M
EBITDA Margin
27.52%
TTM Avg
27.52%
3Y Avg
27.49%
5Y Avg
34.66%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| South Plains Financial, Inc. (SPFI) | $818.67M | 26.91% | 28.51% | 26.37% | 29.14% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -135.44% | -42.42% | 15.56% | 34.37% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 12.16% | 11.70% | 15.08% | 20.25% |
| World Acceptance Corporation (WRLD)vs › | $824.71M | 9.27% | 19.56% | 16.13% | 16.86% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 32.97% | 23.09% | 24.44% | 27.76% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 27.66% | 18.82% | 15.07% | 12.12% |
| Navient Corporation (NAVI)vs › | $839.33M | 77.24% | 40.67% | 27.34% | 25.12% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.00M | 32.00% | 29.99% | 28.41% | 28.27% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 27.52% | 27.52% | 27.49% | 34.66% |
| River City Bank (RCBC)vs › | $787.88M | 33.72% | 33.72% | 58.74% | 61.40% |
EBITDA Margin
26.9%
Operating Margin
27.2%
Net Margin
21.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 31.91% |
| 2026-03-31 | 26.87% |
| 2025-12-31 | 27.63% |
| 2025-09-30 | 29.82% |
| 2025-06-30 | 26.33% |
| 2025-03-31 | 24.87% |
| 2024-12-31 | 30.49% |
| 2024-09-30 | 22.55% |
| 2024-06-30 | 22.56% |
| 2024-03-31 | 22.76% |
| 2023-12-31 | 22.69% |
| 2023-09-30 | 27.92% |
| 2023-06-30 | 65.37% |
| 2023-03-31 | 23.48% |
| 2022-12-31 | 30.79% |
| 2022-09-30 | 34.94% |
| 2022-06-30 | 37.23% |
| 2022-03-31 | 35.18% |
| 2021-12-31 | 35.33% |
| 2021-09-30 | 34.84% |
| 2021-06-30 | 34.58% |
| 2021-03-31 | 35.11% |
| 2020-12-31 | 36.45% |
| 2020-09-30 | 34.67% |
| 2020-06-30 | 14.95% |
| 2020-03-31 | 19.48% |
| 2019-12-31 | 28.18% |
| 2019-09-30 | 24.50% |
| 2019-06-30 | 19.73% |
| 2019-03-31 | 16.67% |
| 2018-12-31 | 19.13% |
| 2018-09-30 | 16.88% |
| 2018-06-30 | 18.98% |
| 2018-03-31 | 18.01% |
