Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.57% is in line with its 5-year average of 2.50%, around the middle of its 5-year range (1.63%–3.97%).
13.72% above its 12-month average of 2.26%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.20%.
RETURN ON ASSETS (ROA)
2.57%
RETURN ON ASSETS (ROA) AVG TTM
2.26%
RETURN ON ASSETS (ROA) AVG 3Y
2.04%
RETURN ON ASSETS (ROA) AVG 5Y
2.50%
RETURN ON ASSETS (ROA) AVG 10Y
2.10%
RETURN ON ASSETS (ROA) AVG 15Y
1.69%
RETURN ON ASSETS (ROA) AVG 20Y
1.41%
CURRENT VS TTM AVG
+13.72%
CURRENT VS 3Y AVG
+26.29%
CURRENT VS 5Y AVG
+3.01%
CURRENT VS 10Y AVG
+22.65%
CURRENT VS 15Y AVG
+52.52%
CURRENT VS 20Y AVG
+82.64%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+108.10%
vs the sector median at left
SLM Corporation
Market Cap
$4.25B
Return on Assets (ROA)
2.57%
TTM Avg
2.26%
3Y Avg
2.04%
5Y Avg
2.50%
Market Cap
$4.28B
Return on Assets (ROA)
1.15%
TTM Avg
1.06%
3Y Avg
1.05%
5Y Avg
1.00%
Market Cap
$4.29B
Return on Assets (ROA)
2.43%
TTM Avg
2.54%
3Y Avg
2.44%
5Y Avg
2.08%
Market Cap
$4.18B
Return on Assets (ROA)
-79.46%
TTM Avg
-5.02%
3Y Avg
-13.75%
5Y Avg
-10.15%
Market Cap
$4.04B
Return on Assets (ROA)
1.08%
TTM Avg
0.65%
3Y Avg
0.78%
5Y Avg
0.67%
Market Cap
$4.03B
Return on Assets (ROA)
1.41%
TTM Avg
1.27%
3Y Avg
1.43%
5Y Avg
1.39%
Market Cap
$4.00B
Return on Assets (ROA)
1.08%
TTM Avg
0.65%
3Y Avg
0.78%
5Y Avg
0.67%
Market Cap
$3.95B
Return on Assets (ROA)
1.41%
TTM Avg
1.31%
3Y Avg
1.26%
5Y Avg
1.26%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SLM Corporation (SLM) | $4.25B | 2.57% | 2.26% | 2.04% | 2.50% |
| Fulton Financial Corporation (FULT)vs › | $4.28B | 1.15% | 1.06% | 1.05% | 1.00% |
| International Bancshares Corporation (IBOC)vs › | $4.29B | 2.43% | 2.54% | 2.44% | 2.08% |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.18B | -79.46% | -5.02% | -13.75% | -10.15% |
| Defiance Quantum ETF (QTUM)vs › | $4.14B | N/A | N/A | N/A | N/A |
| Texas Capital Bancshares, Inc. (TCBI)vs › | $4.04B | 1.08% | 0.65% | 0.78% | 0.67% |
| Cathay General Bancorp (CATY)vs › | $4.03B | 1.41% | 1.27% | 1.43% | 1.39% |
| Texas Capital Bancshares, Inc. (TCBIO)vs › | $4.00B | 1.08% | 0.65% | 0.78% | 0.67% |
| WSFS Financial Corporation (WSFS)vs › | $3.95B | 1.41% | 1.31% | 1.26% | 1.26% |
| First Financial Bankshares, Inc. (FFIN)vs › | $4.57B | 1.76% | 1.62% | 1.64% | 1.69% |
ROA
2.6%
ROE
29.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.50% |
| 2024-12-31 | 2.02% |
| 2023-12-31 | 1.99% |
| 2022-12-31 | 1.63% |
| 2021-12-31 | 3.97% |
| 2020-12-31 | 2.86% |
| 2019-12-31 | 1.77% |
| 2018-12-31 | 1.83% |
| 2017-12-31 | 1.33% |
| 2016-12-31 | 1.35% |
| 2015-12-31 | 1.80% |
| 2014-12-31 | 1.50% |
| 2013-12-31 | 2.42% |
| 2012-12-31 | 0.12% |
| 2011-12-31 | 0.33% |
| 2010-12-31 | 0.26% |
| 2009-12-31 | 0.19% |
| 2008-12-31 | -0.13% |
| 2007-12-31 | -0.58% |
| 2006-12-31 | 1.00% |
| 2005-12-31 | 1.39% |
| 2004-12-31 | 2.28% |
| 2003-12-31 | 2.37% |
| 2002-12-31 | 1.49% |
| 2001-12-31 | 0.73% |
| 2000-12-31 | 0.95% |
| 1999-12-31 | 1.14% |
| 1998-12-31 | 1.35% |
| 1997-12-31 | 1.28% |
| 1996-12-31 | 0.86% |
