Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.08% is 60% above its 5-year average of 0.67%, near the high end of its 5-year range (0.18%–1.17%).
66.15% above its 12-month average of 0.65%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.25%.
RETURN ON ASSETS (ROA)
1.08%
RETURN ON ASSETS (ROA) AVG TTM
0.65%
RETURN ON ASSETS (ROA) AVG 3Y
0.78%
RETURN ON ASSETS (ROA) AVG 5Y
0.67%
RETURN ON ASSETS (ROA) AVG 10Y
0.76%
RETURN ON ASSETS (ROA) AVG 15Y
0.85%
RETURN ON ASSETS (ROA) AVG 20Y
0.80%
CURRENT VS TTM AVG
+66.15%
CURRENT VS 3Y AVG
+37.58%
CURRENT VS 5Y AVG
+60.00%
CURRENT VS 10Y AVG
+42.79%
CURRENT VS 15Y AVG
+27.76%
CURRENT VS 20Y AVG
+35.51%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-12.55%
vs the sector median at left
Texas Capital Bancshares, Inc.
Market Cap
$4.00B
Return on Assets (ROA)
1.08%
TTM Avg
0.65%
3Y Avg
0.78%
5Y Avg
0.67%
Market Cap
$4.04B
Return on Assets (ROA)
1.41%
TTM Avg
1.27%
3Y Avg
1.43%
5Y Avg
1.39%
Market Cap
$4.05B
Return on Assets (ROA)
1.08%
TTM Avg
0.65%
3Y Avg
0.78%
5Y Avg
0.67%
Market Cap
$3.95B
Return on Assets (ROA)
1.41%
TTM Avg
1.31%
3Y Avg
1.26%
5Y Avg
1.26%
Market Cap
$3.88B
Return on Assets (ROA)
1.28%
TTM Avg
0.81%
3Y Avg
0.91%
5Y Avg
0.97%
Market Cap
$3.87B
Return on Assets (ROA)
16.72%
TTM Avg
17.30%
3Y Avg
17.05%
5Y Avg
15.85%
Market Cap
$4.14B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.84B
Return on Assets (ROA)
1.09%
TTM Avg
0.91%
3Y Avg
1.11%
5Y Avg
0.99%
Market Cap
$3.81B
Return on Assets (ROA)
35.36%
TTM Avg
29.79%
3Y Avg
10.21%
5Y Avg
-1.90%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Texas Capital Bancshares, Inc. (TCBIO) | $4.00B | 1.08% | 0.65% | 0.78% | 0.67% |
| Cathay General Bancorp (CATY)vs › | $4.04B | 1.41% | 1.27% | 1.43% | 1.39% |
| Texas Capital Bancshares, Inc. (TCBI)vs › | $4.05B | 1.08% | 0.65% | 0.78% | 0.67% |
| WSFS Financial Corporation (WSFS)vs › | $3.95B | 1.41% | 1.31% | 1.26% | 1.26% |
| WesBanco, Inc. (WSBCO)vs › | $3.88B | 1.28% | 0.81% | 0.91% | 0.97% |
| CorVel Corporation (CRVL)vs › | $3.87B | 16.72% | 17.30% | 17.05% | 15.85% |
| Defiance Quantum ETF (QTUM)vs › | $4.14B | N/A | N/A | N/A | N/A |
| Independent Bank Corp. (INDB)vs › | $3.84B | 1.09% | 0.91% | 1.11% | 0.99% |
| Sezzle Inc. (SEZL)vs › | $3.81B | 35.36% | 29.79% | 10.21% | -1.90% |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.21B | -79.46% | -5.02% | -13.75% | -10.15% |
ROA
1.1%
ROE
10.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.05% |
| 2024-12-31 | 0.25% |
| 2023-12-31 | 0.67% |
| 2022-12-31 | 1.17% |
| 2021-12-31 | 0.73% |
| 2020-12-31 | 0.18% |
| 2019-12-31 | 0.96% |
| 2018-12-31 | 1.04% |
| 2017-12-31 | 0.79% |
| 2016-12-31 | 0.71% |
| 2015-12-31 | 0.77% |
| 2014-12-31 | 0.86% |
| 2013-12-31 | 1.03% |
| 2012-12-31 | 1.14% |
| 2011-12-31 | 0.93% |
| 2010-12-31 | 0.58% |
| 2009-12-31 | 0.42% |
| 2008-12-31 | 0.47% |
| 2007-12-31 | 0.69% |
| 2006-12-31 | 0.79% |
| 2005-12-31 | 0.89% |
| 2004-12-31 | 0.78% |
| 2003-12-31 | 0.63% |
| 2002-12-31 | 0.41% |
| 2001-12-31 | 0.50% |
| 2000-12-31 | -1.82% |
| 1999-12-31 | -2.28% |
