Which has the lower trailing P/E, SEZL or TCBIO?

TCBIO has the lower trailing P/E: SEZL trades at 24.64 and TCBIO at 2.42. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, SEZL or TCBIO?

Over the past five years, SEZL grew revenue faster — SEZL at a 42.22% CAGR versus TCBIO at 12.88%.

Does SEZL or TCBIO pay a bigger dividend?

TCBIO pays a dividend (7.77% yield), while SEZL has no payments in the available dividend history.

Is SEZL or TCBIO more profitable?

SEZL runs the higher net margin — SEZL at 30.35% versus TCBIO at 18.58%.

How have SEZL and TCBIO total returns compared?

Over the past 5 years, SEZL delivered 69.10% and TCBIO delivered 0.30% annualized total return. Past performance doesn't predict future results.

Sezzle Inc. (SEZL) vs Texas Capital Bancshares, Inc. (TCBIO)

A side-by-side comparison of Sezzle Inc. and Texas Capital Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

SEZL

Sezzle Inc.

$3.79B

$112.84Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

TCBIO

Texas Capital Bancshares, Inc.

$4.00B

$18.50Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — SEZL vs TCBIO

growth of $100 · dividends reinvested · last 6y

SEZL +550.5% (+36.6%/yr)TCBIO +12.8% (+2.0%/yr)SEZL compounded faster over this window

Log scale — wide-divergence pair

SEZL TCBIO

SEZL vs TCBIO: by the numbers

•TCBIO is the larger company ($4.00B vs $3.79B market cap).
•TCBIO trades at the lower trailing earnings multiple (2.42 vs 24.64 P/E), one valuation lens rather than an overall verdict.
•SEZL converts more revenue to profit (30.35% vs 18.58% net margin).
•SEZL grew revenue faster over the past five years (42.22% vs 12.88% CAGR).
•TCBIO pays a dividend (7.77% yield), while SEZL has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	SEZL	TCBIO
P/E ratio	24.64	2.42
Forward P/E	21.51	2.51
PEG ratio	N/A	0.06
P/S ratio	7.13	2.04
P/B ratio	16.29	1.19
EV / EBITDA	17.70	N/A
FCF yield	8.60%	N/A

Profitability

Metric	SEZL	TCBIO
Gross margin	90.80%	N/A
Operating margin	40.39%	24.85%
Net margin	30.35%	18.58%
ROE	69.29%	10.00%
ROIC	48.64%	N/A

Texas Capital Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	SEZL	TCBIO
Dividend yield	N/A	7.77%
Payout ratio	N/A	18.84%

Growth (annualized)

Metric	SEZL	TCBIO
Revenue CAGR (5Y)	42.22%	12.88%
EPS CAGR (5Y)	N/A	43.74%
Total return CAGR (5Y)	69.10%	0.30%

Frequently asked

Which has the lower trailing P/E, SEZL or TCBIO?: TCBIO has the lower trailing P/E: SEZL trades at 24.64 and TCBIO at 2.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SEZL or TCBIO?: Over the past five years, SEZL grew revenue faster — SEZL at a 42.22% CAGR versus TCBIO at 12.88%.
Does SEZL or TCBIO pay a bigger dividend?: TCBIO pays a dividend (7.77% yield), while SEZL has no payments in the available dividend history.
Is SEZL or TCBIO more profitable?: SEZL runs the higher net margin — SEZL at 30.35% versus TCBIO at 18.58%.
How have SEZL and TCBIO total returns compared?: Over the past 5 years, SEZL delivered 69.10% and TCBIO delivered 0.30% annualized total return. Past performance doesn't predict future results.

Go deeper

Full SEZL analysis Full TCBIO analysis Interactive comparison tool

Dig into the metrics

Sezzle P/E ratio Texas Capital Bancshares P/E ratio Texas Capital Bancshares dividend yield Sezzle ROE Texas Capital Bancshares ROE Sezzle operating margin Texas Capital Bancshares operating margin Sezzle revenue growth Texas Capital Bancshares revenue growth Sezzle free cash flow

Sezzle & Texas Capital Bancshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.