Texas Capital Bancshares, Inc. (TCBIO) vs WSFS Financial Corporation (WSFS)
A side-by-side comparison of Texas Capital Bancshares, Inc. and WSFS Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — TCBIO vs WSFS
growth of $100 · dividends reinvested · last 6yTCBIO vs WSFS: by the numbers
- •TCBIO is the larger company ($4.00B vs $3.96B market cap).
- •TCBIO trades at the lower trailing earnings multiple (2.42 vs 12.73 P/E), one valuation lens rather than an overall verdict.
- •WSFS converts more revenue to profit (23.43% vs 18.58% net margin).
- •WSFS grew revenue faster over the past five years (15.01% vs 12.88% CAGR).
- •TCBIO pays the higher dividend yield (7.77% vs 0.97%).
Metrics side by side
Valuation
| Metric | TCBIO | WSFS |
|---|---|---|
| P/E ratio | 2.42 | 12.73 |
| Forward P/E | 2.51 | 11.50 |
| PEG ratio | 0.06 | 0.73 |
| P/S ratio | 2.04 | 2.89 |
| P/B ratio | 1.19 | 1.45 |
Profitability
| Metric | TCBIO | WSFS |
|---|---|---|
| Operating margin | 24.85% | 31.34% |
| Net margin | 18.58% | 23.43% |
| ROE | 10.00% | 11.77% |
Texas Capital Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
WSFS Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | TCBIO | WSFS |
|---|---|---|
| Dividend yield | 7.77% | 0.97% |
| Payout ratio | 18.84% | 12.40% |
Growth (annualized)
| Metric | TCBIO | WSFS |
|---|---|---|
| Revenue CAGR (5Y) | 12.88% | 15.01% |
| EPS CAGR (5Y) | 43.74% | 17.53% |
| Total return CAGR (5Y) | 0.30% | 9.01% |
Frequently asked
- Which has the lower trailing P/E, TCBIO or WSFS?
- TCBIO has the lower trailing P/E: TCBIO trades at 2.42 and WSFS at 12.73. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, TCBIO or WSFS?
- Over the past five years, WSFS grew revenue faster — TCBIO at a 12.88% CAGR versus WSFS at 15.01%.
- Does TCBIO or WSFS pay a bigger dividend?
- TCBIO yields 7.77% and WSFS yields 0.97% based on trailing dividends and the latest price.
- Is TCBIO or WSFS more profitable?
- WSFS runs the higher net margin — TCBIO at 18.58% versus WSFS at 23.43%.
- How have TCBIO and WSFS total returns compared?
- Over the past 5 years, TCBIO delivered 0.30% and WSFS delivered 9.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Texas Capital Bancshares & WSFS Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.