Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.41% is in line with its 5-year average of 1.39%, around the middle of its 5-year range (1.20%–1.64%).
11.02% above its 12-month average of 1.27%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.37%.
RETURN ON ASSETS (ROA)
1.41%
RETURN ON ASSETS (ROA) AVG TTM
1.27%
RETURN ON ASSETS (ROA) AVG 3Y
1.43%
RETURN ON ASSETS (ROA) AVG 5Y
1.39%
RETURN ON ASSETS (ROA) AVG 10Y
1.37%
RETURN ON ASSETS (ROA) AVG 15Y
1.29%
RETURN ON ASSETS (ROA) AVG 20Y
1.32%
CURRENT VS TTM AVG
+11.02%
CURRENT VS 3Y AVG
-1.23%
CURRENT VS 5Y AVG
+1.44%
CURRENT VS 10Y AVG
+2.99%
CURRENT VS 15Y AVG
+8.91%
CURRENT VS 20Y AVG
+7.00%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
+14.63%
vs the sector median at left
Cathay General Bancorp
Market Cap
$4.07B
Return on Assets (ROA)
1.41%
TTM Avg
1.27%
3Y Avg
1.43%
5Y Avg
1.39%
Market Cap
$4.12B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.88B
Return on Assets (ROA)
16.72%
TTM Avg
17.30%
3Y Avg
17.05%
5Y Avg
15.85%
Market Cap
$3.85B
Return on Assets (ROA)
1.09%
TTM Avg
0.91%
3Y Avg
1.11%
5Y Avg
0.99%
Market Cap
$4.32B
Return on Assets (ROA)
2.43%
TTM Avg
2.54%
3Y Avg
2.44%
5Y Avg
2.08%
Market Cap
$4.34B
Return on Assets (ROA)
1.15%
TTM Avg
1.06%
3Y Avg
1.05%
5Y Avg
1.00%
Market Cap
$3.73B
Return on Assets (ROA)
35.36%
TTM Avg
29.79%
3Y Avg
10.21%
5Y Avg
-1.90%
Market Cap
$3.68B
Return on Assets (ROA)
1.67%
TTM Avg
1.61%
3Y Avg
1.63%
5Y Avg
1.56%
Market Cap
$3.67B
Return on Assets (ROA)
0.24%
TTM Avg
0.30%
3Y Avg
0.42%
5Y Avg
0.45%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cathay General Bancorp (CATY) | $4.07B | 1.41% | 1.27% | 1.43% | 1.39% |
| Defiance Quantum ETF (QTUM)vs › | $4.12B | N/A | N/A | N/A | N/A |
| CorVel Corporation (CRVL)vs › | $3.88B | 16.72% | 17.30% | 17.05% | 15.85% |
| Independent Bank Corp. (INDB)vs › | $3.85B | 1.09% | 0.91% | 1.11% | 0.99% |
| International Bancshares Corporation (IBOC)vs › | $4.32B | 2.43% | 2.54% | 2.44% | 2.08% |
| Fulton Financial Corporation (FULT)vs › | $4.34B | 1.15% | 1.06% | 1.05% | 1.00% |
| Sezzle Inc. (SEZL)vs › | $3.73B | 35.36% | 29.79% | 10.21% | -1.90% |
| BFC Capital Trust II PFD TR 7.20% (BANFP)vs › | $3.68B | 1.67% | 1.61% | 1.63% | 1.56% |
| Genworth Financial, Inc. (GNW)vs › | $3.67B | 0.24% | 0.30% | 0.42% | 0.45% |
| BancFirst Corporation (BANF)vs › | $3.63B | 1.67% | 1.61% | 1.63% | 1.56% |
ROA
1.4%
ROE
11.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.30% |
| 2024-12-31 | 1.24% |
| 2023-12-31 | 1.53% |
| 2022-12-31 | 1.64% |
| 2021-12-31 | 1.43% |
| 2020-12-31 | 1.20% |
| 2019-12-31 | 1.54% |
| 2018-12-31 | 1.62% |
| 2017-12-31 | 1.13% |
| 2016-12-31 | 1.21% |
| 2015-12-31 | 1.22% |
| 2014-12-31 | 1.20% |
| 2013-12-31 | 1.12% |
| 2012-12-31 | 1.10% |
| 2011-12-31 | 0.94% |
| 2010-12-31 | 0.11% |
| 2009-12-31 | -0.58% |
| 2008-12-31 | 0.44% |
| 2007-12-31 | 1.21% |
| 2006-12-31 | 1.46% |
| 2005-12-31 | 1.63% |
| 2004-12-31 | 1.42% |
| 2003-12-31 | 1.00% |
| 2002-12-31 | 1.77% |
| 2001-12-31 | 1.74% |
| 2000-12-31 | 1.75% |
| 1999-12-31 | 1.52% |
| 1998-12-31 | 1.38% |
| 1997-12-31 | 1.24% |
| 1996-12-31 | 0.88% |
