Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 33.16% is in line with its 5-year average of 36.67%, around the middle of its 5-year range (20.97%–56.12%).
2.90% above its 12-month average of 32.23%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 36.34%.
OPERATING MARGIN
33.16%
OPERATING MARGIN AVG TTM
32.23%
OPERATING MARGIN AVG 3Y
28.04%
OPERATING MARGIN AVG 5Y
36.67%
OPERATING MARGIN AVG 10Y
40.17%
OPERATING MARGIN AVG 15Y
40.81%
OPERATING MARGIN AVG 20Y
37.93%
CURRENT VS TTM AVG
+2.90%
CURRENT VS 3Y AVG
+18.25%
CURRENT VS 5Y AVG
-9.56%
CURRENT VS 10Y AVG
-17.46%
CURRENT VS 15Y AVG
-18.74%
CURRENT VS 20Y AVG
-12.58%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
+87.03%
vs the sector median at left
Cathay General Bancorp
Market Cap
$4.05B
Operating Margin
33.16%
TTM Avg
32.23%
3Y Avg
28.04%
5Y Avg
36.67%
Market Cap
$3.88B
Operating Margin
15.37%
TTM Avg
14.21%
3Y Avg
13.04%
5Y Avg
12.66%
Market Cap
$3.85B
Operating Margin
22.66%
TTM Avg
24.12%
3Y Avg
32.30%
5Y Avg
31.61%
Market Cap
$4.32B
Operating Margin
49.20%
TTM Avg
49.09%
3Y Avg
51.45%
5Y Avg
49.07%
Market Cap
$4.34B
Operating Margin
25.73%
TTM Avg
22.41%
3Y Avg
24.96%
5Y Avg
25.69%
Market Cap
$3.68B
Operating Margin
41.06%
TTM Avg
33.55%
3Y Avg
34.94%
5Y Avg
34.72%
Market Cap
$3.67B
Operating Margin
5.75%
TTM Avg
7.56%
3Y Avg
9.42%
5Y Avg
10.60%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cathay General Bancorp (CATY) | $4.05B | 33.16% | 32.23% | 28.04% | 36.67% |
| Defiance Quantum ETF (QTUM)vs › | $4.12B | N/A | N/A | N/A | N/A |
| CorVel Corporation (CRVL)vs › | $3.88B | 15.37% | 14.21% | 13.04% | 12.66% |
| Independent Bank Corp. (INDB)vs › | $3.85B | 22.66% | 24.12% | 32.30% | 31.61% |
| International Bancshares Corporation (IBOC)vs › | $4.32B | 49.20% | 49.09% | 51.45% | 49.07% |
| Fulton Financial Corporation (FULT)vs › | $4.34B | 25.73% | 22.41% | 24.96% | 25.69% |
| Sezzle Inc. (SEZL)vs › | $3.73B | 40.39% | 34.80% | 15.22% | -7.78% |
| BFC Capital Trust II PFD TR 7.20% (BANFP)vs › | $3.68B | 41.06% | 33.55% | 34.94% | 34.72% |
| Genworth Financial, Inc. (GNW)vs › | $3.67B | 5.75% | 7.56% | 9.42% | 10.60% |
| BancFirst Corporation (BANF)vs › | $3.61B | 41.06% | 33.55% | 34.94% | 34.72% |
Operating Margin
33.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 36.34% |
| 2026-03-31 | 33.70% |
| 2025-12-31 | 36.24% |
| 2025-09-30 | 26.40% |
| 2025-06-30 | 28.46% |
| 2025-03-31 | 26.22% |
| 2024-12-31 | 25.12% |
| 2024-09-30 | 21.72% |
| 2024-06-30 | 20.97% |
| 2024-03-31 | 23.61% |
| 2023-12-31 | 26.10% |
| 2023-09-30 | 27.92% |
| 2023-06-30 | 31.76% |
| 2023-03-31 | 38.51% |
| 2022-12-31 | 47.59% |
| 2022-09-30 | 55.12% |
| 2022-06-30 | 55.43% |
| 2022-03-31 | 51.04% |
| 2021-12-31 | 52.15% |
| 2021-09-30 | 49.45% |
| 2021-06-30 | 56.12% |
| 2021-03-31 | 54.22% |
| 2020-12-31 | 45.37% |
| 2020-09-30 | 32.37% |
| 2020-06-30 | 30.49% |
| 2020-03-31 | 29.06% |
| 2019-12-31 | 41.86% |
| 2019-09-30 | 45.05% |
| 2019-06-30 | 42.21% |
| 2019-03-31 | 42.49% |
| 2018-12-31 | 42.04% |
| 2018-09-30 | 47.89% |
| 2018-06-30 | 48.33% |
| 2018-03-31 | 50.21% |
| 2017-12-31 | 46.47% |
| 2017-09-30 | 52.54% |
| 2017-06-30 | 47.15% |
| 2017-03-31 | 50.50% |
| 2016-12-31 | 46.43% |
| 2016-09-30 | 46.55% |
| 2016-06-30 | 35.97% |
| 2016-03-31 | 53.00% |
| 2015-12-31 | 45.19% |
| 2015-09-30 | 40.14% |
| 2015-06-30 | 46.56% |
| 2015-03-31 | 50.53% |
| 2014-12-31 | 49.64% |
| 2014-09-30 | 50.49% |
| 2014-06-30 | 48.93% |
| 2014-03-31 | 42.46% |
| 2013-12-31 | 45.46% |
| 2013-09-30 | 43.34% |
| 2013-06-30 | 38.47% |
| 2013-03-31 | 39.24% |
| 2012-12-31 | 37.23% |
| 2012-09-30 | 39.38% |
| 2012-06-30 | 39.71% |
| 2012-03-31 | 38.34% |
| 2011-12-31 | 35.24% |
| 2011-09-30 | 30.79% |
| 2011-06-30 | 27.89% |
| 2011-03-31 | 26.86% |
| 2010-12-31 | 18.63% |
| 2010-09-30 | 19.65% |
| 2010-06-30 | -2.51% |
| 2010-03-31 | -37.07% |
| 2009-12-31 | -44.59% |
| 2009-09-30 | -22.55% |
| 2009-06-30 | -30.04% |
| 2009-03-31 | 8.20% |
| 2008-12-31 | -8.58% |
| 2008-09-30 | 10.35% |
| 2008-06-30 | 17.74% |
| 2008-03-31 | 26.37% |
| 2007-12-31 | 27.88% |
| 2007-09-30 | 31.70% |
| 2007-06-30 | 30.97% |
| 2007-03-31 | 32.09% |
| 2006-12-31 | 33.58% |
| 2006-09-30 | 35.34% |
| 2006-06-30 | 36.45% |
| 2006-03-31 | 39.56% |
| 2005-12-31 | 41.88% |
| 2005-09-30 | 44.14% |
| 2005-06-30 | 45.69% |
| 2005-03-31 | 47.22% |
| 2004-12-31 | 45.66% |
| 2004-09-30 | 50.45% |
| 2004-06-30 | 49.74% |
| 2004-03-31 | 47.00% |
| 2003-12-31 | 45.18% |
| 2003-09-30 | 47.32% |
| 2003-06-30 | 46.96% |
| 2003-03-31 | 45.75% |
| 2002-12-31 | 43.79% |
| 2002-09-30 | 45.88% |
